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K.N.C.

Active
Private limited companyfounded 200224 yrs activeAvenue de Versailles 25, 1410 Waterloo, BelgiumKBO/BCE: BE 0477.187.144
Summary

K.N.C. has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35,064 and a net result of €23,035. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 58% of 22044 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
K.N.C.ActiveChecked score 98/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811NACE 45113
1 site
Size
€81,221total assets 2025
Equity
€35,064
Profit
€23,035
Financial health
98 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 72 d early0 of 2 deeds read
Why 98- Size: total assets €81,221- Sector Retail trade (NACE 47)+ Liquidity: current ratio 100.78, cash €57,646+ Founded in 2002Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Better than 87% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 68+29
equity 43.2% of total assets
Liquidity 100+33
short-term debt 1.0% · cash 71.0%
Profitability 100+100
return on assets 28.4%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,158 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.2%▲ +7.7% vs 12-2024 02-2025: 0.1%▼ -3.3% vs 01-2025 03-2025: 0.8%▲ +428% vs 02-2025highest value 04-2025: 0.8%● 0.0% vs 03-2025highest value 05-2025: 0.8%● 0.0% vs 04-2025highest value 06-2025: 0.8%● 0.0% vs 05-2025highest value 07-2025: 0.8%● 0.0% vs 06-2025highest value 08-2025: 0.8%● 0.0% vs 07-2025highest value 09-2025: 0.8%● 0.0% vs 08-2025highest value 10-2025: 0.8%▼ -1.0% vs 09-2025 11-2025: 0.8%● 0.0% vs 10-2025 12-2025: 0.8%● 0.0% vs 11-2025 01-2026: 0.8%▼ -0.4% vs 12-2025 02-2026: 0.7%▼ -3.2% vs 01-2026 03-2026: 0.1%▼ -91.2% vs 02-2026 04-2026: 0.1%● 0.0% vs 03-2026 05-2026: 0.1%● 0.0% vs 04-2026 06-2026: 0.1%▼ -1.5% vs 05-2026 07-2026: 0.1%● 0.0% vs 06-2026 08-2026: 0.1%● 0.0% vs 07-2026 09-2026: 0.1%▲ +1.5% vs 08-2026 10-2026: 0.1%▼ -15.2% vs 09-2026lowest value
  • Liquidity: current ratio 100.78, cash €57,646 lowers the probability
  • Founded in 2002 lowers the probability for this profile
  • Size: total assets €81,221 raises the probability for this profile
  • Sector Retail trade (NACE 47) raises the probability
Credit up to €3,000 at 30 days acceptable
short-term debt: 1% and cash: 71% of total assets, and 56.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 58%, liquidity 99%, profitability 96%, growth against the median 96%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 100.78, cash €57,646
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 2002
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Size: total assets €81,221
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 17-02-2026, 72 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
72 d early
2024
61 d early
2023
60 d early
2022
52 d early
2021
25 d early
2020
2 d early
2019
31 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 43 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 2 March (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close06-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €23,035
  3. Liquidity times 31current ratio 100.78

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Total assets 20256 fiscal years filed €81,221 View
  • Active since 2002founded 10-04-2002 24 years View

By topic

Financials

Fiscal year
2025
Total assets
€81,221
Profit
€23,035
Solvency
43.2%
Total assets▼ 3.4%
Net result
20192025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 30-04-2027
  1. 17-02-2026Annual accounts filed
  2. 30-09-2025Back to profit
  3. 30-09-2025Liquidity times 31
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of cars and light vans (up…NACE 47811
Founded
10-04-2002
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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