JZA
The computed 12-month bankruptcy probability of JZA is 0.4% (very low). The 2025 annual accounts show equity of €81k and a net result of €81k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 49% of 2749 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €81k |
| Net result | €81k |
| Better than sector | 49% |
| Active | 4 yrs |
Exceptional profile, strong across almost every axis.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 60.9% | 62.2% | |
| Net result | €81k | €40k | |
| Equity | €81k | €62k | |
| Gross operating margin | €113k | €63k | |
| Total assets | €134k | €121k |
| Fiscal year | 2025 |
|---|---|
| Revenue | - |
| EBITDA | €112k |
| Net profit | €81k |
| Cash flow | €94k |
| Staff costs | - |
| Income taxes | €23k |
| Dividends | €166k |
| Total assets | €134k |
| Equity | €81k |
| Debt | €52k |
| of which ≤ 1y | €50k |
| of which > 1y | €2k |
| Working capital | €47k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 1.96 |
| Quick ratio | 1.96 |
| Working capital ratio | 35.6% |
| Solvency | 60.9% |
| Debt / equity | 0.64 |
| Long-term debt ratio | 0.03 |
| Interest coverage | 99.70 |
| Gross margin | - |
| Net margin | - |
| ROA | 60.8% |
| ROE | 99.9% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €134k |
| Fixed assets | 21/28 | €36k |
| Tangible fixed assets | 22/27 | €31k |
| Financial fixed assets | 28 | €5k |
| Current assets | 29/58 | €97k |
| Amounts receivable within one year | 40/41 | €28k |
| Cash & bank | 54/58 | €69k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €134k |
| Equity | 10/15 | €81k |
| Contributions / capital | 10/11 | €100 |
| Reserves | 13 | €81k |
| Amounts payable | 17/49 | €52k |
| Amounts payable after one year | 17 | €2k |
| Amounts payable within one year | 42/48 | €50k |
| Trade debts payable within one year | 44 | €2k |
| Income statement | ||
| Gross operating margin | 9900 | €113k |
| Operating result | 9901 | €100k |
| Financial income | 75 | €6k |
| Financial charges | 65 | €1k |
| Result before taxes | 9903 | €104k |
| Income taxes | 67/77 | €23k |
| Net result for the period | 9904 | €81k |
| Result to be appropriated | 9905 | €81k |
| NACE primary | Computer programming & consultancy(62200) |
| Legal form | Private limited company(610) |
| Incorporation | 19-07-2022 |
| Status | Active |
| Postal code | 3360 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24011D0182/00X000 | Flanders | 979 m² | 1 · 111 m² | 9.9 m · 2 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
01-02-2023 Act object · Board meeting · Power of attorney · Permanent representative
- Act object: Procurations · BDO Advisory
- Publication: 01/02/2023 · BDO Advisory
- Filing: 24/01/2023 · BDO Advisory
- Board meeting: 24/11/2022 · BDO Advisory
- Power of attorney: scope: procuration spéciale «catégorie B», start_date: 01/10/2022 · S&R SRL
- Permanent representative · Anne-Charlotte Lelièvre
- Power of attorney: scope: procuration spéciale «catégorie B», start_date: 01/10/2022 · B&D Consult SComm
- Permanent representative · Bram Demeester
- Power of attorney: scope: procuration spéciale «catégorie B», start_date: 01/10/2022 · Esseci SRL
- Permanent representative · Steven Cornand
- Power of attorney: scope: procuration spéciale «catégorie B», start_date: 01/10/2022 · KTalyst SRL
- Permanent representative · Audrey Kindt
