K.V.N.
ActiveK.V.N. has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.09M and a net result of €158k. Equity is growing by ~17.2% per year across the filed fiscal years. Its solvency ranks better than 91% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+2
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity ample (current ratio 17.16 against 11.54 in 2024), and 7.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.7%
Return on assets
13.4%
Age of the figures
11 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 21-05-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
20 d late
2023
22 d late
2022
23 d late
2021
12 d late
2020
4 d late
2019
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.09M▲ 16.8%
2024 · €934k
2018: €363k
2019: €419k
2020: €494k
2021: €591k
2022: €693k
2023: €804k
2024: €934k
2018 → 2025
Total assets
€1.18M▲ 12.7%
2024 · €1.04M
2018: €529k
2019: €681k
2020: €722k
2021: €781k
2022: €857k
2023: €936k
2024: €1.04M
2018 → 2025
Net result
€158k▲ 20.4%
2024 · €131k
2018: €76k
2019: €57k
2020: €77k
2021: €97k
2022: €103k
2023: €112k
2024: €131k
2018 → 2025
Working capital
€740k▲ 28.4%
2024 · €576k
2018: €135k
2019: €75k
2020: €145k
2021: €240k
2022: €331k
2023: €439k
2024: €576k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€591k-€693k▲ 17.4%€804k▲ 16.0%€934k▲ 16.2%€1.09M▲ 16.8%
Operating result€146k-€155k▲ 5.9%€164k▲ 5.7%€184k▲ 12.6%€204k▲ 10.5%
Net result€97k-€103k▲ 6.6%€112k▲ 8.0%€131k▲ 17.6%€158k▲ 20.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 11% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.18M
Fixed assets
€392k▼ 5.3%
Current assets
€785k▲ 24.5%
Equity and liabilities €1.18M
Equity
€1.09M▲ 16.8%
Debt
€86k▼ 22.2%
The debt ratio falls from 10.6% to 7.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€226k▲
2024 · €206k
Cash flow
€180k▲
2024 · €153k
Solvency
92.7%▲
2024 · 89.4%
Current ratio
17.16▲
2024 · 11.54
Quick ratio
17.16▲
2024 · 11.54
Debt / equity
0.08▼
2024 · 0.12
ROE
14.5%▲
2024 · 14.1%
ROA
13.4%▲
2024 · 12.6%
Interest coverage
186.10▲
2024 · 141.54
Debt
€86k▼
2024 · €110k
Debt ≤ 1 year
€46k▼
2024 · €55k
Debt > 1 year
€35k▼
2024 · €51k
Income taxes
€55k▼
2024 · €65k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.04M€1.18M▲
Fixed assets21/28€414k€392k▼
Tangible fixed assets22/27€414k€392k▼
Land and buildings22€414k€392k▼
Current assets29/58€631k€785k▲
Amounts receivable within one year40/41€14k€15k▲
Trade receivables40€14k€15k▲
Current investments50/53€511k€561k▲
Cash at bank and in hand54/58€100k€204k▲
Deferred charges and accrued income490/1€5k€5k▼
Equity and liabilities
Total equity and liabilities10/49€1.04M€1.18M▲
Equity10/15€934k€1.09M▲
Contributions10/11€21k€21k=
Reserves13€913k€1.07M▲
Distributable reserves133€913k€1.07M▲
Amounts payable17/49€110k€86k▼
Amounts payable after more than one year17€51k€35k▼
Financial debts170/4€51k€35k▼
Amounts payable within one year42/48€55k€46k▼
Current portion of amounts payable after more than one year42€15k€15k▲
Trade debts44-€666
Suppliers440/4-€666
Taxes, remuneration and social security45€36k€26k▼
Taxes450/3€36k€26k▼
Other amounts payable47/48€4k€4k=
Accrued charges and deferred income492/3€5k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€22k▲
Other operating charges640/8€4k€5k▲
Gross operating margin9900€211k€230k▲
Operating profit (loss)9901€184k€204k▲
Financial income75/76B€13k€11k▼
Recurring financial income75€13k€11k▼
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€196k€213k▲
Income taxes67/77€65k€55k▼
Profit (loss) for the period9904€131k€158k▲
Profit (loss) for the period to be appropriated9905€131k€158k▲
Appropriation of the result
Profit (loss) to be appropriated9906€131k€158k▲
Transfer from equity791/2€2k-
Transfer to equity691/2€132k€157k▲
To contributions691€2k-
To other reserves6921€130k€157k▲
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
30-09
Financial
Highest result since 2018net €158k ▲20.4%
Operating result €204k, net result €158k, both a record.
30-09
Financial
Equity above €1MEq €1.09M ▲16.8%
8 profitable years in a row build equity to €1.09M.
20-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
22-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
23-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
12-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 12 days late
2021
30-09
Financial
Equity above €500kEq €591k ▲19.5%
4 profitable years in a row build equity to €591k.
04-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
2020
29-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 29 days late
2019
30-09
Financial
Weakest financial yearnet €57k ▼25.4%
Net result drops to €57k, the lowest in the series; recovery starts the following year.
14-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
08-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 8 days late
2017
03-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Damstraat 239850 DeinzeGround area
1,639 m²
Building footprint
217 m²
Volume, LiDAR
1,244 m³
Parcel 44070B0280/00G000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
K.V.N. BVBA
since 20082.168.604.749
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44070B0280/00G000 | Flanders | 1,639 m² | 1 · 217 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ZAROLL
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 26,783 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-01-2008
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.