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ENVICOM

Active
Public limited companyfounded 199630 yrs activeTorhoutsesteenweg 90D, 8400 Oostende, BelgiumKBO/BCE: BE 0458.166.533
Summary

ENVICOM has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €750,294 and a net result of €155. Equity is shrinking by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 66% of 9557 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability69▼-3
Solvency95▲+5
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60,000 at 30 days acceptable
Liquidity ample (current ratio 3.06 against 2.61 in 2024; short-term debt: 30.1% and cash: 1.3% of total assets), and 30.1% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 30 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
69.9%
Return on assets
0%
Age of the figures
12 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
9 d late
2023
15 d late
2022
30 d late
2021
370 d late
2020
11 d late
2019
99 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 76 days after the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 16 May (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

ENVICOM was incorporated on 3 June 1996.1 Total assets fell from EUR 1.9 million in 2018 to EUR 1.1 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€750,294=
2024 · €750,139
Total assets
€1.1m▼ 7.5%
2024 · €1.2m
Net result
€155▼ 99.5%
2024 · €30,692
Working capital
€665,011▲ 0.8%
2024 · €659,613
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€26,031€73,905-€121,190€48,475€16,194▼ 66.6%
Net result€5,395within the sector's middle half▼ 98.9%€71,514above the sector's middle half▲ 1,226%-€106,474below the sector's middle half€30,692within the sector's middle half€155below the sector's middle half▼ 99.5%
Equity€857,559above the sector's middle half▲ 0.6%€929,073above the sector's middle half▲ 8.3%€822,599above the sector's middle half▼ 11.5%€750,139above the sector's middle half▼ 8.8%€750,294above the sector's middle half=
Total assets€1.1mabove the sector's middle half▼ 4.3%€1.2mabove the sector's middle half▲ 6.3%€1.1mabove the sector's middle half▼ 7.6%€1.2mabove the sector's middle half▲ 5.4%€1.1mabove the sector's middle half▼ 7.5%
Debt€92,867▼ 37.3%€92,526▼ 0.4%€107,869▲ 16.6%€410,576▲ 281%€322,944▼ 21.3%
Working capital€927,296above the sector's middle half▼ 9.4%€1.0mabove the sector's middle half▲ 8.0%€899,454above the sector's middle half▼ 10.2%€659,613above the sector's middle half▼ 26.7%€665,011above the sector's middle half▲ 0.8%
Solvency76.5%above the sector's middle half▲ 3.7pp77.9%above the sector's middle half▲ 1.4pp74.7%within the sector's middle half▼ 3.2pp64.6%within the sector's middle half▼ 10.1pp69.9%within the sector's middle half▲ 5.3pp
Current ratio10.99above the sector's middle half▲ 3.0511.83above the sector's middle half▲ 0.849.50above the sector's middle half▼ 2.332.61within the sector's middle half▼ 6.893.06within the sector's middle half▲ 0.45
Return on assets (ROA)0.5%below the sector's middle half▼ 40.9pp6.0%within the sector's middle half▲ 5.5pp-9.7%below the sector's middle half▼ 15.7pp2.6%within the sector's middle half▲ 12.3pp0.0%below the sector's middle half▼ 2.6pp
above within below the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
  • 2021 Net result -99% on 2020. The accounts now follow the micro schema, last year the abbreviated schema.
Result per fiscal year
Operating resultNet result
-€150,000-€100,000-€50,000€0€50,000Operating result 2021: -€26,031-€26,031Net result 2021: €5,395€5,395Operating result 2022: €73,905€73,905Net result 2022: €71,514€71,514Operating result 2023: -€121,190-€121,190Net result 2023: -€106,474-€106,474Operating result 2024: €48,475€48,475Net result 2024: €30,692€30,692Operating result 2025: €16,194€16,194Net result 2025: €155€15520212022202320242025-€150,000-€100,000-€50,000€0€50,000Operating result 2023: -€121,190-€121,000Net result 2023: -€106,474-€106,000Operating result 2024: €48,475€48,500Net result 2024: €30,692€30,700Operating result 2025: €16,194€16,200Net result 2025: €155€155202320242025
The operating result falls in 2025; 2025 is 67% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.1m
Fixed assets €85,282 ▼ 5.8%
Current assets €987,955 ▼ 7.7%
Equity and liabilities €1.1m
Equity €750,294 =
Debt €322,944 ▼ 21.3%
Debt's share of the balance-sheet total falls from 35.4% to 30.1%. Debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€21,438▼
2024 · €53,718
Cash flow
€5,398▼
2024 · €35,935
Debt to equity
0.43▼
2024 · 0.55
ROE
0.0%▼
2024 · 4.1%
Interest coverage
24.00▲
2024 · 8.17
Debt ≤ 1 year
€322,944▼
2024 · €410,576
Income taxes
€36,157▼
2024 · €201,857
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 14,733 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96% are still going.

