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K.N.C.

Active
Private limited companyfounded 200224 years activeAvenue de Versailles 25, 1410 Waterloo, BelgiumKBO/BCE: BE 0477.187.144
Summary

K.N.C. has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35,064 and a net result of €23,035. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 58% of 22,078 sector peers (NACE 47, fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811
1 site
Size
€81,221total assets 2025
Equity
€35,064
Profit
€23,035
Financial health
98 Excellent Checked score 2025
Bankruptcy probability, 12 months
0.1%
Structure
Accounts 72 days early0 of 2 deeds read
Why 98- Size: total assets €81,221- Sector Retail trade (NACE 47)+ Liquidity: current ratio 100.78, cash €57,646+ Founded in 2002Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 87% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Strong
Solvency 68+29
equity 43.2% of total assets
Liquidity 100+33
short-term debt 1.0% · cash 71.0%
Profitability 100+100
return on assets 28.4%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,155 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.2%▲ +0.1 percentage points vs 12-2024 02-2025: 0.1%▼ -0.1 percentage points vs 01-2025 03-2025: 0.8%▲ +0.7 percentage points vs 02-2025highest value 04-2025: 0.8%● unchanged vs 03-2025highest value 05-2025: 0.8%● unchanged vs 04-2025highest value 06-2025: 0.8%● unchanged vs 05-2025highest value 07-2025: 0.8%● unchanged vs 06-2025highest value 08-2025: 0.8%● unchanged vs 07-2025highest value 09-2025: 0.8%● unchanged vs 08-2025highest value 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.7%▼ -0.1 percentage points vs 01-2026 03-2026: 0.1%▼ -0.6 percentage points vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026lowest value
Credit up to €3,000 at 30 days acceptable
short-term debt: 1% and cash: 71% of total assets, and 56.8% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 58% on solvency, 99% on liquidity, 96% on profitability and 96% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 100.78, cash €57,646
NBB · annual accounts
lowers risk · Founded in 2002
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Size: total assets €81,221
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector Retail trade (NACE 47)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 17-02-2026, 72 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
72 days early
2024
61 days early
2023
60 days early
2022
52 days early
2021
25 days early
2020
2 days early
2019
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 43 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 2 March (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close07-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €23,035
  3. Liquidity times 31current ratio 100.78

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Total assets 20256 fiscal years filed €81,221 View
  • Active since 2002founded 10-04-2002 24 years View

By topic

Financials

Fiscal year
2025
Total assets
€81,221
Profit
€23,035
Solvency
43.2%
Total assets▼ 3.4%
Net result
20192025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 30-04-2027
  1. 28-02-2025Annual accounts filed
  2. 30-09-2024Weakest financial year
  3. 01-03-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of cars and light vans (up…NACE 47811
Founded
10-04-2002
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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