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Complete company report
Generated 28-07-2026
Active BE 0767.439.056Private limited company

JVUC

Grand-Place(FAR) 67 ·6240 Farciennes, Belgium· 5 yrs active
Sector: Financial services (64999)
Conclusion Checked

JVUC is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €7k and a net result of €3k. Equity is growing by ~40.3% per year across the filed fiscal years. Its solvency ranks better than 79% of 3135 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €7k
Net result €3k
Better than sector 79%
Active 5 yrs
Snowflake analysis 5 axes · computed by Checked
Health0Profitability100Solvency100Growth78Stability94
74 / 100

Strong profile, led by profitability.

Health 0
Profitability 100
Solvency 100
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.
Financial overview3 NBB filings
Annual accounts filed on 29-05-2025 with the NBB · fiscal year 2024 · micro
€0€2k€4kOperating result 2022: €752€752Net result 2022: €574€574Operating result 2023: €248€248Net result 2023: €116€116Operating result 2024: €4k€4kNet result 2024: €3k€3k202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~40.3%/year over 3 fiscal years, indicative, assuming unchanged policy.
€2k€4k€6k€8k€10k€12k2025: €8k (€8k - €9k)2026: €10k (€9k - €10k)2027: €11k (€10k - €12k)2022: €4k2023: €4k2024: €7k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 64, Financial services · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 78.0% 52.4%
better than 79% of 3135 sector peers
Net result €3k €32k
better than 20% of 3131 sector peers
Equity €7k €75k
better than 12% of 3136 sector peers
Gross operating margin €4k €52k
better than 14% of 3128 sector peers
Total assets €8k €192k
better than 5% of 3137 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Net profit
€3k
+2366.8% -69% vs sector
Total assets
€8k
+113.5% -86% vs sector
Equity
€7k
+77.5% +10% vs sector
Income taxes
€1k
+7958.7% -88% vs sector
Debt
€2k
+651.8% -97% vs sector
Debt ≤ 1y
€2k
+651.8% -96% vs sector
Solvency
78.0%
-16.8% far above sector median
ROE
43.7%
+1289.7% -71% vs sector
ROA
34.0%
+1055.6% +158% vs sector
Figures by fiscal year
Fiscal year2024
Revenuen/a
EBITDAn/a
Net profit€3k
Cash flown/a
Staff costs-
Income taxes€1k
Dividends-
Total assets€8k
Equity€7k
Debt€2k
of which ≤ 1y€2k
of which > 1y-
Working capitaln/a
Employees (FTE)-
Ratios (computed)
2024
Current ration/a
Quick ration/a
Working capital ration/a
Solvency78.0%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA34.0%
ROE43.7%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€8k
Current assets 29/58€8k
Amounts receivable within one year 40/41€5k
Cash & bank 54/58€4k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€8k
Equity 10/15€7k
Contributions / capital 10/11€3k
Reserves 13€4k
Amounts payable 17/49€2k
Amounts payable within one year 42/48€2k
Trade debts payable within one year 44€812
Income statement
Gross operating margin 9900€4k
Operating result 9901€4k
Financial charges 65€119
Result before taxes 9903€4k
Income taxes 67/77€1k
Net result for the period 9904€3k
Result to be appropriated 9905€3k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Financial services(64999)
Legal form Private limited company(610)
Incorporation23-04-2021
StatusActive
Postal code6240
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52018B0712/00P000 Wallonia 496 m² 1 · 94 m² 11.2 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
29-05-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
23-12-2024
State Gazette act Capital & shares
31-05-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
01-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
27-03-2023
State Gazette act Capital & shares
Belgisch Staatsblad, acts 2 acts
Capital history · 2
23-12-2024
Capital change
27-03-2023
Capital change
All acts · 2 updated 1 year ago
2024
23-12-2024 All shares are now held by a single shareholder Capital & shares
Technical details 
{
  "events": [
    {
      "kind": "eenhoofdigheid_declaration",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": null,
    "filing_date": "2024-12-11",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "algemene_vergadering",
    "act_date": "2024-11-22",
    "unanimous": true,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2024-11-22"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0767.439.056",
    "name_full": "JVUC",
    "legal_form": "SRL",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": null,
    "org_name": "GCF CONSULTING SComm",
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "shareholders_after": [
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "LEFEVRE Michel",
      "role": "g\u00E9rant_statutaire",
      "n_shares": 0,
      "share_class": null
    },
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "BACHELART Laurie",
      "role": "aandeelhouder",
      "n_shares": 11,
      "share_class": null
    }
  ],
  "share_classes_after": []
}
2023
27-03-2023 Transaction in capital or shares Capital & shares
Technical details 
{
  "events": [
    {
      "kind": "share_transfer",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "subscribers": [
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "LEFEVRE Michel",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": 11,
          "contribution_amount_eur": null
        }
      ],
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": null,
    "filing_date": "2023-02-14",
    "act_kind_objet": "Nomination d\u0027une Administrateur"
  },
  "decision": {
    "body": "algemene_vergadering",
    "act_date": "2023-02-14",
    "unanimous": true,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2023-02-14"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0767.439.056",
    "name_full": "JVUC",
    "legal_form": "SOCIETE A RESPONSABILITE LIMITEE",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": null,
    "org_name": "SCS GCF Consulting",
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "shareholders_after": [
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "LEFEVRE Michel",
      "role": "aandeelhouder",
      "n_shares": 12,
      "share_class": null
    },
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "BIEBUYCK Magali",
      "role": "aandeelhouder",
      "n_shares": 0,
      "share_class": null
    }
  ],
  "share_classes_after": []
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Overige financiële dienstverlening64999Overige financiële dienstverlening, neg64999
Primary activity highlighted.
Names & trade names
Legal nameFR JVUC
Registered office
Grand-Place(FAR) 67
6240 Farciennes, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative