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Private limited companyfounded 198838 yrs activeLeemanslaan 14, 2250 Olen, BelgiumKBO/BCE: BE 0433.991.262
Summary

K & T has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €1.0m and a net result of €296,026. Equity is growing by ~56.8% per year across the filed fiscal years. The company has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
38 d early
2024
23 d early
2023
5 d early
2022
62 d early
2021
20 d early
2020
24 d early
2019
14 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 27 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 8 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

K & T was incorporated on 18 April 1988.1 Total assets rose from EUR 290,463 in 2018 to EUR 3.8 million in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, abbreviated schema, 2025 accounts filed, figures not processed yet

Equity
€1.0m▲ 40.9%
2023 · €723,405
Total assets
€3.8m▼ 1.1%
2023 · €3.8m
Net result
€296,026▼ 9.2%
2023 · €325,987
Working capital
-€287,927▲ 9.4%
2023 · -€317,676
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€69,797▲ 50.5%€87,245▲ 25.0%€52,357▼ 40.0%€27,471▼ 47.5%€35,313▲ 28.5%
Net result€45,342above the sector's middle half▲ 61.4%€201,156above the sector's middle half▲ 344%€105,485within the sector's middle half▼ 47.6%€325,987above the sector's middle half▲ 209%€296,026above the sector's middle half▼ 9.2%
Equity€148,183within the sector's middle half▲ 44.1%€349,339within the sector's middle half▲ 136%€424,819within the sector's middle half▲ 21.6%€723,405within the sector's middle half▲ 70.3%€1.0mwithin the sector's middle half▲ 40.9%
Total assets€275,729within the sector's middle half▲ 8.9%€3.1mabove the sector's middle half▲ 1,021%€3.8mabove the sector's middle half▲ 23.7%€3.8mabove the sector's middle half▲ 0.4%€3.8mabove the sector's middle half▼ 1.1%
Debt€127,546▼ 15.2%€2.7m▲ 2,050%€3.4m▲ 24.0%€3.1m▼ 8.4%€2.8m▼ 10.8%
Working capital€55,724within the sector's middle half▲ 49.2%-€38,576within the sector's middle half-€358,396below the sector's middle half▼ 829%-€317,676below the sector's middle half▲ 11.4%-€287,927below the sector's middle half▲ 9.4%
Solvency53.7%within the sector's middle half▲ 13.1pp11.3%below the sector's middle half▼ 42.4pp11.1%below the sector's middle half▼ 0.2pp18.8%within the sector's middle half▲ 7.7pp26.8%within the sector's middle half▲ 8.0pp
Current ratio1.80within the sector's middle half▲ 0.200.77within the sector's middle half▼ 1.030.20below the sector's middle half▼ 0.570.26below the sector's middle half▲ 0.060.20below the sector's middle half▼ 0.06
Return on assets (ROA)16.4%within the sector's middle half▲ 5.3pp6.5%within the sector's middle half▼ 9.9pp2.8%within the sector's middle half▼ 3.7pp8.5%within the sector's middle half▲ 5.7pp7.8%within the sector's middle half▼ 0.7pp
above within below the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
  • 2021 Net result +344% on 2020. The accounts now follow the abbreviated schema, last year the micro schema.
Result per fiscal year
Operating resultNet result