- Power of attorney: scope: procuration spéciale «catégorie B», start_date: 01/10/2022 · Atis Capital SRL
- Permanent representative · Mathieu Decroix
- Power of attorney: scope: procuration spéciale «catégorie B», start_date: 01/10/2022 · Insights Consulting SRL
- Permanent representative · Christophe Daems
- Power of attorney: scope: procuration spéciale «catégorie B», start_date: 01/10/2022 · Pevigo SRL
- Permanent representative · Grégory de Streel
- Power of attorney: scope: procuration spéciale «catégorie B», start_date: 01/10/2022 · JZA SRL
- Permanent representative · Joren Zandbergen
- Power of attorney: scope: procuration spéciale «catégorie B», start_date: 01/10/2022 · Karoe SRL
- Permanent representative · Jo Wyns
- Power of attorney: scope: procuration spéciale «catégorie B», start_date: 26/10/2022 · JW Holdco SComm
- Permanent representative · Jo Wyns
- Power of attorney: scope: procuration spéciale «catégorie B», revocation_date: 26/10/2022 · Karoe SRL
- Power of attorney: scope: procuration spéciale «catégorie B», revocation_date: 30/09/2022 · Tibocon SRL
- Filing representative: accomplir les formalités nécessaires en matière modification de l'immatriculation de la société au registre des personnes morales aux guichets d'affaires agréés, au greffe du tribunal de commerce et à l'administration TVA · Marion Dreesen
- Filing representative: accomplir les formalités nécessaires en matière modification de l'immatriculation de la société au registre des personnes morales aux guichets d'affaires agréés, au greffe du tribunal de commerce et à l'administration TVA · Karen Keuleers
Technical details
{
"facts": [
{
"type": "act_object",
"quote": "Objet de l\u0027acte : Procurations",
"value": "Procurations",
"object": null,
"subject": "e1"
},
{
"date": "2023-02-01",
"type": "publication",
"quote": "Bijlagen bij het Belgisch Staatsblad - 01/02/2023",
"value": "01/02/2023",
"object": null,
"subject": "e1"
},
{
"date": "2023-01-24",
"type": "filing",
"quote": "neergelegd/ontvangen op 24 JAN. 2023",
"value": "24/01/2023",
"object": null,
"subject": "e1"
},
{
"date": "2022-11-24",
"type": "board_meeting",
"quote": "EXTRAIT DE LA D\u00C9CISION DES ADMINISTRATEURS D\u00C9L\u00C9GU\u00C9S DU 24 NOVEMBRE 2022",
"value": "24/11/2022",
"object": null,
"subject": "e1"
},
{
"date": "2022-10-01",
"type": "power_of_attorney",
"quote": "1.L\u0027attribution \u00E0 partir du 1er octobre 2022 d\u0027une procuration sp\u00E9ciale \u00ABcat\u00E9gorie B\u003E ... \u00E0: \u2022 S\u0026R SRL",
"value": {
"scope": "procuration sp\u00E9ciale \u00ABcat\u00E9gorie B\u00BB",
"start_date": "01/10/2022"
},
"object": "e1",
"subject": "e2"
},
{
"type": "permanent_representative",
"quote": "repr\u00E9sent\u00E9e par son repr\u00E9sentant permanent Madame Anne-Charlotte Leli\u00E8vre",
"value": null,
"object": "e2",
"subject": "e3"
},
{
"date": "2022-10-01",
"type": "power_of_attorney",
"quote": "1.L\u0027attribution \u00E0 partir du 1er octobre 2022 d\u0027une procuration sp\u00E9ciale \u00ABcat\u00E9gorie B\u003E ... \u00E0: \u2022 B\u0026D Consult SComm",
"value": {
"scope": "procuration sp\u00E9ciale \u00ABcat\u00E9gorie B\u00BB",
"start_date": "01/10/2022"
},
"object": "e1",
"subject": "e4"
},
{
"type": "permanent_representative",
"quote": "repr\u00E9sent\u00E9e par son repr\u00E9sentant permanent Monsieur Bram Demeester",
"value": null,
"object": "e4",
"subject": "e5"
},
{
"date": "2022-10-01",
