JVH Services
ActiveJVH Services has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €-5k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 75% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-72
Solvency95▼-5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 2.44 against 5.41 in 2024; short-term debt: 29.2% and cash: 53% of total assets), and 29.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.2%
Return on assets
-23.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
43 d early
2023
138 d early
2022
102 d early
2021
48 d early
2020
50 d early
2019
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€16k▼ 24.9%
2024 · €21k
2018: €13k
2019: €17k
2020: €30k
2021: €27k
2022: €21k
2023: €20k
2024: €21k
2018 → 2025
Total assets
€22k▼ 6.9%
2024 · €24k
2018: €38k
2019: €35k
2020: €45k
2021: €41k
2022: €32k
2023: €26k
2024: €24k
2018 → 2025
Net result
€-5k
2024 · €720
2018: €1k
2019: €4k
2020: €14k
2021: €-4k
2022: €-6k
2023: €-821
2024: €720
2018 → 2025
Working capital
€9k▼ 28.6%
2024 · €13k
2018: €13k
2019: €17k
2020: €31k
2021: €28k
2022: €22k
2023: €20k
2024: €13k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€27k-€21k▼ 20.9%€20k▼ 3.9%€21k▲ 3.5%€16k▼ 24.9%
Operating result€-3k-€-5k▼ 53.7%€-531▲ 89.8%€891€-5k
Net result€-4k-€-6k▼ 52.1%€-821▲ 85.3%€720€-5k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5k after €891 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €22k
Fixed assets
€6k▼ 18.1%
Current assets
€16k▼ 1.4%
Equity and liabilities €22k
Equity
€16k▼ 24.9%
Debt
€7k▲ 115%
The debt ratio rises from 12.9% to 29.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-2k▼
2024 · €2k
Cash flow
€-3k▼
2024 · €2k
Solvency
70.2%▼
2024 · 87.1%
Current ratio
2.44▼
2024 · 5.41
Quick ratio
2.44▼
2024 · 5.41
Debt / equity
0.42▲
2024 · 0.15
ROE
-33.2%▼
2024 · 3.4%
ROA
-23.3%▼
2024 · 3.0%
Interest coverage
-11.97▼
2024 · 13.61
Debt
€7k▲
2024 · €3k
Debt ≤ 1 year
€7k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€24k€22k▼
Fixed assets21/28€8k€6k▼
Tangible fixed assets22/27€8k€6k▼
Plant, machinery and equipment23€827€1k▲
Furniture and vehicles24€7k€5k▼
Current assets29/58€16k€16k▼
Amounts receivable within one year40/41€5k€3k▼
Trade receivables40€4k€2k▼
Other amounts receivable41€1k€252▼
Cash at bank and in hand54/58€10k€12k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€24k€22k▼
Equity10/15€21k€16k▼
Contributions10/11€19k€19k=
Reserves13€12k€12k=
Distributable reserves133€12k€12k=
Profit (loss) carried forward14€-9k€-15k▼
Amounts payable17/49€3k€7k▲
Amounts payable within one year42/48€3k€7k▲
Trade debts44€3k€5k▲
Suppliers440/4€3k€5k▲
Taxes, remuneration and social security45€0€559▲
Taxes450/3€0€559▲
Other amounts payable47/48€45€847▲
Accrued charges and deferred income492/3€111€126▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€3k▲
Other operating charges640/8€812€845▲
Gross operating margin9900€3k€-2k▼
Operating profit (loss)9901€891€-5k▼
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€171€200▲
Recurring financial charges65€171€200▲
Profit (loss) for the period before taxes9903€720€-5k▼
Profit (loss) for the period9904€720€-5k▼
Profit (loss) for the period to be appropriated9905€720€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-15k▼
Profit (loss) brought forward from the previous period14P€-10k€-9k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €720
Net result €720 after 3 loss-making years.
15-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
20-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €14k ▲265%
Operating result €20k, net result €14k, both a record.
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wetteren · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jozef Buyssestraat 39230 WetterenGround area
386 m²
Building footprint
159 m²
Volume, LiDAR
1,209 m³
2 parcels, Flanders · tallest building 16.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JVH Services
since 20012.100.094.540
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44040D0448/00G000 | Flanders | 295 m² | 1 · 65 m² | 16.5 m · 2 fl. |
| 42302E0768/00C000 | Flanders | 90 m² | 1 · 94 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 1,123 companies in sector 43212 we hold annual accounts for 420. 285 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-01-2001
Fiscal year end31-12
Activities, NACEBEL
43212Electrical installation work in industrial facilities
47400Retail sale of information and communication equipment
47420Retail trade
47540Retail sale of electrical household appliances
68322Real estate appraisal on a fee or contract basis
71111Activities of building architects
71121Engineering and related technical consultancy, excluding land surveyors
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.