JUYVAL
ActiveSummary
JUYVAL has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €459,692 and a net result of -€2,106. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 87% of 11693 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability36=
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity short (current ratio 0.16 against 0.21 in 2024; short-term debt: 12.4% and cash: 0.6% of total assets), and 12.4% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.6%
Return on assets
-0.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-05-2026, 67 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
67 d early
2024
77 d early
2023
79 d early
2022
82 d early
2021
83 d early
2020
75 d early
2019
81 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 78 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 14 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€459,692▼ 0.5%
2024 · €461,799
Total assets
€524,949▼ 0.6%
2024 · €528,196
Net result
-€2,106▲ 45.2%
2024 · -€3,842
Working capital
-€54,808▼ 4.0%
2024 · -€52,701
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€322-€2,553-€3,542▼ 38.7%-€3,800▼ 7.3%-€2,064▲ 45.7%
Net result€280within the sector's middle half-€2,595within the sector's middle half-€3,584within the sector's middle half▼ 38.1%-€3,842within the sector's middle half▼ 7.2%-€2,106within the sector's middle half▲ 45.2%
Equity€471,820above the sector's middle half▲ 0.1%€469,225above the sector's middle half▼ 0.6%€465,640above the sector's middle half▼ 0.8%€461,799above the sector's middle half▼ 0.8%€459,692above the sector's middle half▼ 0.5%
Total assets€525,032above the sector's middle half▼ 0.4%€527,400above the sector's middle half▲ 0.5%€531,463above the sector's middle half▲ 0.8%€528,196above the sector's middle half▼ 0.6%€524,949above the sector's middle half▼ 0.6%
Debt€53,212▼ 4.3%€58,175▲ 9.3%€65,823▲ 13.1%€66,398▲ 0.9%€65,257▼ 1.7%
Working capital-€42,680below the sector's middle half▲ 0.7%-€45,275below the sector's middle half▼ 6.1%-€48,860below the sector's middle half▼ 7.9%-€52,701below the sector's middle half▼ 7.9%-€54,808below the sector's middle half▼ 4.0%
Solvency89.9%above the sector's middle half▲ 0.4pp89.0%above the sector's middle half▼ 0.9pp87.6%above the sector's middle half▼ 1.4pp87.4%above the sector's middle half▼ 0.2pp87.6%above the sector's middle half▲ 0.1pp
Current ratio0.20below the sector's middle half▼ 0.030.22below the sector's middle half▲ 0.020.26below the sector's middle half▲ 0.040.21below the sector's middle half▼ 0.050.16below the sector's middle half▼ 0.05
Return on assets (ROA)0.1%within the sector's middle half▲ 0.8pp-0.5%within the sector's middle half▼ 0.5pp-0.7%within the sector's middle half▼ 0.2pp-0.7%within the sector's middle half▼ 0.1pp-0.4%within the sector's middle half▲ 0.3pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2,064 in 2025 against €3,800 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €524,949
Fixed assets
€514,500 =
Current assets
€10,449 ▼ 23.7%
Equity and liabilities €524,949
Equity
€459,692 ▼ 0.5%
Debt
€65,257 ▼ 1.7%
Debt's share of the balance-sheet total falls from 12.6% to 12.4%. Equity and debt are lower.
