K.W.S.
ActiveThe computed 12-month bankruptcy probability of K.W.S. is 2.8% (moderate). The 2024 annual accounts show equity of €20k and a net result of €15k. Its solvency ranks better than 33% of 36378 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes
Profitability100
Solvency46
Growth-
Stability67
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.88), and 68.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
31.2%
Return on assets
23.6%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
29 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€20k
Total assets
€66k
Net result
€15k
Working capital
€-5k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €66k
Fixed assets
€26k
Current assets
€40k
Equity and liabilities €66k
Equity
€20k
Debt
€45k
Debt finances 68.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€21k
Cash flow
€17k
Solvency
31.2%
Current ratio
0.88
Quick ratio
0.62
Debt / equity
2.21
ROE
75.6%
ROA
23.6%
Interest coverage
59.69
Debt
€45k
Debt ≤ 1 year
€45k
Income taxes
€4k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€66k
Fixed assets21/28€26k
Tangible fixed assets22/27€26k
Plant, machinery and equipment23€3k
Furniture and vehicles24€23k
Current assets29/58€40k
Stocks and contracts in progress3€12k
Stocks30/36€12k
Amounts receivable within one year40/41€14k
Trade receivables40€9k
Other amounts receivable41€5k
Cash at bank and in hand54/58€14k
Deferred charges and accrued income490/1€7
Equity and liabilities
Total equity and liabilities10/49€66k
Equity10/15€20k
Contributions10/11€5k
Profit (loss) carried forward14€15k
Amounts payable17/49€45k
Amounts payable within one year42/48€45k
Trade debts44€37k
Suppliers440/4€37k
Taxes, remuneration and social security45€4k
Taxes450/3€4k
Other amounts payable47/48€4k
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k
Other operating charges640/8€579
Gross operating margin9900€22k
Operating profit (loss)9901€20k
Financial income75/76B€151
Recurring financial income75€151
Financial charges65/66B€351
Recurring financial charges65€351
Profit (loss) for the period before taxes9903€20k
Income taxes67/77€4k
Profit (loss) for the period9904€15k
Profit (loss) for the period to be appropriated9905€15k
Appropriation of the result
Profit (loss) to be appropriated9906€15k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rumst · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vissersstraat 692840 RumstGround area
118 m²
Building footprint
85 m²
Volume, LiDAR
374 m³
Parcel 11037D0247/00H000, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
K.W.S.
since 20242.353.679.858
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11037D0247/00H000 | Flanders | 118 m² | 1 · 85 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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LAMBAUX EWALD
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LORENS DE VRIENDT
BE 0537.908.847
Deinze · Eq €20k
Goyvaerts Yannick
BE 0722.711.762
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Of 6,991 companies in sector 43221 we hold annual accounts for 3,445. 2,433 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-01-2024
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
43211General electrical installation work
43212Electrical installation work in industrial facilities
43222Installation of electric heating, air conditioning, cooling and ventilation
43230Insulation installation
43291Specialised construction activities
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.