K-CL
ActiveK-CL has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.33M and a net result of €535k. Equity is growing by ~14.8% per year across the filed fiscal years. Its solvency ranks better than 44% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+17
Solvency60▲+6
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity short (current ratio 0.47 against 0.51 in 2024), and 51.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.5%
Return on assets
19.5%
Age of the figures
14 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
7 d late
2023
on the day
2022
6 d late
2021
2 d late
2020
1 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.33M▲ 50.5%
2024 · €883k
2019: €562k
2020: €667k
2021: €803k
2022: €980k
2023: €768k
2024: €883k
2019 → 2025
Total assets
€2.74M▲ 31.1%
2024 · €2.09M
2019: €743k
2020: €836k
2021: €999k
2022: €1.11M
2023: €2.13M
2024: €2.09M
2019 → 2025
Net result
€535k▲ 264%
2024 · €147k
2019: €87k
2020: €105k
2021: €165k
2022: €179k
2023: €68k
2024: €147k
2019 → 2025
Working capital
€-478k▼ 11.3%
2024 · €-430k
2019: €357k
2020: €388k
2021: €438k
2022: €429k
2023: €-550k
2024: €-430k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€803k-€980k▲ 22.0%€768k▼ 21.6%€883k▲ 15.0%€1.33M▲ 50.5%
Operating result€233k-€241k▲ 3.3%€98k▼ 59.4%€263k▲ 169%€885k▲ 237%
Net result€165k-€179k▲ 8.5%€68k▼ 62.0%€147k▲ 116%€535k▲ 264%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 237% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.74M
Fixed assets
€2.31M▲ 40.5%
Current assets
€431k▼ 3.4%
Equity and liabilities €2.74M
Equity
€1.33M▲ 50.5%
Debt
€1.41M▲ 16.9%
The debt ratio falls from 57.7% to 51.5%: equity grows faster than debt.
Key figures and ratios
EBITDA
€1.06M▲
2024 · €346k
Cash flow
€713k▲
2024 · €230k
Solvency
48.5%▲
2024 · 42.3%
Current ratio
0.47▼
2024 · 0.51
Quick ratio
0.47▼
2024 · 0.51
Debt / equity
1.06▼
2024 · 1.37
ROE
40.2%▲
2024 · 16.6%
ROA
19.5%▲
2024 · 7.0%
Interest coverage
11.99▲
2024 · 5.51
Debt
€1.41M▲
2024 · €1.21M
Debt ≤ 1 year
€910k▲
2024 · €876k
Debt > 1 year
€422k▲
2024 · €279k
Income taxes
€266k▲
2024 · €65k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.09M€2.74M▲
Fixed assets21/28€1.64M€2.31M▲
Tangible fixed assets22/27€1.64M€2.31M▲
Land and buildings22€1.55M€2.22M▲
Plant, machinery and equipment23€30k€28k▼
Furniture and vehicles24€46k€33k▼
Other tangible fixed assets26€13k€23k▲
Current assets29/58€446k€431k▼
Amounts receivable within one year40/41€910€19k▲
Trade receivables40€910€1k▲
Other amounts receivable41-€18k
Current investments50/53€292k€295k▲
Cash at bank and in hand54/58€150k€115k▼
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€2.09M€2.74M▲
Equity10/15€883k€1.33M▲
Contributions10/11€19k€19k=
Reserves13€865k€1.31M▲
Distributable reserves133€865k€1.31M▲
Profit (loss) carried forward14€18€60▲
Amounts payable17/49€1.21M€1.41M▲
Amounts payable after more than one year17€279k€422k▲
Financial debts170/4€279k€422k▲
Amounts payable within one year42/48€876k€910k▲
Current portion of amounts payable after more than one year42€38k€56k▲
Trade debts44€7k€14k▲
Suppliers440/4€7k€14k▲
Taxes, remuneration and social security45€35k€61k▲
Taxes450/3€35k€61k▲
Other amounts payable47/48€795k€779k▼
Accrued charges and deferred income492/3€51k€78k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€83k€178k▲
Other operating charges640/8€2k€7k▲
Gross operating margin9900€348k€1.07M▲
Operating profit (loss)9901€263k€885k▲
Financial income75/76B€12k€5k▼
Recurring financial income75€12k€5k▼
Financial charges65/66B€63k€89k▲
Recurring financial charges65€63k€89k▲
Profit (loss) for the period before taxes9903€212k€801k▲
Income taxes67/77€65k€266k▲
Profit (loss) for the period9904€147k€535k▲
Profit (loss) for the period to be appropriated9905€147k€535k▲
Appropriation of the result
Profit (loss) to be appropriated9906€147k€535k▲
Profit (loss) brought forward from the previous period14P€177€18▼
Transfer from equity791/2€32k€89k▲
Transfer to equity691/2€147k€535k▲
To other reserves6921€147k€535k▲
Profit to be distributed694/7€32k€89k▲
Return on contributions (dividend)694€32k€89k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
30-06
Financial
Highest result since 2019net €535k ▲264%
Operating result €885k, net result €535k, both a record.
30-06
Financial
Equity above €1MEq €1.33M ▲50.5%
7 profitable years in a row build equity to €1.33M.
07-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €68k ▼62%
Net result drops to €68k, the lowest in the series; recovery starts the following year.
06-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 6 days late
2022
02-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lievegem · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Haantjenstraat 249920 LievegemGround area
4,746 m²
Building footprint
278 m²
Volume, LiDAR
133 m³
Parcel 44036A2040/00A000, Flanders · tallest building 4.7 m. Linked by address, not a title deed.
1 establishment unit
Haantjenstraat 24, 9920 Lievegem
since 20082.173.642.316
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44036A2040/00A000 | Flanders | 4,746 m² | 1 · 278 m² | 4.7 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,393. 24,630 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-09-2008
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.