Financials
- Fiscal year
- 2025
- Total assets
- €7.0m
- Profit
- €2,890
- Solvency
- 2.9%
Total assets▲ 44.5%
Net result
20182025
K & G
ActiveSummary
K & G has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €204,304 and a net result of €2,890. Equity is growing by ~13.1% per year across the filed fiscal years. Its solvency ranks better than 9% of 8593 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Activity
Joinery installation
NACE 43320Real estate development NACE 41101Development of residential building projects NACE 68121
#1 company by total assets in Gavere, Construction sector1 site
Size
€7.0mtotal assets 2025
- Staff
- 1.1 FTE
- Equity
- €204,304
- Profit
- €2,890
Turnover not published (abridged schema)
Structure
Accounts 28 d early0 of 5 deeds read
Why 82- Equity €204,304 (2.9% of total assets)- Sector Specialised construction activities (NACE 43)+ Size: 1.1 FTE, total assets €7.0m+ Founded in 1999Show the evidence
Checked score
Score 2025
82
/ 100
Excellent
Probability in this band: under 0.55%
Better than 26% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Weak
Solvency
28-1
equity 2.9% of total assets
Liquidity
57-1
short-term debt 11.2% · cash 5.9%
Profitability
31-16
return on assets 0.0%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 16 months
07-2025: 0.6%
08-2025: 0.9%▲ +46.5% vs 07-2025
09-2025: 1.0%▲ +21.5% vs 08-2025
10-2025: 1.6%▲ +53.2% vs 09-2025
11-2025: 1.6%▲ +3.0% vs 10-2025
12-2025: 2.0%▲ +20.8% vs 11-2025
01-2026: 3.3%▲ +68.6% vs 12-2025
02-2026: 3.3%● 0.0% vs 01-2026
03-2026: 3.4%▲ +0.2% vs 02-2026highest value
04-2026: 3.0%▼ -10.8% vs 03-2026
05-2026: 3.0%● 0.0% vs 04-2026
06-2026: 3.0%● 0.0% vs 05-2026
07-2026: 3.0%● 0.0% vs 06-2026
08-2026: 0.3%▼ -89.1% vs 07-2026lowest value
09-2026: 0.3%● 0.0% vs 08-2026lowest value
10-2026: 0.3%● 0.0% vs 09-2026lowest value
- Equity €204,304 (2.9% of total assets) raises the probability
- Size: 1.1 FTE, total assets €7.0m lowers the probability for this profile
- Sector Specialised construction activities (NACE 43) raises the probability
- Founded in 1999 lowers the probability for this profile
Credit up to €16,000 at 30 days acceptable
Liquidity ample (current ratio 8.94 against 11.12 in 2023; short-term debt: 11.2% and cash: 5.9% of total assets), but 97.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 10%, liquidity 53%, profitability 17%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 8593 sector peers (2025).
NBB · sector comparisonPosition among 8593 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-12-2025 was due by 30-07-2026 and was filed on 02-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2023
28 d late
2022
16 d late
2021
24 d late
2020
31 d late
2019
60 d late
2018
92 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 6 days after the deadline; the sector median for financial year 2023 is 1 day before the deadline, and 44% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2023 · abbreviated…
- Liquidity doublescurrent ratio 11.12
Key points
By topic
Timeline
- Events
- 16
- Since
- 2016
- 02-07-2026Annual accounts filed
- 28-08-2024Annual accounts filed
- 31-12-2023Liquidity doubles
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Joinery installationNACE 43320
- Founded
- 26-08-1999
- Year ends
- 30-12
- Peppol
- Reachable for e-invoices
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