"type": "power_of_attorney",
"quote": "1.L\u0027attribution \u00E0 partir du 1er octobre 2022 d\u0027une procuration sp\u00E9ciale \u00ABcat\u00E9gorie B\u003E ... \u00E0: \u2022 Esseci SRL",
"value": {
"scope": "procuration sp\u00E9ciale \u00ABcat\u00E9gorie B\u00BB",
"start_date": "01/10/2022"
},
"object": "e1",
"subject": "e6"
},
{
"type": "permanent_representative",
"quote": "repr\u00E9sent\u00E9e par son repr\u00E9sentant permanent Monsieur Steven Cornand",
"value": null,
"object": "e6",
"subject": "e7"
},
{
"date": "2022-10-01",
"type": "power_of_attorney",
"quote": "1.L\u0027attribution \u00E0 partir du 1er octobre 2022 d\u0027une procuration sp\u00E9ciale \u00ABcat\u00E9gorie B\u003E ... \u00E0: \u2022 KTalyst SRL",
"value": {
"scope": "procuration sp\u00E9ciale \u00ABcat\u00E9gorie B\u00BB",
"start_date": "01/10/2022"
},
"object": "e1",
"subject": "e8"
},
{
"type": "permanent_representative",
"quote": "repr\u00E9sent\u00E9e par son repr\u00E9sentant permanent Madame Audrey Kindt",
"value": null,
"object": "e8",
"subject": "e9"
},
{
"date": "2022-10-01",
"type": "power_of_attorney",
"quote": "1.L\u0027attribution \u00E0 partir du 1er octobre 2022 d\u0027une procuration sp\u00E9ciale \u00ABcat\u00E9gorie B\u003E ... \u00E0: \u2022 Atis Capitai SRL",
"value": {
"scope": "procuration sp\u00E9ciale \u00ABcat\u00E9gorie B\u00BB",
"start_date": "01/10/2022"
},
"object": "e1",
"subject": "e10"
},
{
"type": "permanent_representative",
"quote": "repr\u00E9sent\u00E9e par son repr\u00E9sentant permanent Monsieur Mathieu Decroix",
"value": null,
"object": "e10",
"subject": "e11"
},
{
"date": "2022-10-01",
"type": "power_of_attorney",
"quote": "1.L\u0027attribution \u00E0 partir du 1er octobre 2022 d\u0027une procuration sp\u00E9ciale \u00ABcat\u00E9gorie B\u003E ... \u00E0: \u2022 Insights Corsulting SRL",
"value": {
"scope": "procuration sp\u00E9ciale \u00ABcat\u00E9gorie B\u00BB",
"start_date": "01/10/2022"
},
"object": "e1",
"subject": "e12"
},
{
"type": "permanent_representative",
"quote": "repr\u00E9sent\u00E9e par son repr\u00E9sentant permanent Monsieur Christophe Daems",
"value": null,
"object": "e12",
"subject": "e13"
},
{
"date": "2022-10-01",
"type": "power_of_attorney",
"quote": "1.L\u0027attribution \u00E0 partir du 1er octobre 2022 d\u0027une procuration sp\u00E9ciale \u00ABcat\u00E9gorie B\u003E ... \u00E0: \u2022 Pevigo SRL",
"value": {
"scope": "procuration sp\u00E9ciale \u00ABcat\u00E9gorie B\u00BB",
"start_date": "01/10/2022"
},
"object": "e1",
"subject": "e14"
},
{
"type": "permanent_representative",
"quote": "repr\u00E9sent\u00E9e par son repr\u00E9sentant permanent Monsieur Gr\u00E9gory de Streel",
"value": null,
"object": "e14",
"subject": "e15"
},
{
"date": "2022-10-01",
"type": "power_of_attorney",
"quote": "1.L\u0027attribution \u00E0 partir du 1er octobre 2022 d\u0027une procuration sp\u00E9ciale \u00ABcat\u00E9gorie B\u003E ... \u00E0: JZA SRL",
"value": {
"scope": "procuration sp\u00E9ciale \u00ABcat\u00E9gorie B\u00BB",
"start_date": "01/10/2022"
},
"object": "e1",
"subject": "e16"
},
{
"type": "permanent_representative",
"quote": "repr\u00E9sent\u00E9e par son repr\u00E9sentant permanent Monsieur Joren Zandbergen",
"value": null,
"object": "e16",
"subject": "e17"
},
{
"date": "2022-10-01",
"type": "power_of_attorney",
"quote": "1.L\u0027attribution \u00E0 partir du 1er octobre 2022 d\u0027une procuration sp\u00E9ciale \u00ABcat\u00E9gorie B\u003E ... \u00E0: \u2022 Karoe SRL",
