JV - CONSULT
ActiveSummary
JV - CONSULT has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €193,483 and a net result of €27,228. Equity is growing by ~11.6% per year across the filed fiscal years. Its solvency ranks better than 19% of 9743 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
What stands out
Overview
0 of 4 deeds readAccounts 78 d earlyTurnover not published (abridged schema)
Why 69- Weak solvency vs sector+ Lower-failure-rate sector+ Long track record+ Annual accounts: healthy financial profileLatest accounts filed on timeShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability72▲+2
Solvency41▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13,000 at 30 days acceptable
Liquidity ample (current ratio 2.0 against 1.74 in 2024; short-term debt: 2.6% and cash: 1.9% of total assets), but 83.7% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.3%
Return on assets
2.3%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 9743 sector peers (2025).
NBB · sector comparisonPosition among 9743 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 14-11-2025, 78 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
78 d early
2024
80 d early
2023
75 d early
2022
62 d early
2021
69 d early
2020
59 d early
2019
60 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 69 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 34% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 17 November (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close01-10-2026 today31-01-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Highest result since 2019net €27,228 ▲117%
- Annual accounts filedfiscal year 2024 · micro…
Financials
Fiscal year 2025Total assets €1.2mProfit €27,228Solvency 16.3%Liquidity 2.00
Total assets
€1.2m▲ 0.3%
2019 - 2025
Net result
€27,228▲ 117%
2019 - 2025
Equity
€193,483▲ 16.4%
2019 - 2025
Solvency
16.3%▲ 2.3pp
2019 - 2025
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€0.003m-€0.004m▼ 44.6%-€0.002m▲ 59.1%-€0.004m▼ 127%€0.007m
Net result€0.03mwithin the sector's middle half€0.01mwithin the sector's middle half▼ 49.3%€0.01mwithin the sector's middle half▲ 7.2%€0.01mwithin the sector's middle half▼ 13.1%€0.03mwithin the sector's middle half▲ 117%
Equity€0.1mwithin the sector's middle half▲ 26.8%€0.1mwithin the sector's middle half▲ 10.7%€0.2mwithin the sector's middle half▲ 10.4%€0.2mabove the sector's middle half▲ 8.2%€0.2mabove the sector's middle half▲ 16.4%
Total assets€1.2mabove the sector's middle half▲ 1.0%€1.2mabove the sector's middle half▼ 1.2%€1.2mabove the sector's middle half▼ 0.6%€1.2mabove the sector's middle half▼ 2.9%€1.2mabove the sector's middle half▲ 0.3%
Debt€1.1m▼ 1.2%€1.1m▼ 2.6%€1.1m▼ 2.0%€1.0m▼ 4.5%€1.0m▼ 2.4%
Working capital€0.02mwithin the sector's middle half▲ 906%€0.02mwithin the sector's middle half▼ 6.3%€0.02mwithin the sector's middle half▲ 4.8%€0.02mwithin the sector's middle half▲ 0.8%€0.03mwithin the sector's middle half▲ 68.8%
Solvency10.2%below the sector's middle half▲ 2.1pp11.4%below the sector's middle half▲ 1.2pp12.6%below the sector's middle half▲ 1.3pp14.1%below the sector's middle half▲ 1.4pp16.3%below the sector's middle half▲ 2.3pp
Current ratio1.51within the sector's middle half▲ 0.441.46within the sector's middle half▼ 0.051.41within the sector's middle half▼ 0.051.74within the sector's middle half▲ 0.322.00within the sector's middle half▲ 0.27
Return on assets (ROA)2.1%within the sector's middle half▲ 2.2pp1.1%below the sector's middle half▼ 1.0pp1.2%within the sector's middle half▲ 0.1pp1.1%within the sector's middle half▼ 0.1pp2.3%within the sector's middle half▲ 1.2pp
above
within
below
the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €6,807 after a loss of €4,004 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.2m
Fixed assets
€1.1m ▼ 1.4%
Current assets
€62,758 ▲ 43.0%
Equity and liabilities €1.2m
Equity
€193,483 ▲ 16.4%
Debt
€991,541 ▼ 2.4%
Debt's share of the balance-sheet total falls from 85.9% to 83.7%. Equity is higher and debt is lower.
