K - CONSULT
ActiveK - CONSULT has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.09M and a net result of €20k. Equity is growing by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 91% of 12637 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
65
/ 100
Healthy▼ -29 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability9▼-32
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 8.46 against 29.43 in 2024), and 8.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.2%
Return on assets
1.7%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-05-2026, 77 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
77 d early
2024
77 d early
2023
40 d early
2022
39 d early
2021
60 d early
2020
59 d early
2019
53 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.09M▼ 5.4%
2024 · €1.15M
2018: €948k
2019: €760k
2020: €841k
2021: €914k
2022: €999k
2023: €1.06M
2024: €1.15M
2018 → 2025
Total assets
€1.19M▲ 1.1%
2024 · €1.18M
2018: €1.25M
2019: €1.02M
2020: €1.11M
2021: €959k
2022: €1.05M
2023: €1.10M
2024: €1.18M
2018 → 2025
Net result
€20k▼ 79.1%
2024 · €94k
2018: €95k
2019: €82k
2020: €81k
2021: €73k
2022: €85k
2023: €57k
2024: €94k
2018 → 2025
Working capital
€765k▼ 4.2%
2024 · €798k
2018: €672k
2019: €496k
2020: €371k
2021: €473k
2022: €588k
2023: €676k
2024: €798k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€914k-€999k▲ 9.3%€1.06M▲ 5.7%€1.15M▲ 8.9%€1.09M▼ 5.4%
Operating result€96k-€96k▲ 0.1%€95k▼ 1.8%€109k▲ 15.4%€-17k
Net result€73k-€85k▲ 16.8%€57k▼ 33.2%€94k▲ 66.3%€20k▼ 79.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €17k after €109k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.19M
Fixed assets
€326k▼ 8.0%
Current assets
€867k▲ 5.0%
Equity and liabilities €1.19M
Equity
€1.09M▼ 5.4%
Debt
€105k▲ 245%
The debt ratio rises from 2.6% to 8.8%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€15k▼
2024 · €140k
Cash flow
€52k▼
2024 · €125k
Solvency
91.2%▼
2024 · 97.4%
Current ratio
8.46▼
2024 · 29.43
Quick ratio
8.46▼
2024 · 29.43
Debt / equity
0.10▲
2024 · 0.03
ROE
1.8%▼
2024 · 8.2%
ROA
1.7%▼
2024 · 8.0%
Interest coverage
1.50▼
2024 · 22.03
Debt
€105k▲
2024 · €30k
Debt ≤ 1 year
€102k▲
2024 · €28k
Income taxes
€4k▼
2024 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.18M€1.19M▲
Fixed assets21/28€354k€326k▼
Tangible fixed assets22/27€354k€326k▼
Land and buildings22€350k€322k▼
Plant, machinery and equipment23€2k-
Furniture and vehicles24€2k€4k▲
Current assets29/58€826k€867k▲
Amounts receivable within one year40/41€38k€15k▼
Trade receivables40€38k-
Other amounts receivable41-€15k
Current investments50/53€712k€749k▲
Cash at bank and in hand54/58€75k€102k▲
Deferred charges and accrued income490/1€541€499▼
Equity and liabilities
Total equity and liabilities10/49€1.18M€1.19M▲
Equity10/15€1.15M€1.09M▼
Contributions10/11€19k€19k=
Reserves13€404k€343k▼
Non-distributable reserves130/1€14k€14k=
Reserves not available under the articles1311€14k€14k=
Distributable reserves133€390k€328k▼
Profit (loss) carried forward14€727k€727k=
Amounts payable17/49€30k€105k▲
Amounts payable within one year42/48€28k€102k▲
Trade debts44€178€3k▲
Suppliers440/4€178€3k▲
Taxes, remuneration and social security45€27k€17k▼
Taxes450/3€27k€17k▼
Other amounts payable47/48€1k€83k▲
Accrued charges and deferred income492/3€2k€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€32k▲
Other operating charges640/8€5k€10k▲
Gross operating margin9900€145k€25k▼
Operating profit (loss)9901€109k€-17k▼
Financial income75/76B€27k€51k▲
Recurring financial income75€27k€51k▲
Financial charges65/66B€6k€10k▲
Recurring financial charges65€6k€10k▲
Profit (loss) for the period before taxes9903€130k€24k▼
Income taxes67/77€35k€4k▼
Profit (loss) for the period9904€94k€20k▼
Profit (loss) for the period to be appropriated9905€94k€20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€821k€746k▼
Profit (loss) brought forward from the previous period14P€727k€727k=
Transfer from equity791/2-€81k
Transfer to equity691/2€94k€20k▼
To other reserves6921€94k€20k▼
Profit to be distributed694/7-€81k
Return on contributions (dividend)694-€81k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €20k ▼79.1%
Net result drops to €20k, the lowest in the series.
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €1MEq €1.06M ▲5.7%
6 profitable years in a row build equity to €1.06M.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 5current ratio 12.14
Current ratio from 2.40 to 12.14; short-term debt falls from €265k to €42k.
02-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
20-05
State Gazette act
General meeting · Board meeting
Director reappointment · Permanent representative
2018
07-11
State Gazette act
General meeting · Board meeting
Director reappointment · Permanent representative
07-11
State Gazette act
General meeting · Board meeting
Director reappointment · Permanent representative
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
02-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Willebroek · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Blaasveldstraat 187B2830 WillebroekGround area
2,532 m²
Building footprint
398 m²
Volume, LiDAR
1,973 m³
2 parcels, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Blaasveldstraat 187, 2830 Willebroek
since 19952.070.507.164
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12036B0212/00E000 | Flanders | 1,349 m² | 1 · 212 m² | 7.5 m · 2 fl. |
| 12036B0212/00C000 | Flanders | 1,183 m² | 1 · 186 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900A1YLB7OIWN3O53
Similar companies · same sector, comparable size
FISCAM
BE 0469.354.294
Bertrix · Eq €1.09M
CENTOYA
BE 0809.882.494
Linkebeek · Eq €1.09M
Zca
BE 0446.835.547
Deinze · Eq €1.08M
COFIMAS
BE 0432.790.046
Antwerpen · Eq €1.10M
SPANASSUR
BE 0462.757.207
Waasmunster · Eq €1.10M
Of 2,256 companies in sector 69209 we hold annual accounts for 1,089. 578 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-01-1995
Fiscal year end31-12
Activities, NACEBEL
69202Legal and accounting activities
69209Other tax advisory services
74121
69201Accountants
74124
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.