Financials
- Fiscal year
- 2025
- Total assets
- €15,994
- Loss
- -€4,068
- Solvency
- 20.7%
Total assets▼ 19.9%
Net result
20192025
T&S Technics
ActiveSummary
The computed 12-month bankruptcy probability of T&S Technics is 1.7% (moderate). The annual accounts of T&S Technics for fiscal year 2025 show a net loss of 55% of the equity at the start of that year. The 2025 annual accounts show equity of €3,305 and a net result of -€4,068. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 22% of 30651 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Electrical installation work in industrial facilities
NACE 43212
1 site
Size
€15,994total assets 2025
- Equity
- €3,305
- Loss
- -€4,068
Turnover not published (abridged schema)
Structure
Accounts 2 d early0 of 3 deeds read
Why 52- 2 of the last 3 late- Loss of €4,068 (FY 2025)- Sector Specialised construction activities (NACE 43)+ Size: total assets €15,994Show the evidence
Checked score
Score 2025
52
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 10% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
46-16
equity 20.7% of total assets
Liquidity
14-3
short-term debt 79.3% · cash 5.9%
Profitability
0-100
return on assets -25.4%
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 10 months
01-2026: 1.9%
02-2026: 1.9%● 0.0% vs 01-2026
03-2026: 2.0%▲ +0.8% vs 02-2026
04-2026: 2.0%▲ +0.8% vs 03-2026highest value
05-2026: 1.9%▼ -2.3% vs 04-2026
06-2026: 1.8%▼ -6.2% vs 05-2026
07-2026: 1.8%▼ -1.8% vs 06-2026
08-2026: 1.7%▼ -1.2% vs 07-2026lowest value
09-2026: 1.7%● 0.0% vs 08-2026lowest value
10-2026: 1.7%● 0.0% vs 09-2026lowest value
- 2 of the last 3 late raises the probability
- Size: total assets €15,994 lowers the probability for this profile
- Loss of €4,068 (FY 2025) raises the probability
- Sector Specialised construction activities (NACE 43) raises the probability
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.26 against 1.59 in 2024; short-term debt: 79.3% and cash: 5.9% of total assets), and 79.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 22%, liquidity 8%, profitability 4%, growth against the median 8%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 30651 sector peers (2025).
NBB · sector comparisonPosition among 30651 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
2 d early
2024
31 d late
2023
59 d late
2022
61 d late
2021
63 d late
2019
118 d late
2017
61 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 56 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Highest result since 2019net €5,206 ▲203%
Key points
By topic
Timeline
- Events
- 11
- Since
- 2016
- Next accounts
- by 31-07-2027
- 29-07-2026Annual accounts filed
- 31-08-2025Annual accounts filed
- 31-12-2024Highest result since 2019
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Electrical installation work in industrial facilitiesNACE 43212
- Founded
- 06-05-2015
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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