€0€100,000€200,000€300,000Operating result 2020: €69,797€69,797Net result 2020: €45,342€45,342Operating result 2021: €87,245€87,245Net result 2021: €201,156€201,156Operating result 2022: €52,357€52,357Net result 2022: €105,485€105,485Operating result 2023: €27,471€27,471Net result 2023: €325,987€325,987Operating result 2024: €35,313€35,313Net result 2024: €296,026€296,02620202021202220232024€0€100,000€200,000€300,000Operating result 2022: €52,357€52,400Net result 2022: €105,485€105,000Operating result 2023: €27,471€27,500Net result 2023: €325,987€326,000Operating result 2024: €35,313€35,300Net result 2024: €296,026€296,000202220232024
The operating result recovers in 2024; 2024 is 29% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.8m
Fixed assets €3.7m ▼ 0.1%
Current assets €72,996 ▼ 34.6%
Equity and liabilities €3.8m
Equity €1.0m ▲ 40.9%
Debt €2.8m ▼ 10.8%
Debt's share of the balance-sheet total falls from 81.2% to 73.2%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
ROE
29.0%▼
2023 · 45.1%
Debt ≤ 1 year
€360,923▼
2023 · €429,339
Debt > 1 year
€2.4m▼
2023 · €2.7m
Income taxes
€33,610▼
2023 · €34,752
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 45 lines
Balance sheet Code20232024
Assets
Total assets20/58€3.8m€3.8m▼
Fixed assets21/28€3.7m€3.7m▼
Tangible fixed assets22/27€15,765€13,376▼
Land and buildings22€13,925€12,925▼
Furniture and vehicles24€1,840€451▼
Financial fixed assets28€3.7m€3.7m=
Current assets29/58€111,663€72,996▼
Amounts receivable within one year40/41€64,488€30,000▼
Trade receivables40€48,400€30,000▼
Other amounts receivable41€16,088-
Cash at bank and in hand54/58€45,952€38,635▼
Deferred charges and accrued income490/1€1,223€4,361▲
Equity and liabilities
Total equity and liabilities10/49€3.8m€3.8m▼
Equity10/15€723,405€1.0m▲
Contributions10/11€6,222€6,222=
Reserves13€717,183€1.0m▲
Distributable reserves133€717,183€1.0m▲
Amounts payable17/49€3.1m€2.8m▼
Amounts payable after more than one year17€2.7m€2.4m▼
Financial debts170/4€2.7m€2.4m▼
Amounts payable within one year42/48€429,339€360,923▼
Current portion of amounts payable after more than one year42€266,183€268,666▲
Trade debts44€2,776€2,384▼
Suppliers440/4€2,776€2,384▼
Taxes, remuneration and social security45€38,613€15,447▼
Taxes450/3€38,613€15,447▼
Other amounts payable47/48€121,766€74,426▼
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,317€2,173▼
Other operating charges640/8€3,158€2,208▼
Gross operating margin9900€38,946€39,694▲
Operating profit (loss)9901€27,471€35,313▲
Financial income75/76B€365,000€327,807▼
Recurring financial income75€365,000€327,807▼
Financial charges65/66B€31,732€33,484▲
Recurring financial charges65€31,732€33,484▲
Profit (loss) for the period before taxes9903€360,739€329,636▼
Income taxes67/77€34,752€33,610▼
Profit (loss) for the period9904€325,987€296,026▼
Profit (loss) for the period to be appropriated9905€325,987€296,026▼
Appropriation of the result
Profit (loss) to be appropriated9906€325,987€296,026▼
Transfer from equity791/2€27,401-
Transfer to equity691/2€325,987€296,026▼
To other reserves6921€325,987€296,026▼
Profit to be distributed694/7€27,401-
Return on contributions (dividend)694€27,401-

