K&UP Coaching
ActiveSummary
K&UP Coaching has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22k and a net result of €6k. Equity is growing by ~30% per year across the filed fiscal years. Its solvency ranks better than 29% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+4
Solvency58▲+9
Growth52=
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.14 against 0.83 in 2024; short-term debt: 67% and cash: 71.1% of total assets), and 67% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33%
Return on assets
8.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
58 d early
2024
41 d early
2023
50 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€22k▲ 36.7%
2024 · €16k
2023: €12k
2024: €16k
2023 → 2025
Total assets
€66k▼ 1.2%
2024 · €67k
2023: €64k
2024: €67k
2023 → 2025
Net result
€6k▲ 57.1%
2024 · €4k
2023: €7k
2024: €4k
2023 → 2025
Working capital
€6k
2024 · €-9k
2023: €-23k
2024: €-9k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€12k-€16k▲ 30.5%€22k▲ 36.7%
Operating result€12k-€6k▼ 50.3%€9k▲ 49.3%
Net result€7k-€4k▼ 48.5%€6k▲ 57.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 49% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €66k
Fixed assets
€16k ▼ 37.5%
Current assets
€50k ▲ 20.3%
Equity and liabilities €66k
Equity
€22k ▲ 36.7%
Debt
€44k ▼ 13.1%
Debt's share of the balance-sheet total falls from 76.1% to 67.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€19k▲
2024 · €16k
Cash flow
€16k▲
2024 · €14k
Current ratio
1.14▲
2024 · 0.83
Debt to equity
2.03▼
2024 · 3.19
ROE
26.8%▲
2024 · 23.3%
ROA
8.9%▲
2024 · 5.6%
Interest coverage
199.60▲
2024 · 187.85
Debt ≤ 1 year
€44k▼
2024 · €51k
Income taxes
€3k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet
Code20242025
Assets
Total assets20/58€67k€66k▼
Fixed assets21/28€25k€16k▼
Tangible fixed assets22/27€25k€16k▼
Furniture and vehicles24€25k€16k▼
Current assets29/58€42k€50k▲
Amounts receivable within one year40/41€7k€3k▼
Trade receivables40€1k€3k▲
Other amounts receivable41€6k-
Cash at bank and in hand54/58€34k€47k▲
Deferred charges and accrued income490/1€1k€937▼
Equity and liabilities
Total equity and liabilities10/49€67k€66k▼
Equity10/15€16k€22k▲
Contributions10/11€5k€5k=
Reserves13€11k€17k▲
Distributable reserves133€11k€17k▲
Amounts payable17/49€51k€44k▼
Amounts payable within one year42/48€51k€44k▼
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€5k€6k▲
Taxes450/3€5k€6k▲
Other amounts payable47/48€43k€35k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▲
Other operating charges640/8€899€928▲
Non-recurring operating charges66A-€50
Gross operating margin9900€17k€20k▲
Operating profit (loss)9901€6k€9k▲
Financial charges65/66B€86€96▲
Recurring financial charges65€86€96▲
Profit (loss) for the period before taxes9903€6k€8k▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€4k€6k▲
Profit (loss) for the period to be appropriated9905€4k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€6k▲
Transfer to equity691/2€4k€6k▲
To other reserves6921€4k€6k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €4k ▼48.5%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mignot Delstanchestraat 301050 ElseneGround area
211 m²
Building footprint
82 m²
Volume, LiDAR
1,069 m³
Parcel 21447B0313/00R013, Brussels · tallest building 15.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Mignot Delstanchestraat 30, 1050 Elsene
since 20232.344.154.458
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21447B0313/00R013 | Brussels | 211 m² | 1 · 82 m² | 15.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Ask - It
BE 0466.251.086
Bever · Eq €21,808
J&K'S PEOPLE
BE 0779.260.881
Hasselt · Eq €21,803
KAPJOO
BE 0757.925.138
Gent · Eq €21,813
Studio Baum
BE 1014.323.753
Evere · Eq €21,795
REINOUT MAES CONSULTING
BE 0559.849.950
Anzegem · Eq €21,788
Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 13,336 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-04-2023
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
73300Public relations and communication consultancy
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.