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L'OR DU TEMPS- VANWERST

Active
Private limited companyfounded 2005active for 21 yearsPlace Verte 38, 4900 Spa, BelgiumKBO/BCE: BE 0874.777.771
Summary

L'OR DU TEMPS- VANWERST has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €888,637 and a net result of €206,987. Equity has been growing by about 14% per year since 2018. Its solvency ranks better than 78% of 9,848 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

Source: KBO
Status
Active since 30-06-2005 Normal situation
Activity
Wholesale trade NACE 46480and 1 other
Joint committees
149.03 Paritair Subcomité voor de edele metalen
201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2025
Establishment unit
2.148.007.491 4900 Spa, since 18-07-2005
Financial year end
31 December
Peppol
Reachable since 17-12-2024

Board and ownership

Board

Financial position

87 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Gross margin
€387,803
▲ 93.8%
Turnover
≈ €2.0m
estimated
Profit
€206,987
▲ 204%
Equity
€888,637
▲ 21.6%
Total assets
€1.2m
▲ 15.4%
Employees on 31-12-2025
2
=
  • 2025 accounts filed 19 days after the deadline
Net result +204%: other schema
Score breakdownraises risk1 change of registered office in 24 monthsLast filed accounts filed 19 days late; 1 of the last 3 accounts latelowers riskFigures for financial year 2025 (filed on 25-08-2026)Founded in 2005Show the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 72% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Strong
Solvency 98+4
equity 72.6% of total assets
Liquidity 50+6
short-term debt 27.4% · cash 8.4%
Profitability 90+13
return on assets 16.9%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025lowest value 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025 08-2025: 0.5%▲ +0.2 percentage points vs 07-2025 09-2025: 0.2%▼ -0.3 percentage points vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.7%▲ +0.5 percentage points vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.9%▲ +0.2 percentage points vs 06-2026 08-2026: 1.2%▲ +0.3 percentage points vs 07-2026highest value 09-2026: 0.4%▼ -0.8 percentage points vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026 11-2026: 0.4%● unchanged vs 10-2026
Credit of up to €75,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.52 (3.12 in 2024), above the usual 1.5. Short-term debt is 27.4% and cash 8.4% of total assets. 27.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 77% of them on solvency, 49% on liquidity, 84% on profitability and 77% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Last filed accounts filed 19 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Figures for financial year 2025 (filed on 25-08-2026)
NBB · annual accounts
lowers risk · Founded in 2005
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2025 accounts filed 19 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
19 days late
2024
11 days late
2023
31 days late
2022
32 days late
2021
22 days late
2020
30 days late
2019
83 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 33 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Result rose in 2025different schema filed ▲ 204% View
  • Positive: 5th largest company by equity in Spa, Wholesale and retail trade sectorin the Checked rankings No. 5 View

Recent changes

  1. · Gazette deed Registered office moved from Thimister-Clermont to SpaNew seat: Place Verte, 38 à 4900 Spa · Previous seat: Crawhez, 21 à 4890 Thimister-Clermont
  2. · Gazette deed Change of role: Bruno VANWERST, from manager to directorPermanent representative: Bruno VANWERST
  3. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as L'OR DU TEMPS- VANWERST: wholesale trade (NACE 46480). They are comparable in size and age: total assets between €875,000 and €1.9m, founded between 1994 and 2010.

CompanyTotal assetsGross margin
L'OR DU TEMPS- VANWERST Spa€1.2m€0.4m
BEMINOR Hasselt€1.2m€0.3m
SEASHELLS Knokke-Heist€1.9m€0.3m
DE VROEY JEWELS Antwerpen€0.9m€0.5m
EQUINO Merchtem€1.1m€0.3m
JUWELEN RAYJO Antwerpen€1.2m€0.4m
GRACE JEWELS Antwerpen€1.3m€0.09m
Full comparison

Key facts about L'OR DU TEMPS- VANWERST

What is the company number of L'OR DU TEMPS- VANWERST?
The company number of L'OR DU TEMPS- VANWERST is 0874.777.771. The VAT number is the same number with BE in front: BE 0874.777.771.
Where is L'OR DU TEMPS- VANWERST based?
The registered office is at Place Verte 38, 4900 Spa.Company details
What does L'OR DU TEMPS- VANWERST do?
According to the KBO register, the main activity is wholesale trade (NACE 46480).
What is the legal form of L'OR DU TEMPS- VANWERST?
The legal form of L'OR DU TEMPS- VANWERST is Private limited company (BV).
When was L'OR DU TEMPS- VANWERST founded?
L'OR DU TEMPS- VANWERST was founded on 30-06-2005.
Is L'OR DU TEMPS- VANWERST still active?
Yes, L'OR DU TEMPS- VANWERST is an active enterprise in the KBO register.
How many employees does L'OR DU TEMPS- VANWERST have?
L'OR DU TEMPS- VANWERST had an average of 1.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does L'OR DU TEMPS- VANWERST fall under?
In its 2025 annual accounts, L'OR DU TEMPS- VANWERST states joint committees 149.03 (Paritair Subcomité voor de edele metalen) and 201 (Paritair Comité voor de zelfstandige kleinhandel).
What is the turnover of L'OR DU TEMPS- VANWERST?
The turnover in financial year 2025 is ≈ €2.0m. This figure is estimated from the gross margin of €387,803 and 35 comparable companies (NACE 464). It probably lies between €1.3m and €2.8m. In financial year 2019 turnover was €0.
Is L'OR DU TEMPS- VANWERST profitable?
In financial year 2025, L'OR DU TEMPS- VANWERST made a profit of €206,987.
Where can I find the annual accounts of L'OR DU TEMPS- VANWERST?
L'OR DU TEMPS- VANWERST filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of L'OR DU TEMPS- VANWERST due?
L'OR DU TEMPS- VANWERST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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