JUWIZON
JUWIZON is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €1.16M and a net result of €239k. Equity is shrinking by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 46% of 1400 sector peers (fiscal year 2024). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €1.16M |
| Net result | €239k |
| Better than sector | 46% |
| Active | 22 yrs |
Strong profile, led by profitability.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 33.3% | 37.2% | |
| Net result | €239k | €46k | |
| Equity | €1.16M | €362k | |
| Gross operating margin | €470k | €66k | |
| Employees (FTE) | 0.0 | 0.0 |
| Fiscal year | 2024 |
|---|---|
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €239k |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | €14k |
| Dividends | - |
| Total assets | €3.49M |
| Equity | €1.16M |
| Debt | €2.33M |
| of which ≤ 1y | €713k |
| of which > 1y | €1.47M |
| Working capital | n/a |
| Employees (FTE) | 0.0 |
| 2024 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 33.3% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 6.9% |
| ROE | 20.6% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €3.49M |
| Fixed assets | 21/28 | €2.81M |
| Financial fixed assets | 28 | €2.81M |
| Current assets | 29/58 | €683k |
| Stocks & contracts in progress | 3 | €34k |
| Amounts receivable within one year | 40/41 | €96k |
| Investments | 50/53 | €542k |
| Cash & bank | 54/58 | €11k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €3.49M |
| Equity | 10/15 | €1.16M |
| Contributions / capital | 10/11 | €132k |
| Reserves | 13 | €556k |
| Accumulated profits (losses) | 14 | €474k |
| Amounts payable | 17/49 | €2.33M |
| Amounts payable after one year | 17 | €1.47M |
| Amounts payable within one year | 42/48 | €713k |
| Trade debts payable within one year | 44 | €379k |
| Income statement | ||
| Gross operating margin | 9900 | €470k |
| Operating result | 9901 | €451k |
| Financial income | 75 | €973 |
| Financial charges | 65 | €233k |
| Result before taxes | 9903 | €254k |
| Income taxes | 67/77 | €14k |
| Net result for the period | 9904 | €239k |
| Result to be appropriated | 9905 | €239k |
| NACE primary | Financial services(64210) |
| Legal form | Private limited company(610) |
| Incorporation | 07-05-2004 |
| Status | Active |
| Postal code | 8840 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36014B0423/00L002 | Flanders | 1.3 ha | 1 · 1,169 m² | - |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
21-05-2004 Publication in the Belgian Official Gazette, Minor change
Technical details
{
"notary": {
"name": "Joseph THIERY-VANDER HEYDE",
"firm_city": null,
"firm_name": null,
"office_city": "Roeselare",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2004-05-21",
"filing_date": "2004-05-07",
"act_kind_objet": "Oprichting"
},
"decision": {
"body": "algemene_vergadering",
"date": "2004-04-28",
"unanimous": null
},
"agm_change": null,
"detected_kind": "other",
"other_address": null,
"mandate_renewal": null,
"subject_company": {
"kbo": "0865.179.424",
"name_full": "JUWIZON",
"legal_form": "BV"
},
"accounts_deposit": {
"filing_kind": null,
"fiscal_year_end": "2004-06-30",
"filing_reference": null
},
"publication_proxy": {
"kind": "none",
"org_kbo": null,
"org_name": null,
"person_name": null,
"org_rep_person_name": null
},
"co_filed_documents": [
"expeditie proces-verbaal de dato 28 april 2004"
],
"fiscal_year_change": {
"new_end_mm_dd": "30",
"old_end_mm_dd": null,
"new_start_mm_dd": "07",
"old_start_mm_dd": null,
"first_full_new_year": 2007,
"transition_period_end": "2005-06-30"
},
"liquidation_closure": null,
"officer_designation": null,
"special_procuration": null,
"is_volet_a_only_stub": false,
"vakbekwaamheid_change": null,
"should_reroute_to_category": null,
"single_shareholder_declaration": null
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | JUWIZON |