K & R INVEST
ActiveSummary
K & R INVEST has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €156k and a net result of €9k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 73% of 913 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+50
Solvency91▼-9
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.09 against 0.24 in 2024; short-term debt: 31.5% and cash: 1.3% of total assets), and 34.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.6%
Return on assets
3.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
7 d late
2024
97 d early
2023
15 d early
2022
30 d late
2021
27 d early
2020
23 d late
2019
13 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€57k
EBIT margin
21.1%
Net result
€9k
2024 · €-7k
2018: €1k
2019: €2k
2020: €5k
2021: €14k
2022: €11k
2023: €10k
2024: €-7k
2018 → 2025
Working capital
€-68k▼ 169%
2024 · €-25k
2018: €17k
2019: €37k
2020: €-89k
2021: €-107k
2022: €-73k
2023: €-36k
2024: €-25k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€57k
Equity€133k-€144k▲ 8.3%€154k▲ 7.0%€147k▼ 4.7%€156k▲ 6.3%
Operating result€21k-€20k▼ 1.9%€16k▼ 18.8%€-11k€12k
Net result€14k-€11k▼ 21.4%€10k▼ 8.1%€-7k€9k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €12k after a loss of €11k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €238k
Fixed assets
€231k ▲ 30.0%
Current assets
€7k ▼ 12.8%
Equity and liabilities €238k
Equity
€156k ▲ 6.3%
Provisions
€2k ▼ 25.1%
Debt
€80k ▲ 121%
Debt's share of the balance-sheet total rises from 19.5% to 33.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€31k▲
2024 · €7k
Cash flow
€28k▲
2024 · €11k
Current ratio
0.09▼
2024 · 0.24
Debt to equity
0.51▲
2024 · 0.25
ROE
5.9%▲
2024 · -5.1%
ROA
3.9%▲
2024 · -4.0%
Interest coverage
29.67▲
2024 · 2.22
Debt ≤ 1 year
€75k▲
2024 · €33k
Debt > 1 year
€4k
Income taxes
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€186k€238k▲
Fixed assets21/28€178k€231k▲
Tangible fixed assets22/27€178k€231k▲
Land and buildings22€178k€231k▲
Current assets29/58€8k€7k▼
Amounts receivable within one year40/41€371€2k▲
Trade receivables40-€720
Other amounts receivable41€371€1k▲
Cash at bank and in hand54/58€7k€3k▼
Deferred charges and accrued income490/1€109€2k▲
Equity and liabilities
Total equity and liabilities10/49€186k€238k▲
Equity10/15€147k€156k▲
Contributions10/11€81k€81k=
Capital10€81k€81k=
Issued capital100€81k€81k=
Reserves13€66k€64k▼
Non-distributable reserves130/1€8k€8k=
Legal reserve130€8k€8k=
Tax-exempt reserves132€8k€6k▼
Distributable reserves133€50k€50k=
Profit (loss) carried forward14-€11k
Provisions and deferred taxes16€3k€2k▼
Deferred taxes168€3k€2k▼
Amounts payable17/49€36k€80k▲
Amounts payable after more than one year17-€4k
Other amounts payable178/9-€4k
Amounts payable within one year42/48€33k€75k▲
Current portion of amounts payable after more than one year42-€68k
Trade debts44-€5k
Suppliers440/4-€5k
Taxes, remuneration and social security45€2k€2k▲
Taxes450/3€2k€2k▲
Other amounts payable47/48€31k-
Accrued charges and deferred income492/3€3k€1k▼
Income statement
Code20242025
Turnover70-€57k
Goods, raw materials, services and sundry goods60/61-€25k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€19k▲
Other operating charges640/8€694€462▼
Gross operating margin9900€8k€32k▲
Operating profit (loss)9901€-11k€12k▲
Financial income75/76B€7k€134▼
Recurring financial income75€174€134▼
Non-recurring financial income76B€7k-
Financial charges65/66B€3k€1k▼
Recurring financial charges65€3k€1k▼
Profit (loss) for the period before taxes9903€-8k€11k▲
Transfer from deferred taxes780€666€666=
Income taxes67/77-€2k
Profit (loss) for the period9904€-7k€9k▲
Transfer from tax-exempt reserves789€2k€2k=
Profit (loss) for the period to be appropriated9905€-5k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€11k▲
Transfer from equity791/2€5k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 7 days late
2025
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
31-12
Financial
Equity above €150kEq €156k ▲6.3%
Equity rises from €147k to €156k.
25-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-7k ▼174%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €154k ▲7%
6 profitable years in a row build equity to €154k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €14k ▲159%
Operating result €21k, net result €14k, both a record.
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
13-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 13 days late
Show earlier events
2019
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 13 days late
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
07-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diepenbeek · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industrielaan 83590 DiepenbeekGround area
4,132 m²
Building footprint
1,901 m²
Volume, LiDAR
8,607 m³
Parcel 71402C1168/00N000, Flanders · tallest building 5.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
K & R Invest
since 20052.320.865.352
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71402C1168/00N000 | Flanders | 4,132 m² | 1 · 1,901 m² | 5.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
steenackers
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GROEP VAN GOOL
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KEY GRIP SYSTEMS WALLONIA
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GATORS.BE
BE 0899.182.476
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Of 1,187 companies in sector 77399 we hold annual accounts for 710. 506 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded31-08-2005
Fiscal year end31-12
Activities, NACEBEL 2025
77399Renting and leasing of other machinery, equipment and tangible goods
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.