"value": {
"scope": "procuration sp\u00E9ciale \u00ABcat\u00E9gorie B\u00BB",
"start_date": "01/10/2022"
},
"object": "e1",
"subject": "e18"
},
{
"type": "permanent_representative",
"quote": "repr\u00E9sent\u00E9e par son repr\u00E9sentant permanent Monsieur Jo Wyns",
"value": null,
"object": "e18",
"subject": "e19"
},
{
"date": "2022-10-26",
"type": "power_of_attorney",
"quote": "2.L\u0027attributi\u00F3n \u00E0 partir du 26 octobre 2022 d\u0027une procuration sp\u00E9ciale \u003C\u003Ccat\u00E9gorie \u0412\u00BB ... \u00E0: \u2022 JW Holdco SComm",
"value": {
"scope": "procuration sp\u00E9ciale \u00ABcat\u00E9gorie B\u00BB",
"start_date": "26/10/2022"
},
"object": "e1",
"subject": "e20"
},
{
"type": "permanent_representative",
"quote": "repr\u00E9sent\u00E9e par son repr\u00E9sentant permanent Monsieur Jo Wyns",
"value": null,
"object": "e20",
"subject": "e19"
},
{
"type": "power_of_attorney",
"quote": "4.La r\u00E9vocation des procurations sp\u00E9ciales \u003C cat\u00E9gorie B \u00BB ... \u2022 Karoe SRL ... et ceci \u00E0 partir du 26 octobre 2022.",
"value": {
"scope": "procuration sp\u00E9ciale \u00ABcat\u00E9gorie B\u00BB",
"revoked": true,
"revocation_date": "26/10/2022"
},
"object": "e1",
"status": "revoked",
"subject": "e18"
},
{
"type": "power_of_attorney",
"quote": "4.La r\u00E9vocation des procurations sp\u00E9ciales \u003C cat\u00E9gorie B \u00BB ... Tibocon SRL ... et ceci \u00E0 partir du 30 septembre 2022.",
"value": {
"scope": "procuration sp\u00E9ciale \u00ABcat\u00E9gorie B\u00BB",
"revoked": true,
"revocation_date": "30/09/2022"
},
"object": "e1",
"status": "revoked",
"subject": "e21"
},
{
"type": "filing_representative",
"quote": "5.L\u0027attribution d\u0027une procuration sp\u00E9ciale aux personnes suivantes: \u2022 Madame Marion Dreesen ... d\u0027accomplir les formalit\u00E9s n\u00E9cessaires en mati\u00E8re modification de l\u0027immatriculation...",
"value": "accomplir les formalit\u00E9s n\u00E9cessaires en mati\u00E8re modification de l\u0027immatriculation de la soci\u00E9t\u00E9 au registre des personnes morales aux guichets d\u0027affaires agr\u00E9\u00E9s, au greffe du tribunal de commerce et \u00E0 l\u0027administration TVA",
"object": "e1",
"subject": "e23"
},
{
"type": "filing_representative",
"quote": "5.L\u0027attribution d\u0027une procuration sp\u00E9ciale aux personnes suivantes: ... Madame Karen Keuleers ... d\u0027accomplir les formalit\u00E9s n\u00E9cessaires en mati\u00E8re modification de l\u0027immatriculation...",
"value": "accomplir les formalit\u00E9s n\u00E9cessaires en mati\u00E8re modification de l\u0027immatriculation de la soci\u00E9t\u00E9 au registre des personnes morales aux guichets d\u0027affaires agr\u00E9\u00E9s, au greffe du tribunal de commerce et \u00E0 l\u0027administration TVA",
"object": "e1",
"subject": "e24"
}
],
"act_meta": {
"outcome": "clean",
"model_id": 50,
"verified": true,
"extractor": "verified-v1",
"ocr_chars": 5255,
"truncated": false
},
"entities": [
{
"id": "e1",
"kbo": "0459.910.454",
"kind": "company",
"name": "BDO Advisory",
"attrs": {
"seat": "1050 Bruxelles (Ixelles), rue de Stassart 35",
"legal_form": "Soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e"
}
},
{
"id": "e2",
"kbo": "0701.731.751",
"kind": "company",
"name": "S\u0026R SRL",
"attrs": {
