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JVR Consultancy

Active
Private limited companyfounded 20224 yrs activeMeersestraat 124, 9690 Kluisbergen, BelgiumKBO/BCE: BE 0785.575.878
Summary

JVR Consultancy has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €39,463 and a net result of €20,250. Equity is growing by ~74.9% per year across the filed fiscal years. Its solvency ranks better than 57% of 15369 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability100▲+6
Solvency90▲+30
Growth78=
Track record94
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 2.21 against 1.08 in 2023; short-term debt: 34.2% and cash: 67.2% of total assets), and 34.7% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
65.3%
Return on assets
33.5%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-04-2025, 115 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
not confirmed
2024
115 d early
2023
35 d early
2022
34 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 61 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 29 April 2022, JVR Consultancy was incorporated as a Private limited company.1 Total assets went from EUR 34,888 in 2022 to EUR 60,450 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2024

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Financials · fiscal year 2024, micro schema

Equity
€39,463▲ 96.6%
2023 · €20,072
Total assets
€60,450▲ 6.0%
2023 · €57,030
Net result
€20,250▲ 76.2%
2023 · €11,496
Working capital
€25,085▲ 766%
2023 · €2,896
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202220232024
Operating result€10,918-€15,891▲ 45.5%€27,169▲ 71.0%
Net result€7,709within the sector's middle half-€11,496within the sector's middle half▲ 49.1%€20,250within the sector's middle half▲ 76.2%
Equity€9,409below the sector's middle half-€20,072below the sector's middle half▲ 113%€39,463within the sector's middle half▲ 96.6%
Total assets€34,888below the sector's middle half-€57,030below the sector's middle half▲ 63.5%€60,450below the sector's middle half▲ 6.0%
Debt€25,479-€36,958▲ 45.1%€20,987▼ 43.2%
Working capital€3,223-€2,896▼ 10.1%€25,085▲ 766%
Solvency27.0%below the sector's middle half-35.2%within the sector's middle half▲ 8.2pp65.3%within the sector's middle half▲ 30.1pp
above within below the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10,000€20,000€30,000Operating result 2022: €10,918€10,918Net result 2022: €7,709€7,709Operating result 2023: €15,891€15,891Net result 2023: €11,496€11,496Operating result 2024: €27,169€27,169Net result 2024: €20,250€20,250202220232024€0€10,000€20,000€30,000Operating result 2022: €10,918€10,900Net result 2022: €7,709€7,710Operating result 2023: €15,891€15,900Net result 2023: €11,496€11,500Operating result 2024: €27,169€27,200Net result 2024: €20,250€20,300202220232024
The operating result has risen two years in a row; 2024 is 71% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €60,450
Fixed assets €14,690 ▼ 26.6%
Current assets €45,760 ▲ 23.6%
Equity and liabilities €60,450
Equity €39,463 ▲ 96.6%
Debt €20,987 ▼ 43.2%
Debt's share of the balance-sheet total falls from 64.8% to 34.7%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€32,833▲
2023 · €20,380
Cash flow
€25,914▲
2023 · €15,984
Current ratio
2.21▲
2023 · 1.08
Debt to equity
0.53▼
2023 · 1.84
ROE
51.3%▼
2023 · 57.3%
ROA
33.5%▲
2023 · 20.2%
Interest coverage
42.86▲
2023 · 32.86
Debt ≤ 1 year
€20,675▼
2023 · €34,113
Income taxes
€6,153▲
2023 · €3,775
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 42 lines
Balance sheet Code20232024
Assets
Total assets20/58€57,030€60,450▲
Fixed assets21/28€20,021€14,690▼
Tangible fixed assets22/27€20,021€14,690▼
Furniture and vehicles24€11,751€7,249▼
Other tangible fixed assets26€8,270€7,441▼
Current assets29/58€37,009€45,760▲
Amounts receivable within one year40/41€10,980€4,440▼
Trade receivables40€10,980€4,440▼
Cash at bank and in hand54/58€25,783€40,635▲
Deferred charges and accrued income490/1€246€685▲
Equity and liabilities
Total equity and liabilities10/49€57,030€60,450▲
Equity10/15€20,072€39,463▲
Contributions10/11€2,500€2,500=
Reserves13€17,572€36,963▲
Distributable reserves133€17,572€36,963▲
Amounts payable17/49€36,958€20,987▼
Amounts payable after more than one year17€2,723-
Financial debts170/4€2,723-
Amounts payable within one year42/48€34,113€20,675▼
Current portion of amounts payable after more than one year42€5,316€2,723▼
Trade debts44€10,004€27▼
Suppliers440/4€10,004€27▼
Taxes, remuneration and social security45€13,004€11,291▼
Taxes450/3€10,458€11,291▲
Remuneration and social security454/9€2,546-
