Exaerde
ActiveExaerde has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39k and a net result of €-2k. Its solvency ranks better than 74% of 13905 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency99▼-1
Growth32
Stability94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.65 against 3.17 in 2024), and 37.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.5%
Return on assets
-3.7%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
24 d early
2024
27 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€39k▼ 5.6%
2024 · €41k
2024: €41k
2024 → 2025
Total assets
€62k▲ 2.6%
2024 · €60k
2024: €60k
2024 → 2025
Net result
€-2k
2024 · €39k
2024: €39k
2024 → 2025
Working capital
€38k▼ 5.9%
2024 · €41k
2024: €41k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€41k-€39k▼ 5.6%
Operating result€56k-€867▼ 98.5%
Net result€39k-€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 98% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €62k
Fixed assets
€227▼ 67.1%
Current assets
€61k▲ 3.4%
Equity and liabilities €62k
Equity
€39k▼ 5.6%
Debt
€23k▲ 20.0%
The debt ratio rises from 32.1% to 37.5%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€1k▼
2024 · €57k
Cash flow
€-2k▼
2024 · €40k
Solvency
62.5%▼
2024 · 67.9%
Current ratio
2.65▼
2024 · 3.17
Quick ratio
2.65▼
2024 · 3.17
Debt / equity
0.60▲
2024 · 0.47
ROE
-5.9%▼
2024 · 96.7%
ROA
-3.7%▼
2024 · 65.7%
Interest coverage
0.44▼
2024 · 10.22
Debt
€23k▲
2024 · €19k
Debt ≤ 1 year
€23k▲
2024 · €19k
Income taxes
€545▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€60k€62k▲
Fixed assets21/28€691€227▼
Tangible fixed assets22/27€691€227▼
Furniture and vehicles24€691€227▼
Current assets29/58€59k€61k▲
Amounts receivable within one year40/41€16k€14k▼
Trade receivables40€7k€6k▼
Other amounts receivable41€9k€8k▼
Cash at bank and in hand54/58€41k€45k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€60k€62k▲
Equity10/15€41k€39k▼
Contributions10/11€3k€3k=
Reserves13€38k€38k=
Distributable reserves133€38k€38k=
Profit (loss) carried forward14€0€-2k▼
Amounts payable17/49€19k€23k▲
Amounts payable within one year42/48€19k€23k▲
Trade debts44€1k€939▼
Suppliers440/4€1k€939▼
Taxes, remuneration and social security45€16k€22k▲
Taxes450/3€16k€22k▲
Other amounts payable47/48€2k€0▼
Accrued charges and deferred income492/3€580€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€700€464▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€58k€2k▼
Operating profit (loss)9901€56k€867▼
Financial income75/76B€495€432▼
Recurring financial income75€495€432▼
Financial charges65/66B€6k€3k▼
Recurring financial charges65€6k€3k▼
Profit (loss) for the period before taxes9903€51k€-2k▼
Income taxes67/77€11k€545▼
Profit (loss) for the period9904€39k€-2k▼
Profit (loss) for the period to be appropriated9905€39k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€39k€-2k▼
Transfer to equity691/2€38k€0▼
To other reserves6921€38k€0▼
Profit to be distributed694/7€2k€0▼
Return on contributions (dividend)694€2k€0▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zevecotestraat 29830 Sint-Martens-LatemGround area
552 m²
Building footprint
102 m²
Volume, LiDAR
538 m³
Parcel 44064B0611/00F002, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Zevecotestraat 2, 9830 Sint-Martens-Latem
since 20232.345.307.966
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44064B0611/00F002 | Flanders | 552 m² | 1 · 102 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VIKUS
BE 1007.246.614
Koksijde · Eq €39k
NOEM
BE 0874.756.985
Elsene · Eq €38k
ARCHI DESIGN EXPERT CONSULT
BE 0739.839.883
La Hulpe · Eq €39k
DCV Real Estate
BE 1030.844.338
Mechelen · Eq €39k
SYNTRES
BE 0752.727.720
Turnhout · Eq €39k
Of 11,700 companies in sector 68310 we hold annual accounts for 6,875. 4,600 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-05-2023
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
68322Real estate appraisal on a fee or contract basis
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
71209Other technical testing and analysis
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.