DRF Consulting
ActiveDRF Consulting has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €134k and a net result of €48k. Equity is growing by ~13.9% per year across the filed fiscal years. Its solvency ranks better than 59% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
98
/ 100
Excellent▼ -2 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 3.25 against 7.08 in 2023), and 30% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-07-2025, 15 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
15 d early
2023
21 d late
2022
28 d late
2021
4 d early
2020
51 d early
2019
25 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€134k▼ 18.9%
2023 · €165k
2019: €69k
2020: €110k
2021: €103k
2022: €132k
2023: €165k
2019 → 2024
Total assets
€192k▲ 1.3%
2023 · €189k
2019: €125k
2020: €129k
2021: €111k
2022: €158k
2023: €189k
2019 → 2024
Net result
€48k▲ 41.0%
2023 · €34k
2019: €63k
2020: €40k
2021: €3k
2022: €29k
2023: €34k
2019 → 2024
Working capital
€129k▼ 10.9%
2023 · €145k
2019: €-11k
2020: €47k
2021: €50k
2022: €98k
2023: €145k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€110k-€103k▼ 6.1%€132k▲ 27.9%€165k▲ 25.6%€134k▼ 18.9%
Operating result€51k-€5k▼ 90.4%€40k▲ 713%€43k▲ 6.4%€60k▲ 40.8%
Net result€40k-€3k▼ 91.8%€29k▲ 764%€34k▲ 17.5%€48k▲ 41.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 41% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €192k
Fixed assets
€5k▼ 75.3%
Current assets
€187k▲ 10.5%
Equity and liabilities €192k
Equity
€134k▼ 18.9%
Debt
€57k▲ 141%
The debt ratio rises from 12.6% to 30.0%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€75k▲
2023 · €58k
Cash flow
€63k▲
2023 · €50k
Solvency
70.0%▼
2023 · 87.4%
Current ratio
3.25▼
2023 · 7.08
Quick ratio
3.25▼
2023 · 7.08
Debt / equity
0.43▲
2023 · 0.14
ROE
35.4%▲
2023 · 20.4%
ROA
24.8%▲
2023 · 17.8%
Interest coverage
616.67▲
2023 · 603.64
Debt
€57k▲
2023 · €24k
Debt ≤ 1 year
€57k▲
2023 · €24k
Income taxes
€12k▲
2023 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€189k€192k▲
Fixed assets21/28€20k€5k▼
Intangible fixed assets21€18k€4k▼
Tangible fixed assets22/27€3k€1k▼
Plant, machinery and equipment23€3k€1k▼
Current assets29/58€169k€187k▲
Amounts receivable within one year40/41€30k€42k▲
Trade receivables40€29k€41k▲
Other amounts receivable41€1k€794▼
Cash at bank and in hand54/58€132k€137k▲
Deferred charges and accrued income490/1€7k€8k▲
Equity and liabilities
Total equity and liabilities10/49€189k€192k▲
Equity10/15€165k€134k▼
Contributions10/11€6k€19k▲
Reserves13€125k€82k▼
Distributable reserves133€125k€82k▼
Profit (loss) carried forward14€34k€34k=
Amounts payable17/49€24k€57k▲
Amounts payable within one year42/48€24k€57k▲
Trade debts44€74€73▼
Suppliers440/4€74€73▼
Taxes, remuneration and social security45€9k€7k▼
Taxes450/3€9k€7k▼
Other amounts payable47/48€15k€50k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€15k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€60k€76k▲
Operating profit (loss)9901€43k€60k▲
Financial charges65/66B€97€122▲
Recurring financial charges65€97€122▲
Profit (loss) for the period before taxes9903€42k€60k▲
Income taxes67/77€9k€12k▲
Profit (loss) for the period9904€34k€48k▲
Profit (loss) for the period to be appropriated9905€34k€48k▲
Appropriation of the result
Profit (loss) to be appropriated9906€34k€81k▲
Profit (loss) brought forward from the previous period14P-€34k
Profit to be distributed694/7-€48k
Return on contributions (dividend)694-€48k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
31-12
Financial
Equity above €150kEq €165k ▲25.6%
5 profitable years in a row build equity to €165k.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €3k ▼91.8%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity times 5current ratio 3.83
Current ratio from 0.80 to 3.83; short-term debt falls from €56k to €17k.
31-12
Financial
Equity above €100kEq €110k ▲58.1%
2 profitable years in a row build equity to €110k.
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ronse · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ooststraat 79600 RonseGround area
1,580 m²
Building footprint
107 m²
Volume, LiDAR
647 m³
Parcel 45422C1539/00N000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DRF Consulting
since 20182.275.670.973
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45422C1539/00N000 | Flanders | 1,580 m² | 1 · 106 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,885 companies in sector 62200 we hold annual accounts for 18,321. 15,360 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-04-2018
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.