JW Hoste
ActiveJW Hoste has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23k and a net result of €27k. Equity is growing by ~40.9% per year across the filed fiscal years. Its solvency ranks better than 31% of 518 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
91
/ 100
Excellent▼ -2 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency70▼-30
Growth78=
Stability94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.54 against 3.56 in 2024), but 62.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 72
Relative position
BE, all sectors
reference
Sector 72
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.3%
Return on assets
43.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
2 d early
2024
1 d early
2023
2 d early
2022
19 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€23k▼ 33.5%
2024 · €35k
2022: €1k
2023: €23k
2024: €35k
2022 → 2025
Total assets
€62k▲ 30.7%
2024 · €47k
2022: €6k
2023: €40k
2024: €47k
2022 → 2025
Net result
€27k▲ 130%
2024 · €12k
2022: €-720
2023: €25k
2024: €12k
2022 → 2025
Working capital
€21k▼ 35.0%
2024 · €32k
2022: €1k
2023: €20k
2024: €32k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€1k-€23k▲ 1,699%€35k▲ 50.3%€23k▼ 33.5%
Operating result€340-€35k▲ 10,222%€15k▼ 57.3%€34k▲ 128%
Net result€-720-€25k€12k▼ 54.2%€27k▲ 130%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 128% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €62k
Fixed assets
€2k▼ 11.8%
Current assets
€60k▲ 32.9%
Equity and liabilities €62k
Equity
€23k▼ 33.5%
Debt
€39k▲ 206%
The debt ratio rises from 26.8% to 62.7%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€34k▲
2024 · €15k
Cash flow
€27k▲
2024 · €12k
Solvency
37.3%▼
2024 · 73.2%
Current ratio
1.54▼
2024 · 3.56
Quick ratio
1.54▼
2024 · 3.56
Debt / equity
1.68▲
2024 · 0.37
ROE
115.9%▲
2024 · 33.5%
ROA
43.2%▲
2024 · 24.5%
Interest coverage
808.06▲
2024 · 157.27
Debt
€39k▲
2024 · €13k
Debt ≤ 1 year
€39k▲
2024 · €13k
Income taxes
€7k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€47k€62k▲
Fixed assets21/28€2k€2k▼
Tangible fixed assets22/27€2k€2k▼
Plant, machinery and equipment23€2k€2k▼
Current assets29/58€45k€60k▲
Amounts receivable within one year40/41€25k€38k▲
Trade receivables40€16k€29k▲
Other amounts receivable41€10k€9k▼
Cash at bank and in hand54/58€20k€21k▲
Deferred charges and accrued income490/1€80€402▲
Equity and liabilities
Total equity and liabilities10/49€47k€62k▲
Equity10/15€35k€23k▼
Contributions10/11€2k€2k=
Reserves13€21k€21k=
Distributable reserves133€21k€21k=
Profit (loss) carried forward14€12k€0▼
Amounts payable17/49€13k€39k▲
Amounts payable within one year42/48€13k€39k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€3k€9k▲
Taxes450/3€3k€9k▲
Other amounts payable47/48€7k€27k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€269€269=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€220
Other operating charges640/8€204€302▲
Gross operating margin9900€15k€35k▲
Operating profit (loss)9901€15k€34k▲
Financial income75/76B€139€26▼
Recurring financial income75€139€26▼
Financial charges65/66B€97€43▼
Recurring financial charges65€97€43▼
Profit (loss) for the period before taxes9903€15k€34k▲
Income taxes67/77€3k€7k▲
Profit (loss) for the period9904€12k€27k▲
Profit (loss) for the period to be appropriated9905€12k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€38k▲
Profit (loss) brought forward from the previous period14P€0€12k▲
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€0€38k▲
Return on contributions (dividend)694€0€38k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €27k ▲130%
Net result €27k, the highest in the series.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tweekapellenstraat 549050 GentGround area
105 m²
Building footprint
72 m²
Volume, LiDAR
485 m³
Parcel 44362B0069/00Z003, Flanders · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JW Hoste
since 20222.331.508.925
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44362B0069/00Z003 | Flanders | 105 m² | 1 · 72 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
icode
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BE 0838.100.487
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Groupement de Recherche sur l'Environnement et d'Etude de nouvelles Technologies culturales
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AtomX
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INDRA SCIENTIFIC
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Of 1,175 companies in sector 72109 we hold annual accounts for 712. 267 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-04-2022
Fiscal year end31-12
Activities, NACEBEL
72109Other research and development on natural sciences
20590Manufacture of chemicals and chemical products
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.