Airco Stappers
ActiveThe computed 12-month bankruptcy probability of Airco Stappers is 3.5% (moderate). The 2024 annual accounts show equity of €20k and a net result of €-14k. Equity is growing by ~59% per year across the filed fiscal years. Its solvency ranks better than 47% of 36375 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
36
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-99
Solvency69▼-3
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
3.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.54 against 0.84 in 2023; short-term debt: 55.6% and cash: 13.2% of total assets), and 56.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
43.7%
Return on assets
-32.1%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-09-2025, 49 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
49 d late
2023
27 d late
2022
58 d late
2021
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€20k▼ 42.3%
2023 · €34k
2021: €1k
2022: €16k
2023: €34k
2021 → 2024
Total assets
€45k▼ 37.9%
2023 · €72k
2021: €9k
2022: €36k
2023: €72k
2021 → 2024
Net result
€-14k
2023 · €18k
2021: €-2k
2022: €15k
2023: €18k
2021 → 2024
Working capital
€-11k▼ 81.0%
2023 · €-6k
2021: €2k
2022: €8k
2023: €-6k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€1k-€16k▲ 1,237%€34k▲ 109%€20k▼ 42.3%
Operating result€-2k-€18k€23k▲ 24.3%€-15k
Net result€-2k-€15k€18k▲ 17.9%€-14k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €15k after €23k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €45k
Fixed assets
€31k▼ 22.2%
Current assets
€14k▼ 57.8%
Equity and liabilities €45k
Equity
€20k▼ 42.3%
Debt
€25k▼ 34.0%
The debt ratio rises from 53.0% to 56.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-6k▼
2023 · €27k
Cash flow
€-5k▼
2023 · €22k
Solvency
43.7%▼
2023 · 47.0%
Current ratio
0.54▼
2023 · 0.84
Quick ratio
0.54▼
2023 · 0.84
Debt / equity
1.29▲
2023 · 1.13
ROE
-73.4%▼
2023 · 52.2%
ROA
-32.1%▼
2023 · 24.5%
Interest coverage
-77.76▼
2023 · 551.27
Debt
€25k▼
2023 · €38k
Debt ≤ 1 year
€25k▼
2023 · €38k
Income taxes
€252▼
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€72k€45k▼
Fixed assets21/28€40k€31k▼
Tangible fixed assets22/27€40k€31k▼
Plant, machinery and equipment23€9k€7k▼
Furniture and vehicles24€32k€24k▼
Current assets29/58€32k€14k▼
Amounts receivable within one year40/41€8k€2k▼
Trade receivables40€7k€1k▼
Other amounts receivable41€1k€976▼
Cash at bank and in hand54/58€23k€6k▼
Deferred charges and accrued income490/1€256€5k▲
Equity and liabilities
Total equity and liabilities10/49€72k€45k▼
Equity10/15€34k€20k▼
Contributions10/11€3k€3k=
Reserves13€30k€30k=
Distributable reserves133€30k€30k=
Profit (loss) carried forward14€1k€-13k▼
Amounts payable17/49€38k€25k▼
Amounts payable within one year42/48€38k€25k▼
Trade debts44€672€140▼
Suppliers440/4€672€140▼
Taxes, remuneration and social security45€5k€252▼
Taxes450/3€5k€252▼
Other amounts payable47/48€33k€25k▼
Accrued charges and deferred income492/3-€340
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€9k▲
Other operating charges640/8€738€2k▲
Gross operating margin9900€28k€-4k▼
Operating profit (loss)9901€23k€-15k▼
Financial income75/76B€0€484▲
Recurring financial income75€0€484▲
Financial charges65/66B€50€72▲
Recurring financial charges65€50€72▲
Profit (loss) for the period before taxes9903€23k€-14k▼
Income taxes67/77€5k€252▼
Profit (loss) for the period9904€18k€-14k▼
Profit (loss) for the period to be appropriated9905€18k€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€21k€-13k▼
Profit (loss) brought forward from the previous period14P€3k€1k▼
Transfer to equity691/2€20k-
To other reserves6921€20k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
02-09
State Gazette act
Board meeting · Registered-office moveBoard meeting · Registered-office move2 facts ▸
State Gazette act
Board meeting · Registered-office move
Board meeting · Registered-office move2 facts ▸
- Board meeting, 2026-04-23
- Registered-office move, 2330 Merksplas, Industrieweg 10 D10
2025
18-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 49 days late
2024
31-12
Financial
Weakest financial yearnet €-14k ▼181%
Net result drops to €-14k, the lowest in the series.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Highest result since 2021net €18k ▲17.9%
Operating result €23k, net result €18k, both a record.
27-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 58 days late
2022
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merksplas · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industrieweg 102330 MerksplasGround area
3.3 ha
Building footprint
2,222 m²
Volume, LiDAR
13,700 m³
2 parcels, Flanders · tallest building 19.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Herentalsstraat 31, 2300 Turnhout
since 20212.320.405.789
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13023G0169/00V005 | Flanders | 3.2 ha | 1 · 1,978 m² | 18.0 m · 1 fl. |
| 13453S0033/00F003 | Flanders | 1,521 m² | 1 · 244 m² | 19.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 711 EUR awarded · 711 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 345 EUR | 345 EUR |
| 2022 | 1 | 366 EUR | 366 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 7,036 companies in sector 43221 we hold annual accounts for 3,468. 2,429 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-07-2021
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
33110Repair and maintenance of fabricated metal products
42220Construction of utility projects for electricity and telecommunications
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.airco-stappers.be
E-mail:Dries.stappers1@hotmail.com