K9-K4 Group
ActiveK9-K4 Group has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €109k and a net result of €91k. Equity is growing by ~16.3% per year across the filed fiscal years. Its solvency ranks better than 44% of 11200 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
76
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency60▼-29
Growth58▼-20
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity tight (current ratio 1.29 against 1.67 in 2024), and 65.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.1%
Return on assets
28.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-01-2026, 19 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
19 d early
2024
on the day
2023
on the day
2022
4 d early
2021
on the day
2020
2 d early
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€109k▼ 41.2%
2024 · €186k
2019: €130k
2020: €20k
2021: €20k
2022: €72k
2023: €165k
2024: €186k
2019 → 2025
Total assets
€320k▼ 9.4%
2024 · €353k
2019: €244k
2020: €267k
2021: €316k
2022: €384k
2023: €322k
2024: €353k
2019 → 2025
Net result
€91k▲ 0.1%
2024 · €90k
2019: €64k
2020: €43k
2021: €85k
2022: €81k
2023: €94k
2024: €90k
2019 → 2025
Working capital
€59k▼ 46.4%
2024 · €111k
2019: €137k
2020: €-7k
2021: €-13k
2022: €41k
2023: €129k
2024: €111k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€72k▲ 250%€165k▲ 131%€186k▲ 12.4%€109k▼ 41.2%
Operating result€115k-€109k▼ 5.3%€125k▲ 14.9%€125k▲ 0.2%€130k▲ 3.9%
Net result€85k-€81k▼ 4.6%€94k▲ 15.4%€90k▼ 3.5%€91k▲ 0.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 4% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €320k
Fixed assets
€57k▼ 27.9%
Current assets
€263k▼ 4.0%
Equity and liabilities €320k
Equity
€109k▼ 41.2%
Debt
€211k▲ 25.9%
The debt ratio rises from 47.5% to 65.9%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€152k▲
2024 · €146k
Cash flow
€113k▲
2024 · €111k
Solvency
34.1%▼
2024 · 52.5%
Current ratio
1.29▼
2024 · 1.67
Quick ratio
0.41▼
2024 · 0.42
Debt / equity
1.94▲
2024 · 0.90
ROE
83.0%▲
2024 · 48.7%
ROA
28.3%▲
2024 · 25.6%
Interest coverage
16.57▼
2024 · 33.96
Debt
€211k▲
2024 · €168k
Debt ≤ 1 year
€204k▲
2024 · €164k
Debt > 1 year
€0▼
2024 · €2k
Income taxes
€31k▼
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€353k€320k▼
Fixed assets21/28€79k€57k▼
Tangible fixed assets22/27€79k€57k▼
Plant, machinery and equipment23€33k€28k▼
Furniture and vehicles24€19k€11k▼
Other tangible fixed assets26€27k€18k▼
Current assets29/58€275k€263k▼
Stocks and contracts in progress3€205k€180k▼
Stocks30/36€205k€180k▼
Amounts receivable within one year40/41€6k€7k▲
Trade receivables40€6k€6k▲
Other amounts receivable41-€723
Cash at bank and in hand54/58€51k€75k▲
Deferred charges and accrued income490/1€13k€2k▼
Equity and liabilities
Total equity and liabilities10/49€353k€320k▼
Equity10/15€186k€109k▼
Contributions10/11€19k€19k=
Reserves13€167k€91k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€167k€91k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€168k€211k▲
Amounts payable after more than one year17€2k€0▼
Financial debts170/4€2k€0▼
Amounts payable within one year42/48€164k€204k▲
Current portion of amounts payable after more than one year42€6k€2k▼
Financial debts43-€458
Credit institutions430/8-€458
Trade debts44€10k€4k▼
Suppliers440/4€10k€4k▼
Taxes, remuneration and social security45€5k€6k▲
Taxes450/3€5k€6k▲
Other amounts payable47/48€143k€192k▲
Accrued charges and deferred income492/3€2k€7k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€22k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€149k€156k▲
Operating profit (loss)9901€125k€130k▲
Financial income75/76B€420€302▼
Recurring financial income75€420€302▼
Financial charges65/66B€4k€9k▲
Recurring financial charges65€4k€9k▲
Profit (loss) for the period before taxes9903€121k€121k▼
Income taxes67/77€31k€31k▼
Profit (loss) for the period9904€90k€91k▲
Profit (loss) for the period to be appropriated9905€90k€91k▲
Appropriation of the result
Profit (loss) to be appropriated9906€90k€91k▲
Transfer from equity791/2€70k€167k▲
Transfer to equity691/2€90k€91k▲
To other reserves6921€90k€91k▲
Profit to be distributed694/7€70k€167k▲
Return on contributions (dividend)694€70k€167k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2019net €94k ▲15.4%
Net result €94k, the highest in the series.
30-06
Financial
Equity above €150kEq €165k ▲131%
5 profitable years in a row build equity to €165k.
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Weakest financial yearnet €43k ▼33.2%
Net result drops to €43k, the lowest in the series; recovery starts the following year.
23-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
27-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
23-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maarkedal · 2 establishment units since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zeitje 129681 MaarkedalGround area
3,020 m²
Building footprint
766 m²
Volume, LiDAR
4,059 m³
2 parcels, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
K9-K4 Group
since 20162.253.981.476
K9-K4 Group
since 20162.255.332.746
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45032B0217/00N000 | Flanders | 2,135 m² | 1 · 121 m² | 6.8 m · 1 fl. |
| 45502A0712/00V000 | Flanders | 885 m² | 1 · 646 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteOudenaarde2.255.332.746
Similar companies · same sector, comparable size
SERAPHINE
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BB TRANS
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STUDIO DÔME
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CHARLINE
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Of 1,299 companies in sector 46423 we hold annual accounts for 806. 567 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-06-2016
Fiscal year end30-06
Activities, NACEBEL
46423Wholesale of clothing, excluding workwear and underwear
47762Retail sale of pets, pet food and pet supplies
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@k9-k4.be