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Kaas & Zo

Active
Private limited companyfounded 2005active for 21 yearsManestraat 15, 8800 Roeselare, BelgiumKBO/BCE: BE 0871.552.720
Summary

Kaas & Zo has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €85,198 and a net result of €14,053. Equity has been growing by about 13% per year since 2019. Its solvency ranks better than 88% of 22,817 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 31-01-2005 Normal situation
Activity
Retail trade NACE 47271and 1 other
Establishment unit
2.145.470.942 8800 Roeselare, since 04-03-2005
Financial year end
30 September
Peppol
Reachable since 31-08-2023

Board and ownership

Board

Financial position

98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts to 30-09-2025
Gross margin
€21,648
▲ 201%
Turnover
≈ €350,000
estimated
Profit
€14,053
▲ 521%
Equity
€85,198
▲ 19.8%
Total assets
€105,649
▲ 19.2%
Score breakdownraises riskSector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 5.02, cash €53,476Equity €85,198 (80.6% of total assets)Founded in 2005Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 85% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 80.6% of total assets
Liquidity 94-1
short-term debt 19.0% · cash 50.6%
Profitability 85+13
return on assets 13.3%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,278 companies, NACE 47, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: 0.1%▲ +0.1 percentage points vs 04-2026highest value 06-2026: < 0.1%▼ -0.1 percentage points vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.02 (4.94 in 2024), above the usual 1.5. Short-term debt is 19% and cash 50.6% of total assets. 19.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 94% on liquidity, 80% on profitability and 72% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-09-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 5.02, cash €53,476
NBB · annual accounts
lowers risk · Equity €85,198 (80.6% of total assets)
NBB · annual accounts
lowers risk · Founded in 2005
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 day early
2024
43 days early
2023
21 days early
2022
39 days early
2021
38 days early
2020
30 days early
2019
38 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 30 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 23 March (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end05-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 88% of companies in retail tradesector median 33.2% · 22,817 companies 80.6% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 6 profitable years in a rowprofit 2025: €14,053 6 years View

Recent changes

  1. · Gazette deed 1 manager resigning, 2 directors reappointedResignation: ROMMELAERE Friedel (statutory director and statutory manager) · Reappointments: ROMMELAERE Friedel (director) and VANMASSENHOVE Hendrik (director)
  2. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as Kaas & Zo: retail trade (NACE 47271). They are comparable in size and age: total assets between €68,800 and €141,000, founded between 1995 and 2011.

CompanyTotal assetsGross margin
Kaas & Zo Roeselare€105,649€21,648
VMS Beveren-Kruibeke-Zwijndrecht€140,994€22,263
MAGAMOBIL Beloeil€132,012€26,678
TOMTOM IJS Dessel€72,514€18,757
CREMERIE DES PRES Beloeil€102,341€16,307
AU PLAISIR DES GOURMETS Namur€136,538€16,771
SD.MEAT Watermael-Boitsfort€68,790€27,637
Full comparison

Key facts about Kaas & Zo

What is the company number of Kaas & Zo?
The company number of Kaas & Zo is 0871.552.720. The VAT number is the same number with BE in front: BE 0871.552.720.
Where is Kaas & Zo based?
The registered office is at Manestraat 15, 8800 Roeselare.Company details
What does Kaas & Zo do?
According to the KBO register, the main activity is retail trade (NACE 47271).
What is the legal form of Kaas & Zo?
Kaas & Zo is a private limited company (BV).
When was Kaas & Zo founded?
Kaas & Zo was founded on 31-01-2005.
Is Kaas & Zo still active?
Yes, Kaas & Zo is an active enterprise in the KBO register.
What is the turnover of Kaas & Zo?
The turnover in financial year 2025 is ≈ €350,000. This figure is estimated from the gross margin of €21,648 and 93 comparable companies (NACE 472). It probably lies between €170,000 and €720,000. It is a rough estimate.Financials
Is Kaas & Zo profitable?
In financial year 2025, Kaas & Zo made a profit of €14,053.
Where can I find the annual accounts of Kaas & Zo?
Kaas & Zo filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Kaas & Zo due?
Kaas & Zo must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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