JVV CONSULTING
ActiveJVV CONSULTING has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15k and a net result of €-11k. Equity is growing by ~13.1% per year across the filed fiscal years. Its solvency ranks better than 43% of 16942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency77▼-8
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.37 against 2.29 in 2024; short-term debt: 45.2% and cash: 0% of total assets), and 47.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.4%
Return on assets
-40.6%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
30 d early
2024
27 d early
2023
28 d early
2022
31 d early
2021
19 d early
2020
31 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€108k
EBIT margin
15.9%
Net result
€-11k
2024 · €12k
2019: €2k
2020: €736
2021: €-211
2022: €-7k
2023: €13k
2024: €12k
2019 → 2025
Working capital
€5k▼ 75.0%
2024 · €19k
2019: €1k
2020: €388
2021: €5k
2022: €-5k
2023: €6k
2024: €19k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€108k
Equity€9k-€2k▼ 80.2%€14k▲ 709%€26k▲ 81.1%€15k▼ 43.7%
Operating result€2k-€-5k€17k€17k▼ 1.1%€-10k
Net result€-211-€-7k▼ 3,324%€13k€12k▼ 7.5%€-11k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €10k after €17k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €28k
Fixed assets
€11k▲ 6.3%
Current assets
€17k▼ 47.7%
Equity and liabilities €28k
Equity
€15k▼ 43.7%
Debt
€13k▼ 22.0%
The debt ratio rises from 39.6% to 47.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-6k▼
2024 · €19k
Cash flow
€-7k▼
2024 · €14k
Solvency
52.4%▼
2024 · 60.4%
Current ratio
1.37▼
2024 · 2.29
Quick ratio
1.37▼
2024 · 2.29
Debt / equity
0.91▲
2024 · 0.66
ROE
-77.5%▼
2024 · 44.8%
ROA
-40.6%▼
2024 · 27.0%
Interest coverage
-5.23▼
2024 · 13.92
Debt
€13k▼
2024 · €17k
Debt ≤ 1 year
€13k▼
2024 · €14k
Debt > 1 year
€688▼
2024 · €3k
Income taxes
€183▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€43k€28k▼
Fixed assets21/28€10k€11k▲
Tangible fixed assets22/27€10k€11k▲
Plant, machinery and equipment23€3k€6k▲
Furniture and vehicles24€7k€5k▼
Other tangible fixed assets26€0-
Current assets29/58€33k€17k▼
Amounts receivable within one year40/41€26k€16k▼
Trade receivables40€24k€12k▼
Other amounts receivable41€2k€4k▲
Cash at bank and in hand54/58€6k€0▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€43k€28k▼
Equity10/15€26k€15k▼
Contributions10/11€6k€6k=
Reserves13€150€150=
Non-distributable reserves130/1€150€0▼
Reserves not available under the articles1311€150€0▼
Distributable reserves133-€150
Profit (loss) carried forward14€20k€8k▼
Amounts payable17/49€17k€13k▼
Amounts payable after more than one year17€3k€688▼
Financial debts170/4€3k€688▼
Amounts payable within one year42/48€14k€13k▼
Current portion of amounts payable after more than one year42€3k€2k▼
Financial debts43-€3k
Credit institutions430/8-€3k
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€7k€5k▼
Taxes450/3€4k€2k▼
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€0€72▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A€6k€957▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€4k▲
Other operating charges640/8€953€669▼
Non-recurring operating charges66A€6k€107▼
Gross operating margin9900€26k€-5k▼
Operating profit (loss)9901€17k€-10k▼
Financial income75/76B€15€85▲
Recurring financial income75€15€85▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€16k€-11k▼
Income taxes67/77€4k€183▼
Profit (loss) for the period9904€12k€-11k▼
Profit (loss) for the period to be appropriated9905€12k€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€8k▼
Profit (loss) brought forward from the previous period14P€8k€20k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-11k ▼198%
Net result drops to €-11k, the lowest in the series.
03-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €13k
Net result €13k after 2 loss-making years.
30-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
11-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nijlen · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Torenvenstraat(Kessel) 1112560 NijlenGround area
366 m²
Building footprint
69 m²
Volume, LiDAR
540 m³
Parcel 12018A0127/00Y000, Flanders · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JVV CONSULTING
since 20182.281.490.478
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12018A0127/00Y000 | Flanders | 366 m² | 1 · 69 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,992 companies in sector 62200 we hold annual accounts for 18,386. 11,585 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-10-2018
Fiscal year end30-09
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.