K & K AGENCIES

Active

Private limited companyfounded 1998active for 28 yearsRingweg 1, 2910 Essen, BelgiumKBO/BCE: BE 0463.781.051

Summary

K & K AGENCIES has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €224,155 and a net result of €37,965. Equity remains stable across the filed financial years (±1.4% per year). Its solvency ranks better than 63% of 15,450 sector peers (NACE 46, financial year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).

Risk analysisFollow Report Compare

K & K AGENCIESActiveChecked score 57/100

Risk analysis Report Compare

Activity

Agents specialised in the wholesale of other particular products

NACE 46180

1 site

Size

€402,079total assets 2024

Staff: 0.5 FTE
Equity: €224,155
Profit: €37,965

Turnover not published (micro format)

Financial health

57 Fair Checked score 2024

Bankruptcy probabilitywithin 12 months: 0.5%

Structure

R&R HoldingDirector · permanent representative Yassina Belhadji
Paulus KoningsDirector

2025 accounts not filed, 87 days past the deadline3 of 11 deeds summarised

Why 57raises riskCapped at 59: a confirmed filing findingFigures for financial year 2024 (filed 31-07-2025)lowers riskFounded in 1998Liquidity: current ratio 2.17, cash €104,375Equity €224,155 (55.7% of total assets)Show the evidence

Checked score

Score 2024

57 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 70% of its sector peers (NACE 46, micro)

A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.

Financial strength · tick = 2023

Strong

Solvency 81-13

equity 55.7% of total assets

Liquidity 63+4

short-term debt 41.8% · cash 26.0%

Profitability 81-19

return on assets 9.4%

Bankruptcy probability, 12 months

0.5% Very low

0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,883 companies, NACE 46, micro)

Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.1%▼ -0.2 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026lowest value 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.3%▲ +0.2 percentage points vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.5%▲ +0.2 percentage points vs 09-2026highest value

Credit of up to €12,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance

Liquidity ample (current ratio 2.17, compared with 3.09 in 2023, above the usual 1.5; short-term debt: 41.8% and cash: 26% of total assets), and 44.3% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 63% on solvency, 69% on liquidity, 73% on profitability and 76% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Figures for financial year 2024 (filed 31-07-2025)

NBB · annual accounts

Founded in 1998

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Liquidity: current ratio 2.17, cash €104,375

NBB · annual accounts

Equity €224,155 (55.7% of total assets)

NBB · annual accounts

Annual accounts not filed

The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 87 days later.

NBB · 10 filings

Position against the passed deadline

31-12-2025 year end31-07-2026 deadline26-10-2026 today

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

not filed

2024

on the day

2023

72 days late

2022

4 days early

2021

61 days late

2020

90 days late

2019

on the day

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 37 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

17-09-2026 Appointment: Paulus Konings (director)Power of attorney
14-07-2026 Resignations: Mandy VENHORST, Marinus BOGERS and…Appointment: R&R HOLDING (director) ·…
31-07-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Caution: Board changedlatest change 03-08-2026 · 2 in office 2 joined · 7 left View
Caution: 2025 accounts not fileddeadline was 31-07-2026 87 days past the deadline View
Positive: Among the best 19% on net resultsector median €4,932 · 15,432 companies €37,965 View

By topic

Financials

Financial year: 2024
Total assets: €402,079
Profit: €37,965
Solvency: 55.7%

Total assets▲ 49.5%

Net result

20182024

Go to Financials

Board & ownership

Board: 2 members

R&R HoldingDirector
Paulus KoningsDirector

Go to Board & ownership

Timeline

Events: 36
Since: 2000

31-12-2024Equity above €200,000
11-10-2024Annual accounts filed
31-12-2023Highest result from 2018 to 2024

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Agents specialised in the wholesale of other particular…NACE 46180
Founded: 17-07-1998
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 15

Annual meeting: Third Monday of June at 10:00
Purpose: “De groot-en kleinhandel in, de handelsbemiddeling in, de import en export, de verhuring…” (deed in Dutch)

Go to Articles of association

Key facts about K & K AGENCIES

What is the company number of K & K AGENCIES?: 0463.781.051. In Belgium the VAT number is the company number with BE in front: BE 0463.781.051.
Where is K & K AGENCIES based?: The registered office is at Ringweg 1, 2910 Essen.Company details
What does K & K AGENCIES do?: According to the KBO register, the main activity is agents specialised in the wholesale of other particular products (NACE 46180).
What is the legal form of K & K AGENCIES?: Private limited company (BV).
When was K & K AGENCIES founded?: On 17-07-1998.
Is K & K AGENCIES still active?: Yes, K & K AGENCIES is an active enterprise in the KBO register.
How many employees does K & K AGENCIES have?: On average 0.5 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of K & K AGENCIES?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is K & K AGENCIES profitable?: In financial year 2024, K & K AGENCIES made a profit of €37,965.
Where can I find the annual accounts of K & K AGENCIES?: K & K AGENCIES filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2024.