JVC Bouw
ActiveThe computed 12-month bankruptcy probability of JVC Bouw is 2.5% (moderate). The 2025 annual accounts show equity of €7k and a net result of €-1k. Equity is shrinking by ~28.3% per year across the filed fiscal years. Its solvency ranks better than 56% of 7376 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability27▲+27
Solvency74▲+8
Growth32=
Track record94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.8%
Return on assets
-8.9%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2122232425
2021 to 2025 · latest year €-1k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
10 d late
2024
25 d late
2023
16 d early
2022
18 d late
2021
27 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€7k▼ 15.4%
2024 · €9k
2021: €26k
2022: €20k
2023: €21k
2024: €9k
2021 → 2025
Total assets
€15k▼ 28.3%
2024 · €21k
2021: €39k
2022: €45k
2023: €40k
2024: €21k
2021 → 2025
Net result
€-1k▲ 89.2%
2024 · €-12k
2021: €23k
2022: €-6k
2023: €405
2024: €-12k
2021 → 2025
Working capital
€837▼ 75.1%
2024 · €3k
2021: €21k
2022: €19k
2023: €18k
2024: €3k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€26k-€20k▼ 21.7%€21k▲ 2.0%€9k▼ 58.9%€7k▼ 15.4%
Operating result€29k-€-6k€831€-12k€-1k▲ 91.5%
Net result€23k-€-6k€405€-12k€-1k▲ 89.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1k in 2025 against €12k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €15k
Fixed assets
€7k▼ 19.4%
Current assets
€8k▼ 35.0%
Equity and liabilities €15k
Equity
€7k▼ 15.4%
Debt
€8k▼ 37.4%
The debt ratio falls from 58.7% to 51.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€709▲
2024 · €-10k
Cash flow
€402▲
2024 · €-11k
Solvency
48.8%▲
2024 · 41.3%
Current ratio
1.12▼
2024 · 1.40
Quick ratio
1.12▼
2024 · 1.40
Debt / equity
1.05▼
2024 · 1.42
ROE
-18.2%▲
2024 · -143.2%
ROA
-8.9%▲
2024 · -59.2%
Interest coverage
2.31▲
2024 · -30.00
Debt
€8k▼
2024 · €12k
Debt ≤ 1 year
€7k▼
2024 · €8k
Debt > 1 year
€745▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€21k€15k▼
Fixed assets21/28€9k€7k▼
Tangible fixed assets22/27€9k€7k▼
Land and buildings22€7k€6k▼
Plant, machinery and equipment23€789€296▼
Furniture and vehicles24€597€362▼
Current assets29/58€12k€8k▼
Amounts receivable within one year40/41€3k€587▼
Trade receivables40€0-
Other amounts receivable41€3k€587▼
Cash at bank and in hand54/58€8k€6k▼
Deferred charges and accrued income490/1€142€1k▲
Equity and liabilities
Total equity and liabilities10/49€21k€15k▼
Equity10/15€9k€7k▼
Contributions10/11€3k€3k=
Reserves13€6k€5k▼
Distributable reserves133€6k€5k▼
Amounts payable17/49€12k€8k▼
Amounts payable after more than one year17€4k€745▼
Financial debts170/4€4k€745▼
Amounts payable within one year42/48€8k€7k▼
Financial debts43€3k€3k▲
Credit institutions430/8€3k€3k▲
Trade debts44€4k€755▼
Suppliers440/4€4k€755▼
Other amounts payable47/48€2k€3k▲
Income statement
Code20242025
Non-recurring operating income76A€48€48=
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€514€526▲
Gross operating margin9900€-10k€1k▲
Operating profit (loss)9901€-12k€-1k▲
Financial charges65/66B€347€307▼
Recurring financial charges65€347€307▼
Profit (loss) for the period before taxes9903€-12k€-1k▲
Profit (loss) for the period9904€-12k€-1k▲
Profit (loss) for the period to be appropriated9905€-12k€-1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-12k€-1k▲
Transfer from equity791/2€12k€1k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 10 days late
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Weakest financial yearnet €-12k ▼3113%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €405
Net result €405 after one loss-making year.
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Balen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
1-Meilaan 132490 BalenGround area
1,039 m²
Building footprint
166 m²
Volume, LiDAR
762 m³
Parcel 13003A1255/00D002, Flanders · tallest building 9.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
JVC Bouw
since 20212.312.661.627
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13003A1255/00D002 | Flanders | 1,039 m² | 1 · 166 m² | 9.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0845.720.234
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Of 29,810 companies in sector 41001 we hold annual accounts for 16,041. 7,952 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-02-2021
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
46190Agents in non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.bouwwerken-vancaimere.be
E-mail:info@bouwwerken-vancaimere.be