Key figures and ratios
Key figures and ratios
EBITDA
€22,381▲
2024 · €11,570
Cash flow
€42,802▲
2024 · €28,146
Debt to equity
5.12▼
2024 · 6.11
ROE
14.1%▲
2024 · 7.6%
Interest coverage
259.46▼
2024 · 350.60
Debt ≤ 1 year
€31,341▲
2024 · €25,276
Debt > 1 year
€960,200▼
2024 · €990,200
Income taxes
€2,962▲
2024 · €1,414
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €1,500 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15,334 | €15,334 | €15,574 | €15,574 | €15,574 | = |
| Other operating charges640/8 | - | €1,550 | €3,934 | €2,216 | €3,607 | ▲ 62.8% |
| Non-recurring operating charges66A | - | €62 | €63 | €0 | €53 | - |
| Gross operating margin9900 | €13,324 | €12,628 | €17,806 | €13,786 | €26,041 | ▲ 88.9% |
| Operating profit (loss)9901 | -€2,986 | -€4,319 | -€1,765 | -€4,004 | €6,807 | ▲ 270% |
| Financial income75/76B | - | €19,415 | €17,839 | €18,023 | €23,470 | ▲ 30.2% |
| Recurring financial income75 | €32,553 | €19,415 | €17,839 | €18,023 | €23,470 | ▲ 30.2% |
| Financial charges65/66B | - | €68 | €75 | €33 | €86 | ▲ 161% |
| Recurring financial charges65 | €46 | €68 | €75 | €33 | €86 | ▲ 161% |
| Profit (loss) for the period before taxes9903 | €29,520 | €15,028 | €15,998 | €13,986 | €30,190 | ▲ 116% |
| Income taxes67/77 | €2,917 | €1,542 | €1,535 | €1,414 | €2,962 | ▲ 109% |
| Profit (loss) for the period9904 | €26,603 | €13,485 | €14,463 | €12,572 | €27,228 | ▲ 117% |
| Profit (loss) for the period to be appropriated9905 | €26,603 | €13,485 | €14,463 | €12,572 | €27,228 | ▲ 117% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.2m | €1.2m | €1.2m | €1.2m | €1.2m | ▲ 0.3% |
| Fixed assets21/28 | €1.2m | €1.2m | €1.2m | €1.1m | €1.1m | ▼ 1.4% |
| Tangible fixed assets22/27 | €0.6m | €0.5m | €0.5m | €0.5m | €0.5m | ▼ 3.1% |
| Land and buildings22 | - | €0.5m | €0.5m | €0.5m | €0.5m | ▼ 3.0% |
| Furniture and vehicles24 | - | - | €0.001m | €0.001m | €474 | ▼ 33.6% |
| Financial fixed assets28 | €0.6m | €0.6m | €0.6m | €0.6m | €0.6m | = |
| Current assets29/58 | €0.06m | €0.06m | €0.06m | €0.04m | €0.06m | ▲ 43.0% |
| Amounts receivable within one year40/41 | €0.008m | €0.01m | €0.02m | €146 | €0.01m | ▲ 6,678% |
| Trade receivables40 | - | €0.01m | €0.02m | €146 | €0.01m | ▲ 6,678% |
| Current investments50/53 | €0.03m | €0.03m | €0.03m | €0.03m | €0.03m | = |
| Cash at bank and in hand54/58 | €0.02m | €0.01m | €0.01m | €0.01m | €0.02m | ▲ 69.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.2m | €1.2m | €1.2m | €1.2m | €1.2m | ▲ 0.3% |
| Equity10/15 | €0.1m | €0.1m | €0.2m | €0.2m | €0.2m | ▲ 16.4% |
| Contributions10/11 | - | €0.1m | €0.1m | €0.1m | €0.1m | = |
| Reserves13 | €0.03m | €0.04m | €0.06m | €0.07m | €0.1m | ▲ 38.8% |
| Non-distributable reserves130/1 | - | €0.002m | €0.002m | €0.002m | €0.002m | = |
| Reserves not available under the articles1311 | - | €0.002m | €0.002m | €0.002m | €0.002m | = |
| Tax-exempt reserves132 | - | €0.001m | €0.001m | €0.001m | €0.001m | = |
| Distributable reserves133 | - | €0.04m | €0.05m | €0.07m | €0.09m | ▲ 40.6% |
| Profit (loss) carried forward14 | €0 | - | - | - | - | - |
| Amounts payable17/49 | €1.1m | €1.1m | €1.1m | €1.0m | €1.0m | ▼ 2.4% |
| Amounts payable after more than one year17 | €1.1m | €1.0m | €1.0m | €1.0m | €1.0m | ▼ 3.0% |
| Financial debts170/4 | - | €1.0m | €1.0m | €1.0m | €1.0m | ▼ 3.0% |
| Amounts payable within one year42/48 | €0.04m | €0.04m | €0.04m | €0.03m | €0.03m | ▲ 24.0% |
| Trade debts44 | €296 | €0 | - | - | - | - |
| Suppliers440/4 | - | €0 | - | - | - | - |
| Advances received on contracts in progress46 | - | €0.01m | €0.02m | €0 | €0.006m | - |
| Taxes, remuneration and social security45 | - | €0.001m | €0.001m | €0.001m | €0.002m | ▲ 69.3% |
| Taxes450/3 | - | €0.001m | €0.001m | €0.001m | €0.002m | ▲ 69.3% |