  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.2% went bankrupt
3.5% stopped otherwise
96% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 14,733 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 58 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.2m€1.1m▼
Fixed assets21/28€90,526€85,282▼
Tangible fixed assets22/27€90,526€85,282▼
Land and buildings22€86,165€81,265▼
Furniture and vehicles24€2,861€2,517▼
Other tangible fixed assets26€1,500€1,500=
Current assets29/58€1.1m€987,955▼
Amounts receivable after more than one year29€470,000€320,000▼
Other amounts receivable291€470,000€320,000▼
Amounts receivable within one year40/41€560,689€633,478▲
Trade receivables40€25,027€36,742▲
Other amounts receivable41€535,662€596,736▲
Cash at bank and in hand54/58€16,934€13,467▼
Deferred charges and accrued income490/1€22,566€21,010▼
Equity and liabilities
Total equity and liabilities10/49€1.2m€1.1m▼
Equity10/15€750,139€750,294=
Contributions10/11€62,000€62,000=
Capital10€62,000€62,000=
Issued capital100€62,000€62,000=
Reserves13€688,139€688,139=
Non-distributable reserves130/1€59,200€59,200=
Legal reserve130€59,200€59,200=
Tax-exempt reserves132€0-
Distributable reserves133€628,939€628,939=
Profit (loss) carried forward14€0€155▲
Provisions and deferred taxes16€0-
Deferred taxes168€0-
Amounts payable17/49€410,576€322,944▼
Amounts payable within one year42/48€410,576€322,944▼
Trade debts44€52,801€51,817▼
Suppliers440/4€52,801€51,817▼
Advances received on contracts in progress46-€6,364
Taxes, remuneration and social security45€216,106€212,357▼
Taxes450/3€216,106€212,357▼
Other amounts payable47/48€141,670€52,407▼
Accrued charges and deferred income492/3€0-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,243€5,243=
Other operating charges640/8€1,448€1,890▲
Non-recurring operating charges66A€0-
Gross operating margin9900€55,166€23,328▼
Operating profit (loss)9901€48,475€16,194▼
Financial income75/76B€20,046€21,011▲
Recurring financial income75€20,046€21,011▲
Financial charges65/66B€6,575€893▼
Recurring financial charges65€6,575€893▼
Profit (loss) for the period before taxes9903€61,946€36,312▼
Transfer from deferred taxes780€170,603€0▼
Income taxes67/77€201,857€36,157▼
Profit (loss) for the period9904€30,692€155▼
Transfer from tax-exempt reserves789€511,809€0▼
Profit (loss) for the period to be appropriated9905€542,501€155▼
Appropriation of the result
Profit (loss) to be appropriated9906€542,501€155▼
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€103,152€0▼
Transfer to equity691/2€542,501€0▼
To other reserves6921€542,501€0▼
Profit to be distributed694/7€103,152€0▼
Return on contributions (dividend)694€103,152€0▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,135€4,918€5,112€5,243€5,243=
Other operating charges640/8€15,057€6,768€1,459€1,448€1,890▲ 30.5%
Non-recurring operating charges66A--€187,506€0--
Gross operating margin9900-€6,840€85,591€72,887€55,166€23,328▼ 57.7%
Operating profit (loss)9901-€26,031€73,905-€121,190€48,475€16,194▼ 66.6%
Financial income75/76B€31,475€15,351€17,313€20,046€21,011▲ 4.8%
Recurring financial income75€31,475€15,351€17,313€20,046€21,011▲ 4.8%
Financial charges65/66B€5,614€498€2,596€6,575€893▼ 86.4%
Recurring financial charges65€5,614€498€2,596€6,575€893▼ 86.4%
Profit (loss) for the period before taxes9903-€170€88,758-€106,474€61,946€36,312▼ 41.4%
Transfer from deferred taxes780---€170,603€0▼ 100%
Income taxes67/77-€5,564€17,244€0€201,857€36,157▼ 82.1%
Profit (loss) for the period9904€5,395€71,514-€106,474€30,692€155▼ 99.5%
Transfer from tax-exempt reserves789---€511,809€0▼ 100%
Profit (loss) for the period to be appropriated9905€5,395€71,514-€106,474€542,501€155▼ 100.0%
Line20212022202320242025Change
Assets
Total assets20/58€1.1m€1.2m€1.1m€1.2m€1.1m▼ 7.5%
Fixed assets21/28€100,865€97,935€95,769€90,526€85,282▼ 5.8%
Tangible fixed assets22/27€100,865€97,935€95,769€90,526€85,282▼ 5.8%
Land and buildings22€100,865€95,965€91,065€86,165€81,265▼ 5.7%
Furniture and vehicles24-€1,970€3,204€2,861€2,517▼ 12.0%
Other tangible fixed assets26--€1,500€1,500€1,500=
Current assets29/58€1.0m€1.1m€1.0m€1.1m€987,955▼ 7.7%
Amounts receivable after more than one year29€320,000€480,000€470,000€470,000€320,000▼ 31.9%
Other amounts receivable291€320,000€480,000€470,000€470,000€320,000▼ 31.9%
