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JUWELEN VANQUAETHEM

Active
Private limited companyfounded 2008active for 18 yearsGemeenteplein 2, 8020 Oostkamp, BelgiumKBO/BCE: BE 0898.994.317
Summary

JUWELEN VANQUAETHEM has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.1m and a net result of €221,297. Equity has been growing by about 29% per year since 2019. Its solvency ranks better than 77% of 12,781 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 30-06-2008 Normal situation
Activity
Retail sale of watches and jewellery NACE 47770
Establishment unit
2.171.871.273 8020 Oostkamp, since 11-07-2008
Financial year end
30 September
Peppol
Reachable since 08-10-2025

Board and ownership

Board
and 1 other

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts to 30-09-2025
Gross margin
€347,044
▲ 22.5%
Turnover
≈ €1.3m
estimated
Profit
€221,297
▲ 28.7%
Equity
€1.1m
▲ 25.9%
Total assets
€1.7m
▲ 13.3%
  • 2025 accounts filed 6 days after the deadline
Score breakdownlowers riskLiquidity: current ratio 2.89, cash €606,433Equity €1.1m (64.4% of total assets)Founded in 2008Figures for financial year 2025 (filed on 08-05-2026)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 80% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 89+6
equity 64.4% of total assets
Liquidity 84+26
short-term debt 28.9% · cash 36.3%
Profitability 85+2
return on assets 13.2%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,278 companies, NACE 47, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: 0.1%▲ +0.1 percentage points vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: < 0.1%▼ -0.1 percentage points vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: 0.1%▲ +0.1 percentage points vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.2%▲ +0.1 percentage points vs 04-2026highest value 06-2026: < 0.1%▼ -0.2 percentage points vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €100,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.89 (2.43 in 2024), above the usual 1.5. Short-term debt is 28.9% and cash 36.3% of total assets. 35.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 76% of them on solvency, 87% on liquidity, 80% on profitability and 77% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-09-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 2.89, cash €606,433
NBB · annual accounts
lowers risk · Equity €1.1m (64.4% of total assets)
NBB · annual accounts
lowers risk · Founded in 2008
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2025 (filed on 08-05-2026)
NBB · annual accounts
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 06-05-2026, 6 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
6 days late
2024
22 days early
2023
22 days early
2022
4 days early
2021
2 days late
2020
on the day
2019
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 6 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 26 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end05-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher net result than 90% of companies in retail tradesector median €27,551 · 12,770 companies €221,297 View
  • Positive: 7 profitable years in a rowprofit 2025: €221,297 7 years View
  • New directorlatest change 31-07-2026 · 4 in office 1 joined View
  • Positive: Equity rose in 2025from €854,085 to €1.1m ▲ 25.9% View

Recent changes

  1. · Gazette deed Change of role: BRAAMBES, from director to statutory directorPermanent representative: Martine Vanquaethem
  2. · Gazette deed 4 directors reappointedReappointments: Stefaan Vande Keere, Lieze Vande Keere and 2 others · Permanent representative: Martine Vanquaethem
  3. · Gazette deed Appointment: Lieze Vande Keere (director)
All 17 events

Comparable companies

These companies have the same main activity as JUWELEN VANQUAETHEM: retail sale of watches and jewellery (NACE 47770). They are comparable in size and age: total assets between €1.2m and €2.3m, founded between 2000 and 2011.

CompanyTotal assetsGross margin
JUWELEN VANQUAETHEM Oostkamp€1.7m€0.3m
M.S.Y.INVEST Anderlecht€1.6m€0.3m
JUWELIER YZERBYT Bruges€1.5m€0.4m
JUWELIER EVERSEN Bruges€2.3m€0.6m
KNOKKE TIME Knokke-Heist€2.1m€0.6m
LAURENT JEWELS Mons€1.3m€0.3m
L'OR DU TEMPS- VANWERST Spa€1.2m€0.4m
Full comparison

Key facts about JUWELEN VANQUAETHEM

What is the company number of JUWELEN VANQUAETHEM?
The company number of JUWELEN VANQUAETHEM is 0898.994.317. The VAT number is the same number with BE in front: BE 0898.994.317.
Where is JUWELEN VANQUAETHEM based?
The registered office is at Gemeenteplein 2, 8020 Oostkamp.Company details
What does JUWELEN VANQUAETHEM do?
According to the KBO register, the main activity is retail sale of watches and jewellery (NACE 47770).
What is the legal form of JUWELEN VANQUAETHEM?
JUWELEN VANQUAETHEM is a private limited company (BV).
When was JUWELEN VANQUAETHEM founded?
JUWELEN VANQUAETHEM was founded on 30-06-2008.
Is JUWELEN VANQUAETHEM still active?
Yes, JUWELEN VANQUAETHEM is an active enterprise in the KBO register.
What is the turnover of JUWELEN VANQUAETHEM?
The turnover in financial year 2025 is ≈ €1.3m. This figure is estimated from the gross margin of €347,044 and 47 comparable companies (NACE 477). It probably lies between €980,000 and €2.1m.Financials
Is JUWELEN VANQUAETHEM profitable?
In financial year 2025, JUWELEN VANQUAETHEM made a profit of €221,297.
Where can I find the annual accounts of JUWELEN VANQUAETHEM?
JUWELEN VANQUAETHEM filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of JUWELEN VANQUAETHEM due?
JUWELEN VANQUAETHEM must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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