The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,044€6,471€6,941€8,317€2,173▼ 73.9%
Other operating charges640/8-€3,012€1,914€3,158€2,208▼ 30.1%
Gross operating margin9900€73,851€96,728€61,212€38,946€39,694▲ 1.9%
Operating profit (loss)9901€69,797€87,245€52,357€27,471€35,313▲ 28.5%
Financial income75/76B-€164,501€100,000€365,000€327,807▼ 10.2%
Recurring financial income75€0€164,501€100,000€365,000€327,807▼ 10.2%
Financial charges65/66B-€8,496€27,960€31,732€33,484▲ 5.5%
Recurring financial charges65€1,277€8,496€27,960€31,732€33,484▲ 5.5%
Profit (loss) for the period before taxes9903€68,520€243,250€124,397€360,739€329,636▼ 8.6%
Income taxes67/77€23,177€42,094€18,912€34,752€33,610▼ 3.3%
Profit (loss) for the period9904€45,342€201,156€105,485€325,987€296,026▼ 9.2%
Profit (loss) for the period to be appropriated9905€45,342€201,156€105,485€325,987€296,026▼ 9.2%
Line20202021202220232024Change
Assets
Total assets20/58€275,729€3.1m€3.8m€3.8m€3.8m▼ 1.1%
Fixed assets21/28€150,544€3.0m€3.7m€3.7m€3.7m▼ 0.1%
Tangible fixed assets22/27€544€13,518€24,082€15,765€13,376▼ 15.2%
Land and buildings22--€14,925€13,925€12,925▼ 7.2%
Furniture and vehicles24-€13,518€9,157€1,840€451▼ 75.5%
Financial fixed assets28€150,000€2.9m€3.7m€3.7m€3.7m=
Current assets29/58€125,185€130,211€89,069€111,663€72,996▼ 34.6%
Amounts receivable within one year40/41€80,140€61,863€46,262€64,488€30,000▼ 53.5%
Trade receivables40-€54,085€24,256€48,400€30,000▼ 38.0%
Other amounts receivable41-€7,778€22,006€16,088--
Cash at bank and in hand54/58€40,657€66,847€41,271€45,952€38,635▼ 15.9%
Deferred charges and accrued income490/1-€1,501€1,536€1,223€4,361▲ 257%
Equity and liabilities
Total equity and liabilities10/49€275,729€3.1m€3.8m€3.8m€3.8m▼ 1.1%
Equity10/15€148,183€349,339€424,819€723,405€1.0m▲ 40.9%
Contributions10/11-€6,222€6,222€6,222€6,222=
Reserves13€141,961€343,117€418,596€717,183€1.0m▲ 41.3%
Distributable reserves133-€343,117€418,596€717,183€1.0m▲ 41.3%
Amounts payable17/49€127,546€2.7m€3.4m€3.1m€2.8m▼ 10.8%
Amounts payable after more than one year17€58,085€2.6m€3.0m€2.7m€2.4m▼ 10.0%
Financial debts170/4-€2.6m€3.0m€2.7m€2.4m▼ 10.0%
Amounts payable within one year42/48€69,461€168,788€447,465€429,339€360,923▼ 15.9%
Current portion of amounts payable after more than one year42-€120,482€291,601€266,183€268,666▲ 0.9%
Financial debts43--€6,674---
Other loans439--€6,674---
Trade debts44€143€108€3,307€2,776€2,384▼ 14.1%
Suppliers440/4-€108€3,307€2,776€2,384▼ 14.1%
Taxes, remuneration and social security45-€28,198€25,316€38,613€15,447▼ 60.0%
Taxes450/3-€28,198€25,316€38,613€15,447▼ 60.0%
Other amounts payable47/48-€20,000€120,567€121,766€74,426▼ 38.9%
Line20202021202220232024Change
Profit (loss) for the period9904€45,342€201,156€105,485€325,987€296,026▼ 9.2%
+ Depreciation and write-downs630€3,044€6,471€6,941€8,317€2,173▼ 73.9%
Operating cash flow (approximation)€48,386€207,627€112,426€334,304€298,199▼ 10.8%
Investment in fixed assets (approximation)--€2.8m-€781,743€0€216-
Change in cash-€26,190-€25,576€4,681-€7,317▼ 256%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
23-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
08-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Equity above €1mEq €1.0m ▲40.9%
7 profitable years in a row build equity to €1.0m.
26-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial Highest result since 2018net €325,987 ▲209%
Net result €325,987, the highest in the series.
31-12
Financial Equity above €500,000Eq €723,405 ▲70.3%
6 profitable years in a row build equity to €723,405.
30-05
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
11-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Equity above €200,000Eq €349,339 ▲136%
4 profitable years in a row build equity to €349,339.
07-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
17-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Weakest financial yearnet €28,098 ▼3.1%
Net result drops to €28,098, the lowest in the series; recovery starts the following year.
Show earlier events
31-12
Financial Equity above €100,000Eq €102,841 ▲34.7%
2 profitable years in a row build equity to €102,841.
14-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
25-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
16-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 4 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Olen · 1 establishment unit since 1988
seat establishment The establishment unit on the map
Ground area
2,581 m²
Building footprint
119 m²
Volume, LiDAR
1,070 m³
Parcel 13029C0148/00S008, Flanders · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Leemanslaan 14, 2250 Olen
Financial service activities, except insurance and pension funding
since 19882.037.699.190
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13029C0148/00S008 Flanders 2,581 m² 1 · 119 m² 12.1 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

2 owners · 2 holdings

Owners 2

Holdings 2

According to the 2024 annual accounts of K & T and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Subsidies and aid

Flemish government

2022 to 2023 · 2 entries · 758 EUR awarded · 758 EUR paid
Year Entries awardedpaid
2023 1 0 EUR431 EUR
2022 1 758 EUR327 EUR
Schemes
2 entries · 758 EUR · 758 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Food safety, FASFC

1 site
Olen2.037.699.190
1 permission
Apotheek (LM>3 maand) · since 01-01-2006

Legal Entity Identifier

9676001Z2FXOZVUZ5P82
no longer live in the LEI register

Similar companies · same sector, comparable size

Of 11,204 companies in this sector we hold annual accounts for 3,517. 1,494 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded18-04-1988
Fiscal year end31-12
Activities, NACEBEL 2025
82100Office administrative and support services
64210Activities of holding companies
70100Activities of head offices
E-invoicing
Reachable via Peppol
Peppol ID 0208:0433991262
Also 9925:BE0433991262
Registered 04-09-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.