ARLU
ActiveARLU has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €6.13M and a net result of €319k. Equity is growing by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 7446 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability75▼-1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €460k at 30 days acceptable
Liquidity ample (current ratio 23.39 against 4.96 in 2023; short-term debt: 1.6% and cash: 2.7% of total assets), and 2.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
97.4%
Return on assets
5.1%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
34 d early
2022
32 d early
2021
4 d early
2020
8 d early
2019
3 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€6.13M▲ 5.5%
2023 · €5.81M
2018: €4.40M
2019: €4.58M
2020: €4.97M
2021: €5.34M
2022: €5.95M
2023: €5.81M
2018 → 2024
Total assets
€6.30M▼ 3.6%
2023 · €6.53M
2018: €5.30M
2019: €5.46M
2020: €5.92M
2021: €6.55M
2022: €7.10M
2023: €6.53M
2018 → 2024
Net result
€319k▼ 13.7%
2023 · €370k
2018: €286k
2019: €175k
2020: €523k
2021: €711k
2022: €605k
2023: €370k
2018 → 2024
Working capital
€2.27M▼ 8.8%
2023 · €2.49M
2018: €1.82M
2019: €1.94M
2020: €2.32M
2021: €2.57M
2022: €2.87M
2023: €2.49M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€4.97M-€5.34M▲ 7.5%€5.95M▲ 11.3%€5.81M▼ 2.2%€6.13M▲ 5.5%
Operating result€181k-€275k▲ 51.9%€309k▲ 12.5%€299k▼ 3.1%€123k▼ 58.8%
Net result€523k-€711k▲ 35.8%€605k▼ 14.9%€370k▼ 38.9%€319k▼ 13.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 59% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €6.30M
Fixed assets
€3.93M▲ 15.1%
Current assets
€2.37M▼ 23.9%
Equity and liabilities €6.30M
Equity
€6.13M▲ 5.5%
Debt
€166k▼ 76.8%
The debt ratio falls from 11.0% to 2.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€185k▼
2023 · €339k
Cash flow
€381k▼
2023 · €410k
Solvency
97.4%▲
2023 · 89.0%
Current ratio
23.39▲
2023 · 4.96
Quick ratio
23.28▲
2023 · 4.94
Debt / equity
0.03▼
2023 · 0.12
ROE
5.2%▼
2023 · 6.4%
ROA
5.1%▼
2023 · 5.7%
Interest coverage
11.48▼
2023 · 68.09
Debt
€166k▼
2023 · €717k
Debt ≤ 1 year
€101k▼
2023 · €629k
Debt > 1 year
€62k▼
2023 · €88k
Income taxes
€63k▼
2023 · €105k
Staff costs
€37k▼
2023 · €46k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€6.53M€6.30M▼
Fixed assets21/28€3.41M€3.93M▲
Tangible fixed assets22/27€1.27M€1.78M▲
Land and buildings22€1.21M€1.71M▲
Furniture and vehicles24€64k€73k▲
Financial fixed assets28€2.14M€2.14M=
Current assets29/58€3.12M€2.37M▼
Stocks and contracts in progress3€11k€11k=
Stocks30/36€11k€11k=
Amounts receivable within one year40/41€1.16M€1.16M▲
Trade receivables40€99k-
Other amounts receivable41€1.06M€1.16M▲
Current investments50/53€1.74M€1.02M▼
Cash at bank and in hand54/58€210k€167k▼
Deferred charges and accrued income490/1-€9k
Equity and liabilities
Total equity and liabilities10/49€6.53M€6.30M▼
Equity10/15€5.81M€6.13M▲
Contributions10/11€2.21M€2.21M=
Reserves13€2.84M€3.15M▲
Distributable reserves133€2.84M€3.15M▲
Profit (loss) carried forward14€772k€773k▲
Amounts payable17/49€717k€166k▼
Amounts payable after more than one year17€88k€62k▼
Financial debts170/4€88k€62k▼
Amounts payable within one year42/48€629k€101k▼
Current portion of amounts payable after more than one year42€56k€29k▼
Trade debts44€2k€19k▲
Suppliers440/4€2k€19k▲
Taxes, remuneration and social security45€80k€39k▼
Taxes450/3€80k€39k▼
Other amounts payable47/48€492k€14k▼
Accrued charges and deferred income492/3-€2k
Income statement
Code20232024
Remuneration, social security and pensions62€46k€37k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€62k▲
Other operating charges640/8€4k€5k▲
Gross operating margin9900€389k€228k▼
Operating profit (loss)9901€299k€123k▼
Financial income75/76B€180k€275k▲
Recurring financial income75€180k€275k▲
Financial charges65/66B€5k€16k▲
Recurring financial charges65€5k€16k▲
Profit (loss) for the period before taxes9903€475k€382k▼
Income taxes67/77€105k€63k▼
Profit (loss) for the period9904€370k€319k▼
Profit (loss) for the period to be appropriated9905€370k€319k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.14M€1.09M▼
Profit (loss) brought forward from the previous period14P€771k€772k▲
Transfer from equity791/2€503k-
Transfer to equity691/2€369k€318k▼
To other reserves6921€369k€318k▼
Profit to be distributed694/7€503k-
Return on contributions (dividend)694€503k-
Social balance
Average headcount (FTE)90870.80.8=
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity times 5current ratio 23.39
Current ratio from 4.96 to 23.39; short-term debt falls from €629k to €101k.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €711k ▲35.8%
Net result €711k, the highest in the series.
31-12
Financial
Equity above €5MEq €5.34M ▲7.5%
4 profitable years in a row build equity to €5.34M.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €175k ▼38.6%
Net result drops to €175k, the lowest in the series; recovery starts the following year.
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
20-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
St.-Truidersteenweg 201A3840 Tongeren-BorgloonGround area
5,659 m²
Building footprint
273 m²
Volume, LiDAR
2,058 m³
Parcel 73017A0067/00A000, Flanders · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
St.-Truidersteenweg 201A, 3840 Tongeren-Borgloon
since 19992.090.801.940
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73017A0067/00A000 | Flanders | 5,659 m² | 1 · 273 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 49,083 EUR awarded · 49,083 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 10,716 EUR | 10,716 EUR |
| 2024 | 1 | 11,843 EUR | 11,843 EUR |
| 2023 | 1 | 12,725 EUR | 12,725 EUR |
| 2022 | 1 | 13,799 EUR | 13,799 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Recognitions · licences · registrations
Legal Entity Identifier
549300R6G11RQ550J735
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Of 20,026 companies in sector 43320 we hold annual accounts for 9,136. 1,062 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-01-1999
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
45421
46831Wholesale of construction materials, general range
47521Retail sale of hardware, building materials, paint and glass (general range)
51532
52462
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.