RENDERS & CO
ActiveRENDERS & CO has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €329k and a net result of €-25k. Its solvency ranks better than 36% of 15868 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability67▼-27
Solvency46▼-53
Growth32
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity short (current ratio 0.67 against 7.54 in 2023; short-term debt: 12.4% and cash: 6.9% of total assets), and 78.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
21.2%
Return on assets
-1.6%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-06-2025, 48 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
48 d early
2023
27 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€329k▼ 27.4%
2023 · €454k
2023: €454k
2023 → 2024
Total assets
€1.56M▲ 152%
2023 · €617k
2023: €617k
2023 → 2024
Net result
€-25k
2023 · €124k
2023: €124k
2023 → 2024
Working capital
€-63k
2023 · €404k
2023: €404k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€454k-€329k▼ 27.4%
Operating result€178k-€-11k
Net result€124k-€-25k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €11k after €178k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.56M
Fixed assets
€1.43M▲ 837%
Current assets
€130k▼ 72.1%
Equity and liabilities €1.56M
Equity
€329k▼ 27.4%
Debt
€1.23M▲ 650%
The debt ratio rises from 26.5% to 78.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€181k▼
2023 · €201k
Cash flow
€167k▲
2023 · €146k
Solvency
21.2%▼
2023 · 73.5%
Current ratio
0.67▼
2023 · 7.54
Quick ratio
0.67▼
2023 · 7.54
Debt / equity
3.72▲
2023 · 0.36
ROE
-7.6%▼
2023 · 27.3%
ROA
-1.6%▼
2023 · 20.0%
Interest coverage
9.27▼
2023 · 45.85
Debt
€1.23M▲
2023 · €163k
Debt ≤ 1 year
€193k▲
2023 · €62k
Debt > 1 year
€1.03M▲
2023 · €101k
Income taxes
€-1k▼
2023 · €52k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€617k€1.56M▲
Fixed assets21/28€152k€1.43M▲
Tangible fixed assets22/27€152k€1.43M▲
Land and buildings22€122k€1.38M▲
Plant, machinery and equipment23€22k€24k▲
Furniture and vehicles24€9k€11k▲
Other tangible fixed assets26-€11k
Current assets29/58€465k€130k▼
Amounts receivable after more than one year29€14k€5k▼
Trade receivables290€0-
Other amounts receivable291€14k€5k▼
Amounts receivable within one year40/41€4k€8k▲
Trade receivables40€4k€0▼
Other amounts receivable41€102€8k▲
Current investments50/53€0-
Cash at bank and in hand54/58€444k€107k▼
Deferred charges and accrued income490/1€2k€10k▲
Equity and liabilities
Total equity and liabilities10/49€617k€1.56M▲
Equity10/15€454k€329k▼
Contributions10/11€1k€1k=
Reserves13€453k€353k▼
Distributable reserves133€453k€353k▼
Profit (loss) carried forward14-€-25k
Amounts payable17/49€163k€1.23M▲
Amounts payable after more than one year17€101k€1.03M▲
Financial debts170/4€101k€1.03M▲
Other amounts payable178/9€0-
Amounts payable within one year42/48€62k€193k▲
Current portion of amounts payable after more than one year42€9k€56k▲
Trade debts44€6k€4k▼
Suppliers440/4€6k€4k▼
Taxes, remuneration and social security45€14k€9k▼
Taxes450/3€12k€7k▼
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€33k€125k▲
Accrued charges and deferred income492/3€600€4k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€192k▲
Other operating charges640/8€2k€4k▲
Gross operating margin9900€203k€184k▼
Operating profit (loss)9901€178k€-11k▼
Financial income75/76B€2k€5k▲
Recurring financial income75€2k€5k▲
Financial charges65/66B€4k€20k▲
Recurring financial charges65€4k€20k▲
Profit (loss) for the period before taxes9903€176k€-26k▼
Income taxes67/77€52k€-1k▼
Profit (loss) for the period9904€124k€-25k▼
Profit (loss) for the period to be appropriated9905€124k€-25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€124k€-25k▼
Transfer from equity791/2-€100k
Transfer to equity691/2€124k€0▼
To other reserves6921€124k€0▼
Profit to be distributed694/7-€100k
Return on contributions (dividend)694-€100k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
NBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bonheiden · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerselaarstraat 722820 BonheidenGround area
1,592 m²
Building footprint
98 m²
Volume, LiDAR
671 m³
Parcel 12005A0261/00H006, Flanders · tallest building 11.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Infinte Leverage
since 20052.146.050.467
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12005A0261/00H006 | Flanders | 1,592 m² | 1 · 98 m² | 11.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PC PET-Consulting
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FIT AND FUN
BE 0476.647.310
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KENSINGTON
BE 0471.548.177
Gent · Eq €328k
AMODI
BE 0667.565.678
Philippeville · Eq €327k
S'BY BIKES
BE 0887.405.884
Waremme · Eq €326k
Of 4,422 companies in sector 46180 we hold annual accounts for 1,886. 1,282 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-01-2005
Fiscal year end31-12
Activities, NACEBEL
46180Agents specialised in the wholesale of other particular products
51180
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.