JVL IMMOBILIER
ActiveThe computed 12-month bankruptcy probability of JVL IMMOBILIER is 1.6% (moderate). The 2024 annual accounts show equity of €24k and a net result of €32k. Its solvency ranks better than 65% of 19357 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+100
Solvency76▲+76
Growth78
Track record94
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.99 against 0.39 in 2023; short-term debt: 49.4% and cash: 94.2% of total assets), and 49.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
50.6%
Return on assets
68.2%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
26 d late
2023
29 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€24k
2023 · €-8k
2023: €-8k
2023 → 2024
Total assets
€47k▲ 785%
2023 · €5k
2023: €5k
2023 → 2024
Net result
€32k
2023 · €-11k
2023: €-11k
2023 → 2024
Working capital
€23k
2023 · €-8k
2023: €-8k
2023 → 2024
Multi-year overview
Available amounts per fiscal year
Line20232024Trend
Equity€-8k-€24k
Operating result€-11k-€41k
Net result€-11k-€32k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €41k after a loss of €11k in 2023.
Balance-sheet composition
Assets €47k
Fixed assets
€805
Current assets
€46k
Equity and liabilities €47k
Equity
€24k
Debt
€23k
Debt finances 49.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€41k
Cash flow
€32k
Solvency
50.6%▲
2023 · -156.2%
Current ratio
1.99▲
2023 · 0.39
Quick ratio
1.99▲
2023 · 0.39
Debt / equity
0.98▲
2023 · -1.64
ROE
134.9%
ROA
68.2%▲
2023 · -203.4%
Interest coverage
25.21
Debt
€23k▲
2023 · €14k
Debt ≤ 1 year
€23k▲
2023 · €14k
Income taxes
€7k▲
2023 · €101
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€5k€47k▲
Fixed assets21/28-€805
Tangible fixed assets22/27-€805
Furniture and vehicles24-€805
Current assets29/58€5k€46k▲
Amounts receivable within one year40/41-€2k
Trade receivables40-€2k
Cash at bank and in hand54/58€5k€44k▲
Deferred charges and accrued income490/1€238€138▼
Equity and liabilities
Total equity and liabilities10/49€5k€47k▲
Equity10/15€-8k€24k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€-11k€21k▲
Amounts payable17/49€14k€23k▲
Amounts payable within one year42/48€14k€23k▲
Trade debts44€3k€7k▲
Suppliers440/4€3k€7k▲
Taxes, remuneration and social security45€8k€13k▲
Taxes450/3€5k€12k▲
Remuneration and social security454/9€3k€2k▼
Other amounts payable47/48€2k€2k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€170
Other operating charges640/8€1k€3k▲
Gross operating margin9900€-9k€44k▲
Operating profit (loss)9901€-11k€41k▲
Financial income75/76B-€9
Recurring financial income75-€9
Financial charges65/66B-€2k
Recurring financial charges65-€2k
Profit (loss) for the period before taxes9903€-11k€39k▲
Income taxes67/77€101€7k▲
Profit (loss) for the period9904€-11k€32k▲
Profit (loss) for the period to be appropriated9905€-11k€32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€21k▲
Profit (loss) brought forward from the previous period14P-€-11k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Back to profitnet €32k
Net result €32k after one loss-making year.
31-12
Financial
Liquidity times 5current ratio 1.99
Current ratio from 0.39 to 1.99.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 2311050 ElseneGround area
5,672 m²
Building footprint
3,878 m²
Volume, LiDAR
86,391 m³
Parcel 21807G0131/00T000, Brussels · tallest building 45.8 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
JVL IMMOBILIER
since 20232.344.343.807
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0131/00T000 | Brussels | 5,672 m² | 1 · 3,878 m² | 45.8 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Agilco
BE 1003.665.037
Malle · Eq €24k
Genèse
BE 0745.942.371
Elsene · Eq €24k
JYNC Property Consulting
BE 0751.672.695
Schilde · Eq €24k
ML PRIVILEGE
BE 0884.473.516
Ottignies-Louvain-la-Neuve · Eq €24k
IMMOEXPAT
BE 0508.514.778
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Of 11,750 companies in sector 68310 we hold annual accounts for 6,907. 4,138 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-03-2023
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
68321Property management for co-owned buildings (syndics)
68322Real estate activities
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.