Equity
EXILIUM paid out €40,000 in dividends. That is 118% of the 2025 profit.
EXILIUM paid out €40,000 in dividends. That is 118% of the 2025 profit.
The micro format states no turnover.
Green is investment, beige is depreciation.
The dashed line is the sector median: < 0.1% across 20,104 companies (NACE 69, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 35% of them on solvency, 43% on liquidity, 82% on profitability and 23% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 39,278 companies had the same profile as EXILIUM has now. Each dot stands for 99 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of EXILIUM itself is lower: < 0.1% within 12 months. It rests on far more data about EXILIUM than the profile alone.
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for EXILIUM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 1.52 (2.04 in 2024), above the usual 1.5. Short-term debt is 62.1% and cash 32.3% of total assets. However, 63% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 4 accounts on average 38 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| EXILIUM Liège | €113,299 | €48,982 | 37.0% | - |
| NP Management Consult Erquelinnes | €113,967 | €48,337 | 95.4% | - |
| D'Alleine Consultancy Zwevegem | €116,450 | €47,920 | 60.5% | - |
| JVR Consultancy Kluisbergen | €119,779 | €49,310 | 37.4% | - |
| BCF Mithril Mont-Saint-Guibert | €116,394 | €48,612 | 39.4% | 0.4 |
| A&W Tax Audit and Accounting Ganshoren | €109,796 | €45,639 | 3.6% | - |
| RM COMPTA Le Roeulx | €120,079 | €53,780 | 86.6% | - |
These companies have the same main activity as EXILIUM: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €110,000 and €120,000, founded in 2022.
EXILIUM files the micro format. That format states no turnover. The gross margin rose from €21,107 in 2022 to €48,982 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
See how customers, suppliers and banks see your own company and what to improve first.
If something looks wrong or is missing, please tell us.