CENTOYA
ActiveCENTOYA has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.09M and a net result of €225k. Equity is growing by ~10.7% per year across the filed fiscal years. Its solvency ranks better than 93% of 12637 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity ample (current ratio 20.07 against 3.8 in 2024), and 6.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.4%
Return on assets
19.3%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
63 d early
2024
58 d early
2023
99 d early
2022
24 d early
2021
2 d late
2020
149 d early
2019
57 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.09M▲ 22.8%
2024 · €887k
2018: €395k
2019: €621k
2020: €644k
2021: €948k
2022: €754k
2023: €916k
2024: €887k
2018 → 2025
Total assets
€1.17M▼ 5.2%
2024 · €1.23M
2018: €407k
2019: €671k
2020: €683k
2021: €1.03M
2022: €929k
2023: €1.15M
2024: €1.23M
2018 → 2025
Net result
€225k▲ 14.2%
2024 · €197k
2018: €85k
2019: €226k
2020: €23k
2021: €354k
2022: €-95k
2023: €247k
2024: €197k
2018 → 2025
Working capital
€1.04M▲ 15.7%
2024 · €901k
2018: €376k
2019: €605k
2020: €637k
2021: €939k
2022: €771k
2023: €930k
2024: €901k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€948k-€754k▼ 20.4%€916k▲ 21.4%€887k▼ 3.1%€1.09M▲ 22.8%
Operating result€550k-€-54k€295k€307k▲ 4.0%€340k▲ 10.5%
Net result€354k-€-95k€247k€197k▼ 20.0%€225k▲ 14.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 10% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.17M
Fixed assets
€69k▲ 833%
Current assets
€1.10M▼ 10.2%
Equity and liabilities €1.17M
Equity
€1.09M▲ 22.8%
Provisions
€22k▲ 1.9%
Debt
€55k▼ 83.0%
The debt ratio falls from 26.1% to 4.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€345k▲
2024 · €310k
Cash flow
€231k▲
2024 · €199k
Solvency
93.4%▲
2024 · 72.1%
Current ratio
20.07▲
2024 · 3.80
Quick ratio
20.07▲
2024 · 3.80
Debt / equity
0.05▼
2024 · 0.36
ROE
20.7%▼
2024 · 22.2%
ROA
19.3%▲
2024 · 16.0%
Interest coverage
15.08▲
2024 · 9.68
Debt
€55k▼
2024 · €321k
Debt ≤ 1 year
€55k▼
2024 · €321k
Income taxes
€104k▲
2024 · €94k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.23M€1.17M▼
Fixed assets21/28€7k€69k▲
Tangible fixed assets22/27€4k€56k▲
Furniture and vehicles24€2k€53k▲
Other tangible fixed assets26€2k€3k▲
Financial fixed assets28€3k€13k▲
Current assets29/58€1.22M€1.10M▼
Amounts receivable within one year40/41€10k€76k▲
Trade receivables40-€72k
Other amounts receivable41€10k€4k▼
Current investments50/53€1.07M€914k▼
Cash at bank and in hand54/58€139k€108k▼
Deferred charges and accrued income490/1€95€274▲
Equity and liabilities
Total equity and liabilities10/49€1.23M€1.17M▼
Equity10/15€887k€1.09M▲
Contributions10/11€6k€6k=
Reserves13€822k€1.02M▲
Distributable reserves133€822k€1.02M▲
Profit (loss) carried forward14€59k€59k=
Provisions and deferred taxes16€22k€22k▲
Provisions for liabilities and charges160/5€22k€22k▲
Other liabilities and charges164/5€22k€22k▲
Amounts payable17/49€321k€55k▼
Amounts payable within one year42/48€321k€55k▼
Financial debts43€571-
Credit institutions430/8€571-
Trade debts44€98€4k▲
Suppliers440/4€98€4k▲
Taxes, remuneration and social security45€19k€29k▲
Taxes450/3€17k€28k▲
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€302k€22k▼
Income statement
Code20242025
Non-recurring operating income76A-€5k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€6k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€1k€402▼
Other operating charges640/8€1k€5k▲
Gross operating margin9900€312k€350k▲
Operating profit (loss)9901€307k€340k▲
Financial income75/76B€16k€13k▼
Recurring financial income75€13k€13k▲
Non-recurring financial income76B€4k-
Financial charges65/66B€32k€23k▼
Recurring financial charges65€32k€23k▼
Profit (loss) for the period before taxes9903€292k€330k▲
Income taxes67/77€94k€104k▲
Profit (loss) for the period9904€197k€225k▲
Profit (loss) for the period to be appropriated9905€197k€225k▲
Appropriation of the result
Profit (loss) to be appropriated9906€256k€284k▲
Profit (loss) brought forward from the previous period14P€59k€59k=
Transfer from equity791/2€226k€23k▼
Transfer to equity691/2€197k€225k▲
To other reserves6921€197k€225k▲
Profit to be distributed694/7€226k€23k▼
Return on contributions (dividend)694€226k€23k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity times 5current ratio 20.07
Current ratio from 3.80 to 20.07; short-term debt falls from €321k to €55k.
31-12
Financial
Equity above €1MEq €1.09M ▲22.8%
3 profitable years in a row build equity to €1.09M.
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €247k
Net result €247k after one loss-making year.
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-95k ▼127%
Net result drops to €-95k, the lowest in the series; recovery starts the following year.
02-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
31-12
Financial
Highest result since 2018net €354k ▲1464%
Operating result €550k, net result €354k, both a record.
04-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
04-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €500kEq €621k ▲57.2%
2 profitable years in a row build equity to €621k.
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
01-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Linkebeek · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Villalaan 1181630 LinkebeekGround area
1,059 m²
Building footprint
161 m²
Volume, LiDAR
1,023 m³
Parcel 22003B0075/00X008, Flanders · tallest building 13.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Villalaan 118, 1630 Linkebeek
since 20092.322.129.322
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22003B0075/00X008 | Flanders | 1,059 m² | 1 · 161 m² | 13.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 915 EUR awarded · 915 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 915 EUR | 915 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
549300FK6LGB0G1G3969
Similar companies · same sector, comparable size
K - CONSULT
BE 0454.336.914
Willebroek · Eq €1.09M
FISCAM
BE 0469.354.294
Bertrix · Eq €1.09M
COFIMAS
BE 0432.790.046
Antwerpen · Eq €1.10M
Zca
BE 0446.835.547
Deinze · Eq €1.08M
SPANASSUR
BE 0462.757.207
Waasmunster · Eq €1.10M
Of 2,256 companies in sector 69209 we hold annual accounts for 1,089. 578 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-02-2009
Fiscal year end31-12
Activities, NACEBEL
69201Accountants
69209Other tax advisory services
66199Other activities auxiliary to financial services, excluding insurance and pension funding
66300Activities auxiliary to financial services and insurance activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.