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JZONE CODING

Active
Brouwerijstraat 51A ·1050 Elsene, Belgium
BE 0785.525.794
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Age4 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of JZONE CODING is 0.9% (low). The 2025 annual accounts show equity of €3k and a net result of €42k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 17% of 91 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Trust signals

3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.9% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€42k-5.5%
Working capital€3k-96.5%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 10-04-2026 with the NBB · fiscal year 2025 · volledig
€0€20k€40k€60kOperating result 2022: €17k€17kNet result 2022: €13k€13kOperating result 2023: €35k€35kNet result 2023: €26k€26kOperating result 2024: €58k€58kNet result 2024: €44k€44kOperating result 2025: €55k€55kNet result 2025: €42k€42k2022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
volatile Too volatile to project: the yearly deviation from the trend is ~76% of the level (threshold 35%). We therefore deliberately show no projection line.
€0€25k€50k€75k2022: €16k2023: €42k2024: €87k2025: €3k2022202320242025
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 62, Computer programming & consultancy · compared within the same schema type (full schema)
Metric This company Sector median Position in the sector
Solvency 2.3% 48.3%
better than 17% of 91 sector peers
Net result €42k €46k
better than 47% of 91 sector peers
Equity €3k €93k
better than 15% of 91 sector peers
Gross operating margin €56k €77k
better than 36% of 77 sector peers
Total assets €128k €256k
better than 32% of 91 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€55k
-5.4% far above sector median
Net profit
€42k
-5.5% far above sector median
Cash flow
€42k
-5.6% far above sector median
Total assets
€128k
+11.6% +186% vs sector
Equity
€3k
-96.5% -80% vs sector
Working capital
€3k
-96.5% +162% vs sector
Income taxes
€11k
-3.3% far above sector median
Dividends
€126k
- 22-25
Debt
€125k
+346.6% far above sector median
Debt ≤ 1y
€125k
+346.6% far above sector median
Current ratio
1.02
-74.9% -5% vs sector
Quick ratio
1.02
-74.9% -5% vs sector
Solvency
2.3%
-96.9% -94% vs sector
Debt / equity
41.74
+12837.5% far above sector median
ROE
1399.5%
+2636.9% far above sector median
ROA
32.7%
-15.3% far above sector median
Interest coverage
34.62
+10.1% far above sector median
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA€55k
Net profit€42k
Cash flow€42k
Staff costs-
Income taxes€11k
Dividends€126k
Total assets€128k
Equity€3k
Debt€125k
of which ≤ 1y€125k
of which > 1y-
Working capital€3k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.02
Quick ratio1.02
Working capital ratio2.3%
Solvency2.3%
Debt / equity41.74
Long-term debt ratio-
Interest coverage34.62
Gross margin-
Net margin-
ROA32.7%
ROE1399.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€128k
Current assets 29/58€128k
Amounts receivable within one year 40/41€17k
Cash & bank 54/58€112k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€128k
Equity 10/15€3k
Contributions / capital 10/11€3k
Amounts payable 17/49€125k
Amounts payable within one year 42/48€125k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€56k
Operating result 9901€55k
Financial charges 65€2k
Result before taxes 9903€53k
Income taxes 67/77€11k
Net result for the period 9904€42k
Result to be appropriated 9905€42k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
65 / 100 Healthy
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
JZONE CODING
Roberts-Jonesstraat 38, 1180 UkkelOntwerpen en programmeren van computerprogramma's
since 20222.331.296.713
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area203 m²
Buildings1
Building footprint104 m²
Volume (LiDAR)1,342 m³
Tallest building21.2 m · ±5 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21443C0038/00X009 Brussels 203 m² 1 · 104 m² 21.2 m · 5 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health65Profitability100Solvency13Growth58Stability94
66 / 100

Strong profile, led by profitability.

Health 65
Profitability 100
Solvency 13
Growth 58
Stability 94

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Wederverkoop van telecommunicatie en bemiddelingsactiviteiten in verband met telecommunicatie61200Overige telecommunicatie61900Overige diensten op het gebied van informatietechnologie en computer62090Overige diensten op het gebied van informatietechnologie en computer62900Webportalen63120Activiteiten van webportalen63910Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Adviesbureaus op het gebied van public relations en communicatie70210Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Activiteiten van adviesbureaus op het gebied van public relations en communicatie73300
Primary activity highlighted.
Names & trade names
Legal nameFR JZONE CODING
Registered office
Brouwerijstraat 51A
1050 Elsene, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.