Key figures and ratios
Quick ratio
0.14▼
2024 · 0.19
Debt to equity
0.14▼
2024 · 0.14
ROE
-0.5%▲
2024 · -0.8%
Debt ≤ 1 year
€65,257▼
2024 · €66,398
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Gross operating margin9900 | €322 | -€2,553 | -€3,542 | -€3,800 | -€2,064 | ▲ 45.7% |
| Operating profit (loss)9901 | €322 | -€2,553 | -€3,542 | -€3,800 | -€2,064 | ▲ 45.7% |
| Financial income75/76B | - | - | €0 | - | - | - |
| Recurring financial income75 | - | - | €0 | - | - | - |
| Financial charges65/66B | €42 | €42 | €42 | €42 | €42 | ▼ 0.1% |
| Recurring financial charges65 | €42 | €42 | €42 | €42 | €42 | ▼ 0.1% |
| Non-recurring financial charges66B | €42 | €42 | €42 | - | - | - |
| Profit (loss) for the period before taxes9903 | €280 | -€2,595 | -€3,584 | -€3,842 | -€2,106 | ▲ 45.2% |
| Profit (loss) for the period9904 | €280 | -€2,595 | -€3,584 | -€3,842 | -€2,106 | ▲ 45.2% |
| Profit (loss) for the period to be appropriated9905 | €280 | -€2,595 | -€3,584 | -€3,842 | -€2,106 | ▲ 45.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €525,032 | €527,400 | €531,463 | €528,196 | €524,949 | ▼ 0.6% |
| Fixed assets21/28 | €514,500 | €514,500 | €514,500 | €514,500 | €514,500 | = |
| Financial fixed assets28 | €514,500 | €514,500 | €514,500 | €514,500 | €514,500 | = |
| Current assets29/58 | €10,532 | €12,900 | €16,963 | €13,696 | €10,449 | ▼ 23.7% |
| Stocks and contracts in progress3 | €486 | €126 | €947 | €1,072 | €1,465 | ▲ 36.6% |
| Stocks30/36 | €486 | €126 | €947 | €1,072 | €1,465 | ▲ 36.6% |
| Amounts receivable within one year40/41 | €7,560 | €9,981 | €13,830 | €12,292 | €5,826 | ▼ 52.6% |
| Trade receivables40 | €7,560 | €9,981 | €13,830 | €12,292 | €5,826 | ▼ 52.6% |
| Cash at bank and in hand54/58 | €2,486 | €2,793 | €2,186 | €332 | €3,158 | ▲ 852% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €525,032 | €527,400 | €531,463 | €528,196 | €524,949 | ▼ 0.6% |
| Equity10/15 | €471,820 | €469,225 | €465,640 | €461,799 | €459,692 | ▼ 0.5% |
| Contributions10/11 | €520,000 | €520,000 | €520,000 | €520,000 | €520,000 | = |
| Capital10 | - | €520,000 | €520,000 | €520,000 | €520,000 | = |
| Issued capital100 | - | €520,000 | €520,000 | €520,000 | €520,000 | = |
| Profit (loss) carried forward14 | -€48,180 | -€50,775 | -€54,360 | -€58,201 | -€60,308 | ▼ 3.6% |
| Amounts payable17/49 | €53,212 | €58,175 | €65,823 | €66,398 | €65,257 | ▼ 1.7% |
| Amounts payable within one year42/48 | €53,212 | €58,175 | €65,823 | €66,398 | €65,257 | ▼ 1.7% |
| Trade debts44 | €875 | €3,302 | €7,790 | €5,321 | €6,476 | ▲ 21.7% |
| Suppliers440/4 | €875 | €3,302 | €7,790 | €5,321 | €6,476 | ▲ 21.7% |
| Taxes, remuneration and social security45 | €550 | €568 | €668 | €513 | €226 | ▼ 56.0% |
| Taxes450/3 | €550 | €568 | €668 | €513 | €226 | ▼ 56.0% |
| Other amounts payable47/48 | €51,787 | €54,305 | €57,365 | €60,563 | €58,555 | ▼ 3.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €280 | -€2,595 | -€3,584 | -€3,842 | -€2,106 | ▲ 45.2% |
| Operating cash flow (approximation) | €280 | -€2,595 | -€3,584 | -€3,842 | -€2,106 | ▲ 45.2% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €306 | -€607 | -€1,855 | €2,826 | ▲ 252% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€3,842
Net result drops to -€3,842, the lowest in the series; recovery starts the following year.
13-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
10-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
09-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €280
Net result €280 after 2 loss-making years.
17-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
11-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
18-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Ham-sur-Heure-Nalinnes · 1 establishment unit since 1999
Ground area
1,970 m²
Building footprint
164 m²
Volume, LiDAR
1,039 m³
Parcel 56058C0894/00X007, Wallonia · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Charmes(NAL) 3, 6120 Ham-sur-Heure-Nalinnes
since 19992.092.434.609
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56058C0894/00X007 | Wallonia | 1,970 m² | 1 · 164 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 1
-
99%
According to the 2025 annual accounts of JUYVAL and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Recognitions · licences · registrations
Food safety, FASFC
1 siteHam-sur-Heure-Nalinnes2.092.434.609
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Company details
Identification
Legal formPublic limited company
Founded01-07-1999
Fiscal year end31-12
Activities, NACEBEL 2025
46431Wholesale of electrical household appliances and audio-video equipment
47252Retail sale of beverages, general range
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0466399259
Registered
24-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.