Amounts receivable within one year40/41€662,542€589,908€514,389€560,689€633,478▲ 13.0%
Trade receivables40€67,551€27,051€34,200€25,027€36,742▲ 46.8%
Other amounts receivable41€594,991€562,857€480,189€535,662€596,736▲ 11.4%
Current investments50/53€2,365€0----
Cash at bank and in hand54/58€3,946€9,007€3,622€16,934€13,467▼ 20.5%
Deferred charges and accrued income490/1€31,310€15,351€17,290€22,566€21,010▼ 6.9%
Equity and liabilities
Total equity and liabilities10/49€1.1m€1.2m€1.1m€1.2m€1.1m▼ 7.5%
Equity10/15€857,559€929,073€822,599€750,139€750,294=
Contributions10/11€62,000€62,000€62,000€62,000€62,000=
Capital10€62,000€62,000€62,000€62,000€62,000=
Issued capital100€62,000€62,000€62,000€62,000€62,000=
Reserves13€824,507€867,007€760,599€688,139€688,139=
Non-distributable reserves130/1€59,200€59,200€59,200€59,200€59,200=
Legal reserve130€59,200€59,200€59,200€59,200€59,200=
Tax-exempt reserves132€511,809€511,809€511,809€0--
Distributable reserves133€253,498€295,998€189,590€628,939€628,939=
Profit (loss) carried forward14-€28,948€66€0€0€155-
Provisions and deferred taxes16€170,603€170,603€170,603€0--
Deferred taxes168€170,603€170,603€170,603€0--
Amounts payable17/49€92,867€92,526€107,869€410,576€322,944▼ 21.3%
Amounts payable within one year42/48€92,867€92,526€105,848€410,576€322,944▼ 21.3%
Financial debts43€0-----
Credit institutions430/8€0-----
Trade debts44€86,237€58,280€42,387€52,801€51,817▼ 1.9%
Suppliers440/4€86,237€58,280€42,387€52,801€51,817▼ 1.9%
Advances received on contracts in progress46----€6,364-
Taxes, remuneration and social security45€6,630€29,472€22,615€216,106€212,357▼ 1.7%
Taxes450/3€6,630€29,472€22,615€216,106€212,357▼ 1.7%
Other amounts payable47/48€0€4,773€40,846€141,670€52,407▼ 63.0%
Accrued charges and deferred income492/3€0-€2,021€0--
Line20212022202320242025Change
Profit (loss) for the period9904€5,395€71,514-€106,474€30,692€155▼ 99.5%
+ Depreciation and write-downs630€4,135€4,918€5,112€5,243€5,243=
Operating cash flow (approximation)€9,529€76,432-€101,361€35,935€5,398▼ 85.0%
Investment in fixed assets (approximation)--€1,988-€2,946€0€0-
Change in cash-€5,061-€5,385€13,312-€3,467▼ 126%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
30-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
09-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 9 days late
2024
30-09
Financial Back to profitnet €30,692
Net result €30,692 after one loss-making year.
15-05
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 15 days late
2023
30-09
Financial Weakest financial yearnet -€106,474
Net result drops to -€106,474, the lowest in the series; recovery starts the following year.
30-05
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
05-05
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 370 days late
2021
11-05
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 11 days late
2020
30-09
Financial Back to profitnet €484,266
Net result €484,266 after one loss-making year.
30-09
Financial Liquidity times 9current ratio 7.94
Current ratio from 0.90 to 7.94; short-term debt falls from €675,474 to €147,530.
07-08
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 99 days late
23-03
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 328 days late
2018
02-05
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 2 days late
2017
02-05
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 1996
seat establishment The establishment unit on the map
Ground area
230 m²
Building footprint
159 m²
Volume, LiDAR
2,259 m³
2 parcels, Flanders · tallest building 17.8 m, ±5 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Torhoutsesteenweg 90, 8400 Oostende
Investigation and security activities
since 19962.077.022.101
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
35383C0341/02N004 Flanders 122 m² 1 · 84 m² 17.8 m · 5 fl.
35383C0341/02T003 Flanders 108 m² 1 · 75 m² 15.3 m · 4 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 18,254 companies in sector 71111 we hold annual accounts for 6,321. 3,315 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded03-06-1996
Fiscal year end30-09
Activities, NACEBEL 2025
71111Activities of building architects
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0458166533
Also 9925:BE0458166533
Registered 19-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.