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JUVICON

Active
Private limited companyfounded 201510 yrs activeHalewijnkouter 130, 9031 Gent, BelgiumKBO/BCE: BE 0643.945.980

JUVICON has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €416k and a net result of €95k. Equity is growing by ~46.5% per year across the filed fiscal years. Its solvency ranks better than 64% of 7687 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
63 / 100
Healthy▼ -25 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency67▼-14
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.36 against 1.22 in 2024), and 33.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
66.8%
Return on assets
15.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
18 d early
2024
on the day
2023
30 d late
2022
28 d late
2021
2 d early
2020
31 d early
2019
63 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€416k▲ 2.7%
2024 · €405k
2018: €22k 2019: €59k 2020: €98k 2021: €154k 2022: €200k 2023: €306k 2024: €405k
2018 → 2025
Total assets
€623k▼ 10.8%
2024 · €698k
2018: €93k 2019: €197k 2020: €404k 2021: €442k 2022: €625k 2023: €659k 2024: €698k
2018 → 2025
Net result
€95k▼ 6.6%
2024 · €101k
2018: €3k 2019: €37k 2020: €39k 2021: €56k 2022: €53k 2023: €106k 2024: €101k
2018 → 2025
Working capital
€-117k
2024 · €26k
2018: €-25k 2019: €-21k 2020: €-39k 2021: €-44k 2022: €-78k 2023: €-26k 2024: €26k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€154k-€200k▲ 29.4%€306k▲ 53.0%€405k▲ 32.6%€416k▲ 2.7%
Operating result€92k-€89k▼ 3.9%€163k▲ 83.6%€155k▼ 5.0%€161k▲ 3.9%
Net result€56k-€53k▼ 4.7%€106k▲ 98.0%€101k▼ 4.3%€95k▼ 6.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150kOperating result 2021: €92k€92kNet result 2021: €56k€56kOperating result 2022: €89k€89kNet result 2022: €53k€53kOperating result 2023: €163k€163kNet result 2023: €106k€106kOperating result 2024: €155k€155kNet result 2024: €101k€101kOperating result 2025: €161k€161kNet result 2025: €95k€95k20212022202320242025
The operating result recovers in 2025; 2025 is 4% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €623k
Fixed assets €556k▲ 1.2%
Current assets €67k▼ 55.0%
Equity and liabilities €623k
Equity €416k▲ 2.7%
Debt €207k▼ 29.5%
The debt ratio falls from 42.0% to 33.2%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€171k
2024 · €164k
Cash flow
€105k
2024 · €111k
Solvency
66.8%
2024 · 58.0%
Current ratio
0.36
2024 · 1.22
Quick ratio
0.36
2024 · 1.22
Debt / equity
0.50
2024 · 0.72
ROE
22.7%
2024 · 25.0%
ROA
15.2%
2024 · 14.5%
Interest coverage
11.96
2024 · 30.77
Debt
€207k
2024 · €293k
Debt ≤ 1 year
€183k
2024 · €122k
Debt > 1 year
€23k
2024 · €171k
Income taxes
€52k
2024 · €52k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€698k€623k
Fixed assets21/28€550k€556k
Tangible fixed assets22/27€39k€46k
Plant, machinery and equipment23€341€0
Furniture and vehicles24€7k€4k
Other tangible fixed assets26€32k€42k
Financial fixed assets28€511k€511k=
Current assets29/58€149k€67k
Amounts receivable within one year40/41€143k€9k
Trade receivables40€56k€9k
Other amounts receivable41€87k€0
Current investments50/53-€10k
Cash at bank and in hand54/58€2k€45k
Deferred charges and accrued income490/1€3k€4k
Equity and liabilities
Total equity and liabilities10/49€698k€623k
Equity10/15€405k€416k
Contributions10/11€6k€6k=
Reserves13€399k€410k
Distributable reserves133€399k€410k
Profit (loss) carried forward14€0€0=
Amounts payable17/49€293k€207k
Amounts payable after more than one year17€171k€23k
Financial debts170/4€171k€23k
Amounts payable within one year42/48€122k€183k
Current portion of amounts payable after more than one year42€73k€57k
Trade debts44€29k€12k
Suppliers440/4€29k€12k
Taxes, remuneration and social security45€19k€19k
Taxes450/3€19k€19k
Other amounts payable47/48€2k€95k
Accrued charges and deferred income492/3-€418
Income statement Code20242025
Non-recurring operating income76A€25k€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€10k
Other operating charges640/8€3k€4k
Gross operating margin9900€167k€175k
Operating profit (loss)9901€155k€161k
Financial income75/76B€4k€1
Recurring financial income75€4k€1
Financial charges65/66B€5k€14k
Recurring financial charges65€5k€14k
Profit (loss) for the period before taxes9903€153k€146k
Income taxes67/77€52k€52k
Profit (loss) for the period9904€101k€95k
Profit (loss) for the period to be appropriated9905€101k€95k
Appropriation of the result
Profit (loss) to be appropriated9906€101k€95k
Transfer from equity791/2-€82k
Transfer to equity691/2€100k€93k
To other reserves6921€100k€93k
Profit to be distributed694/7€2k€84k
Return on contributions (dividend)694€2k€84k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
13-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial Highest result since 2018net €106k ▲98%
Operating result €163k, net result €106k, both a record.
31-12
Financial Equity above €200kEq €306k ▲53%
6 profitable years in a row build equity to €306k.
28-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
29-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Equity above €150kEq €154k ▲57.2%
4 profitable years in a row build equity to €154k.
30-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
29-05
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
29-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
24-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
22-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2015
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Halewijnkouter 1309031 Gent
Ground area
1,463 m²
Building footprint
146 m²
Volume, LiDAR
893 m³
Parcel 44017D0307/00F000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Halewijnkouter 130, 9031 Gent
Insurance agents and brokers
since 20152.248.579.467
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44017D0307/00F000 Flanders 1,463 m² 1 · 146 m² 9.0 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,424 companies in sector 82990 we hold annual accounts for 9,361. 6,101 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded08-12-2015
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.