Other amounts payable47/48€5,788€6,634▲
Accrued charges and deferred income492/3€122€312▲
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,489€5,664▲
Other operating charges640/8€423€464▲
Gross operating margin9900€20,802€33,297▲
Operating profit (loss)9901€15,891€27,169▲
Financial charges65/66B€620€766▲
Recurring financial charges65€620€766▲
Profit (loss) for the period before taxes9903€15,271€26,403▲
Income taxes67/77€3,775€6,153▲
Profit (loss) for the period9904€11,496€20,250▲
Profit (loss) for the period to be appropriated9905€11,496€20,250▲
Appropriation of the result
Profit (loss) to be appropriated9906€11,496€20,250▲
Transfer to equity691/2€10,663€19,391▲
To other reserves6921€10,663€19,391▲
Profit to be distributed694/7€833€859▲
Return on contributions (dividend)694€833€859▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,501€4,489€5,664▲ 26.2%
Other operating charges640/8€951€423€464▲ 9.7%
Gross operating margin9900€15,370€20,802€33,297▲ 60.1%
Operating profit (loss)9901€10,918€15,891€27,169▲ 71.0%
Financial charges65/66B€469€620€766▲ 23.5%
Recurring financial charges65€469€620€766▲ 23.5%
Profit (loss) for the period before taxes9903€10,449€15,271€26,403▲ 72.9%
Income taxes67/77€2,740€3,775€6,153▲ 63.0%
Profit (loss) for the period9904€7,709€11,496€20,250▲ 76.2%
Profit (loss) for the period to be appropriated9905€7,709€11,496€20,250▲ 76.2%
Line202220232024Change
Assets
Total assets20/58€34,888€57,030€60,450▲ 6.0%
Formation expenses20€301---
Fixed assets21/28€13,944€20,021€14,690▼ 26.6%
Tangible fixed assets22/27€13,944€20,021€14,690▼ 26.6%
Furniture and vehicles24€13,944€11,751€7,249▼ 38.3%
Other tangible fixed assets26-€8,270€7,441▼ 10.0%
Current assets29/58€20,643€37,009€45,760▲ 23.6%
Amounts receivable within one year40/41€9,938€10,980€4,440▼ 59.6%
Trade receivables40€9,938€10,980€4,440▼ 59.6%
Cash at bank and in hand54/58€9,815€25,783€40,635▲ 57.6%
Deferred charges and accrued income490/1€890€246€685▲ 178%
Equity and liabilities
Total equity and liabilities10/49€34,888€57,030€60,450▲ 6.0%
Equity10/15€9,409€20,072€39,463▲ 96.6%
Contributions10/11€2,500€2,500€2,500=
Reserves13€6,909€17,572€36,963▲ 110%
Distributable reserves133€6,909€17,572€36,963▲ 110%
Amounts payable17/49€25,479€36,958€20,987▼ 43.2%
Amounts payable after more than one year17€8,039€2,723--
Financial debts170/4€8,039€2,723--
Amounts payable within one year42/48€17,420€34,113€20,675▼ 39.4%
Current portion of amounts payable after more than one year42€5,148€5,316€2,723▼ 48.8%
Trade debts44€1,579€10,004€27▼ 99.7%
Suppliers440/4€1,579€10,004€27▼ 99.7%
Taxes, remuneration and social security45€8,750€13,004€11,291▼ 13.2%
Taxes450/3€6,422€10,458€11,291▲ 8.0%
Remuneration and social security454/9€2,328€2,546--
Other amounts payable47/48€1,943€5,788€6,634▲ 14.6%
Accrued charges and deferred income492/3€20€122€312▲ 155%
Line202220232024Change
Profit (loss) for the period9904€7,709€11,496€20,250▲ 76.2%
+ Depreciation and write-downs630€3,501€4,489€5,664▲ 26.2%
Operating cash flow (approximation)€11,210€15,984€25,914▲ 62.1%
Investment in fixed assets (approximation)--€10,566-€333▲ 96.8%
Change in cash-€15,968€14,852▼ 7.0%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
07-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2022net €20,250 ▲76.2%
Operating result €27,169, net result €20,250, both a record.
31-12
Financial Liquidity doublescurrent ratio 2.21
Current ratio from 1.08 to 2.21; short-term debt falls from €34,113 to €20,675.
26-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kluisbergen · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
857 m²
Building footprint
78 m²
Parcel 45002B0669/00D000, Flanders. Linked by address, not a title deed.
1 establishment unit
JVR Consultancy
Meersestraat 124, 9690 KluisbergenCertified accountants and tax accountants
since 20222.330.745.395
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
45002B0669/00D000 Flanders 857 m² 1 · 78 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2024 · 1 entry · 131 EUR awarded · 131 EUR paid
Year Entries awardedpaid
2024 1 131 EUR131 EUR
Schemes
1 entry · 131 EUR · 131 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 12,174 companies in sector 69201 we hold annual accounts for 7,641. 5,603 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded29-04-2022
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
85599Other education
E-invoicing
Reachable via Peppol
Peppol ID 0208:0785575878
Also 9925:BE0785575878
Registered 29-11-2024

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.