| Other amounts payable47/48 | - | €0.02m | €0.02m | €0.02m | €0.02m | ▼ 3.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €26,603 | €13,485 | €14,463 | €12,572 | €27,228 | ▲ 117% |
| + Depreciation and write-downs630 | €15,334 | €15,334 | €15,574 | €15,574 | €15,574 | = |
| Operating cash flow (approximation) | €41,937 | €28,819 | €30,037 | €28,146 | €42,802 | ▲ 52.1% |
| Investment in fixed assets (approximation) | - | €0 | -€1,194 | €0 | €0 | - |
| Change in cash | - | -€3,983 | -€2,234 | €2,507 | €9,133 | ▲ 264% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Comparable companies
Similar companies · same sector, comparable size
Housing Architecture
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BE 0893.217.372
Zonhoven · Eq €193,287
Kern Collectief Architecten
BE 1003.443.719
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Architectenbureau DIVAA
BE 0810.519.132
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VLAEMINCK ARCHITECTUUR
BE 0797.990.393
Bilzen-Hoeselt · Eq €193,824
Of 18,247 companies in this sector we hold annual accounts for 6,324. 5,160 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Board & ownership
1 holding
Directors
Directors
No directors read yet: 0 of 4 Gazette acts processed. See the function holders in the CBE →
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 30-06-2025 list no shareholders, and no other source names one.
Holdings 1
-
10%
According to the annual accounts to 30-06-2025 of JV - CONSULT and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No directors read yet: 0 of 4 Gazette acts processed.
Timeline
15 eventsLatest 14-11-2025Next filing 31-01-2027
History
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
14-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Highest result since 2019net €27,228 ▲117%
Operating result €6,807, net result €27,228, both a record.
2024
12-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
17-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Equity above €150,000Eq €153,683 ▲10.4%
3 profitable years in a row build equity to €153,683.
2022
30-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
23-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Back to profitnet €26,603
Net result €26,603 after one loss-making year.
30-06
Financial
Equity above €100,000Eq €125,735 ▲26.8%
Equity rises from €99,132 to €125,735.
2020
03-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Weakest financial yearnet -€880
Net result drops to -€880, the lowest in the series; recovery starts the following year.
2019
02-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2018
04-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
01-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
28-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Support & recognitions
1 register with a recognitionLEI issued
LEI
active
984500UB86F3G4138234
Recognitions · licences · registrations
Legal Entity Identifier
984500UB86F3G4138234
Company details
Private limited company · founded 24-04-2002Year ends 30-06Peppol reachable1 site
Register details
Identification
Legal formPrivate limited company
Founded24-04-2002
Fiscal year end30-06
Activities, NACEBEL 2025
71111Activities of building architects
E-invoicing
Reachable via Peppol
Peppol ID
0208:0477392428
Also
9925:BE0477392428
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2002
Ground area
1,013 m²
Building footprint
157 m²
Volume, LiDAR
878 m³
Parcel 46028C0631/00G000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Beekstraat(VRA) 22B, 9120 Beveren-Kruibeke-Zwijndrecht
since 2002unit no. 2.100.563.506
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46028C0631/00G000 | Flanders | 1,013 m² | 1 · 157 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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