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NED AUTO

Active
Private limited companyfounded 20206 years activeRue de la Providence 17, 6030 Charleroi, BelgiumKBO/BCE: BE 0748.404.290
Summary

The computed 12-month bankruptcy probability of NED AUTO is 2.3% (moderate). The 2025 annual accounts show equity of €210,052 and a net result of -€110,516. Equity is growing by ~70.9% per year across the filed fiscal years. Its solvency ranks better than 71% of 12,411 sector peers (NACE 47, fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811
1 site
Size
€356,903total assets 2025
Staff
1 FTE
Equity
€210,052
Loss
-€110,516
Financial health
52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.3%
Structure
Accounts 9 days early0 of 1 deed read
Why 52- Loss of €110,516 (FY 2025)- 1 of the last 3 late- Liquidity: current ratio 2.50, cash €8,872, halved- Sector Retail trade (NACE 47)Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 31% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Weak
Solvency 84-7
equity 58.9% of total assets
Liquidity 34-17
short-term debt 39.9% · cash 2.5%
Profitability 0-67
return on assets -31.0%
Bankruptcy probability, 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,169 companies)
Last 24 months 11-2024: 0.7% 12-2024: 0.7%● unchanged vs 11-2024 01-2025: 0.7%● unchanged vs 12-2024lowest value 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.8%▲ +0.1 percentage points vs 04-2025 06-2025: 0.9%▲ +0.1 percentage points vs 05-2025 07-2025: 0.9%● unchanged vs 06-2025 08-2025: 1.2%▲ +0.3 percentage points vs 07-2025 09-2025: 1.2%● unchanged vs 08-2025 10-2025: 1.2%● unchanged vs 09-2025 11-2025: 1.2%● unchanged vs 10-2025 12-2025: 1.1%▼ -0.1 percentage points vs 11-2025 01-2026: 1.1%● unchanged vs 12-2025 02-2026: 1.1%● unchanged vs 01-2026 03-2026: 1.1%● unchanged vs 02-2026 04-2026: 1.1%● unchanged vs 03-2026 05-2026: 1.2%▲ +0.1 percentage points vs 04-2026 06-2026: 1.2%● unchanged vs 05-2026 07-2026: 1.2%● unchanged vs 06-2026 08-2026: 2.5%▲ +1.3 percentage points vs 07-2026highest value 09-2026: 2.3%▼ -0.2 percentage points vs 08-2026 10-2026: 2.3%● unchanged vs 09-2026
Credit up to €10,000 at 30 days acceptable
Liquidity ample (current ratio 2.5 against 4.42 in 2024; short-term debt: 39.9% and cash: 2.5% of total assets), and 41.1% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 72% on solvency, 31% on liquidity, 6% on profitability and 14% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
+raises risk○neutral
raises risk · Loss of €110,516 (FY 2025)
NBB · annual accounts
raises risk · 1 of the last 3 late
NBB · filings
raises risk · Liquidity: current ratio 2.50, cash €8,872, halved
NBB · annual accounts
raises risk · Sector Retail trade (NACE 47)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
9 days early
2024
16 days early
2023
31 days late
2022
6 days early
2021
23 days early
2020
30 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 9 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Weakest financial yearnet -€110,516
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Caution: From profit to loss in 2025after €58,065 in 2024 -€110,516 View
  • Caution: Among the weakest 5% on net resultsector median €28,351 · 12,399 companies -€110,516 View
  • Total assets 20256 fiscal years filed €356,903 View

By topic

Financials

Fiscal year
2025
Total assets
€356,903
Loss
-€110,516
Solvency
58.9%
Total assets▼ 26.5%
Net result
20202025
Go to Financials

Timeline

Events
11
Since
2021
Next accounts
by 31-07-2027
  1. 31-08-2024Annual accounts filed
  2. 31-12-2023Highest result since 2020
  3. 31-12-2023Equity above €200,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of cars and light vans (up…NACE 47811
Founded
09-06-2020
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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