Skip to content

K.S. AUTO

Active
Private limited companyfounded 201511 years activeRue de la Providence 88, 6030 Charleroi, BelgiumKBO/BCE: BE 0599.847.406
Summary

The computed 12-month bankruptcy probability of K.S. AUTO is 1.7% (moderate). The 2025 annual accounts show negative equity (-€172,261) and a net result of -€118,920. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 22,078 sector peers (NACE 47, fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811
1 site
Size
€1.6mturnover 2025
Staff
1 FTE
Equity
-€172,261
Loss
-€118,920
Financial health
52 Fair Checked score 2025
Bankruptcy probability, 12 months
1.7%
Structure
Accounts 77 days early0 of 2 deeds read
Why 52- Loss of €118,920, the second in a row (FY 2025)- Negative equity -€172,261- Sector Retail trade (NACE 47)+ Size: turnover €1.6m, total assets €563,431Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 8% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Weak
Solvency 0-5
equity -30.6% of total assets
Liquidity 6+6
short-term debt 121.3% · cash 4.9%
Profitability 0-3
return on assets -21.1%
Bankruptcy probability, 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,155 companies)
Last 24 months 11-2024: 1.4% 12-2024: 1.4%● unchanged vs 11-2024 01-2025: 1.4%● unchanged vs 12-2024 02-2025: 1.4%● unchanged vs 01-2025 03-2025: 1.4%● unchanged vs 02-2025 04-2025: 1.4%● unchanged vs 03-2025 05-2025: 1.3%▼ -0.1 percentage points vs 04-2025lowest value 06-2025: 3.0%▲ +1.7 percentage points vs 05-2025highest value 07-2025: 3.0%● unchanged vs 06-2025highest value 08-2025: 3.0%● unchanged vs 07-2025highest value 09-2025: 3.0%● unchanged vs 08-2025 10-2025: 3.0%● unchanged vs 09-2025 11-2025: 3.0%● unchanged vs 10-2025 12-2025: 3.0%● unchanged vs 11-2025 01-2026: 3.0%● unchanged vs 12-2025 02-2026: 2.9%▼ -0.1 percentage points vs 01-2026 03-2026: 2.9%● unchanged vs 02-2026 04-2026: 2.9%● unchanged vs 03-2026 05-2026: 2.8%▼ -0.1 percentage points vs 04-2026 06-2026: 1.7%▼ -1.1 percentage points vs 05-2026 07-2026: 1.7%● unchanged vs 06-2026 08-2026: 1.7%● unchanged vs 07-2026 09-2026: 1.7%● unchanged vs 08-2026 10-2026: 1.7%● unchanged vs 09-2026
No credit on open account
Liquidity short (current ratio 0.82 against 0.98 in 2024; short-term debt: 121.3% and cash: 4.9% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 6% on solvency, 8% on liquidity, 6% on profitability and 10% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals.
−lowers risk+raises risk○neutral
lowers risk · Size: turnover €1.6m, total assets €563,431
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Loss of €118,920, the second in a row (FY 2025)
NBB · annual accounts
raises risk · Negative equity -€172,261
NBB · annual accounts
raises risk · Sector Retail trade (NACE 47)
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€172,261
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-05-2026, 77 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
77 days early
2024
77 days early
2023
78 days early
2022
81 days early
2021
79 days early
2020
71 days early
2019
78 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 77 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 15 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet -€118,920
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€172,261 View
  • Risk: 3 loss-making years in a rowloss fiscal year 2025 -€118,920 View
  • Caution: Equity fell in 2025from -€53,341 to -€172,261 ▼ 223% View
  • Caution: Among the weakest 5% on net resultsector median €5,036 · 22,057 companies -€118,920 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View

By topic

Financials

Fiscal year
2025
Turnover
€1.6m
Loss
-€118,920
Solvency
-30.6%
Turnover▼ 20.2%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 14-05-2024Annual accounts filed
  2. 11-05-2023Annual accounts filed
  3. 13-05-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of cars and light vans (up…NACE 47811
Founded
03-03-2015
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.