"seat": "5500 Dinant, Avenue De La Gemelenne 8"
}
},
{
"id": "e3",
"kbo": null,
"kind": "person",
"name": "Anne-Charlotte Leli\u00E8vre",
"attrs": {
"address": "5500 Dinant, Avenue De La Gemelenne 8"
}
},
{
"id": "e4",
"kbo": "0754.790.751",
"kind": "company",
"name": "B\u0026D Consult SComm",
"attrs": {
"seat": "8020 Oostkamp, Boudewijnlaan 12"
}
},
{
"id": "e5",
"kbo": null,
"kind": "person",
"name": "Bram Demeester",
"attrs": {
"address": "8020 Oostkamp, Boudewijnlaan 12"
}
},
{
"id": "e6",
"kbo": "0787.832.812",
"kind": "company",
"name": "Esseci SRL",
"attrs": {
"seat": "9550 Herzele, Woubrechtstraat 10"
}
},
{
"id": "e7",
"kbo": null,
"kind": "person",
"name": "Steven Cornand",
"attrs": {
"address": "9550 Herzele, Woubrechtstraat 10"
}
},
{
"id": "e8",
"kbo": "0692.602.566",
"kind": "company",
"name": "KTalyst SRL",
"attrs": {
"seat": "1060 Sint-Gilis, Rue De La Victoire 181"
}
},
{
"id": "e9",
"kbo": null,
"kind": "person",
"name": "Audrey Kindt",
"attrs": {
"address": "1060 Sint-Gilis, Rue De La Victoire 181"
}
},
{
"id": "e10",
"kbo": "0834.143.085",
"flag": "OCR garble: \u0027Atis Capitai SRL\u0027 corrected to \u0027Atis Capital SRL\u0027 based on context and common naming, though \u0027Capitai\u0027 is printed.",
"kind": "company",
"name": "Atis Capital SRL",
"attrs": {
"seat": "7822 Isi\u00E8res, Chemin Du Grand Marais 32"
}
},
{
"id": "e11",
"kbo": null,
"kind": "person",
"name": "Mathieu Decroix",
"attrs": {
"address": "7822 Isi\u00E8res, Chemin Du Grand Marais 32"
}
},
{
"id": "e12",
"kbo": "0732.743.443",
"flag": "OCR garble: \u0027Insights Corsulting SRL\u0027 corrected to \u0027Insights Consulting SRL\u0027.",
"kind": "company",
"name": "Insights Consulting SRL",
"attrs": {
"seat": "2547 Lint, Kinderstraat 38"
}
},
{
"id": "e13",
"kbo": null,
"kind": "person",
"name": "Christophe Daems",
"attrs": {
"address": "2547 Lint, Kinderstraat 38"
}
},
{
"id": "e14",
"kbo": "0682.965.122",
"kind": "company",
"name": "Pevigo SRL",
"attrs": {
"seat": "1315 Pi\u00E9trebais, Rue Fond Du Village 12"
}
},
{
"id": "e15",
"kbo": null,
"kind": "person",
"name": "Gr\u00E9gory de Streel",
"attrs": {
"address": "1315 Pi\u00E9trebais, Rue Fond Du Village 12"
}
},
{
"id": "e16",
"kbo": "0788.760.646",
"kind": "company",
"name": "JZA SRL",
"attrs": {
"seat": "3360 Bierbeek, Bevekomsestraat 43"
}
},
{
"id": "e17",
"kbo": null,
"kind": "person",
"name": "Joren Zandbergen",
"attrs": {
"address": "3360 Bierbeek, Bevekomsestraat 43"
}
},
{
"id": "e18",
"kbo": "0866.895.532",
"kind": "company",
"name": "Karoe SRL",
"attrs": {
"seat": "2860 Sint-Katelijne-Waver, Hogevelden 51"
}
},
{
"id": "e19",
"kbo": null,
"kind": "person",
"name": "Jo Wyns",
"attrs": {
"address": "2860 Sint-Katelijne-Waver, Hogevelden 51"
}
},
{
"id": "e20",
"kbo": "0631.931.442",
"kind": "company",
"name": "JW Holdco SComm",
"attrs": {
"seat": "2860 Sint-Katelijne-Waver, Hogevelden 51"
}
},
{
"id": "e21",
"kbo": "0741.771.668",
"kind": "company",
"name": "Tibocon SRL",
"attrs": {
"seat": "3850 Nieuwerkerken, Schansstraat 31"
}
},
{
"id": "e22",
"kbo": null,
"kind": "person",
"name": "Tim Bottelbergs",
"attrs": {
"address": "3850 Nieuwerkerken, Schansstraat 31"
}
},
{
"id": "e23",
"kbo": null,
"kind": "person",
"name": "Marion Dreesen",
"attrs": {}
},
{
"id": "e24",
"kbo": null,
"kind": "person",
"name": "Karen Keuleers",
"attrs": {}
}
]
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | JZA |