JUSTNJOY
ActiveJUSTNJOY has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €98k and a net result of €7k. Equity is growing by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 65% of 4554 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
76
/ 100
Excellent▼ -10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38▼-18
Solvency83▼-11
Growth52=
Stability100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 1.6 against 2.05 in 2024), but 53.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.6%
Return on assets
3.5%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-05-2026, 67 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
67 d early
2024
34 d early
2023
49 d early
2022
49 d early
2021
34 d early
2020
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€98k▼ 12.3%
2024 · €112k
2020: €47k
2021: €51k
2022: €63k
2023: €101k
2024: €112k
2020 → 2025
Total assets
€210k▼ 8.5%
2024 · €229k
2020: €175k
2021: €220k
2022: €238k
2023: €185k
2024: €229k
2020 → 2025
Net result
€7k▼ 41.0%
2024 · €13k
2020: €45k
2021: €3k
2022: €13k
2023: €38k
2024: €13k
2020 → 2025
Working capital
€41k▼ 13.9%
2024 · €48k
2020: €8k
2021: €-823
2022: €11k
2023: €73k
2024: €48k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€51k-€63k▲ 24.8%€101k▲ 59.7%€112k▲ 10.8%€98k▼ 12.3%
Operating result€5k-€22k▲ 309%€55k▲ 147%€23k▼ 58.3%€14k▼ 38.0%
Net result€3k-€13k▲ 300%€38k▲ 201%€13k▼ 66.6%€7k▼ 41.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 38% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €210k
Fixed assets
€100k▼ 26.2%
Current assets
€109k▲ 17.3%
Equity and liabilities €210k
Equity
€98k▼ 12.3%
Debt
€112k▼ 4.9%
The debt ratio rises from 51.4% to 53.4%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€52k▼
2024 · €60k
Cash flow
€45k▼
2024 · €49k
Solvency
46.6%▼
2024 · 48.6%
Current ratio
1.60▼
2024 · 2.05
Quick ratio
1.60▼
2024 · 2.05
Debt / equity
1.15▲
2024 · 1.06
ROE
7.6%▼
2024 · 11.3%
ROA
3.5%▼
2024 · 5.5%
Interest coverage
18.23▲
2024 · 15.30
Debt
€112k▼
2024 · €118k
Debt ≤ 1 year
€68k▲
2024 · €46k
Debt > 1 year
€44k▼
2024 · €72k
Income taxes
€4k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€229k€210k▼
Formation expenses20€0€0=
Fixed assets21/28€136k€100k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€136k€100k▼
Plant, machinery and equipment23€11k€7k▼
Furniture and vehicles24€110k€80k▼
Other tangible fixed assets26€15k€13k▼
Current assets29/58€93k€109k▲
Amounts receivable within one year40/41€20k€23k▲
Trade receivables40€13k€17k▲
Other amounts receivable41€7k€6k▼
Cash at bank and in hand54/58€70k€85k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€229k€210k▼
Equity10/15€112k€98k▼
Contributions10/11€2k€2k=
Reserves13€109k€96k▼
Distributable reserves133€109k€96k▼
Amounts payable17/49€118k€112k▼
Amounts payable after more than one year17€72k€44k▼
Financial debts170/4€72k€44k▼
Amounts payable within one year42/48€46k€68k▲
Current portion of amounts payable after more than one year42€30k€29k▼
Financial debts43-€96
Credit institutions430/8-€96
Trade debts44€2k€192▼
Suppliers440/4€2k€192▼
Taxes, remuneration and social security45€11k€17k▲
Taxes450/3€11k€14k▲
Remuneration and social security454/9-€3k
Other amounts payable47/48€2k€23k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€38k▲
Other operating charges640/8€180€288▲
Gross operating margin9900€60k€52k▼
Operating profit (loss)9901€23k€14k▼
Financial income75/76B€165€474▲
Recurring financial income75€165€474▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€19k€12k▼
Income taxes67/77€7k€4k▼
Profit (loss) for the period9904€13k€7k▼
Profit (loss) for the period to be appropriated9905€13k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€7k▼
Transfer from equity791/2-€21k
Transfer to equity691/2€11k€7k▼
To other reserves6921€11k€7k▼
Profit to be distributed694/7€2k€21k▲
Return on contributions (dividend)694€2k€21k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 3.01
Current ratio from 1.17 to 3.01; short-term debt falls from €67k to €36k.
31-12
Financial
Equity above €100kEq €101k ▲59.7%
4 profitable years in a row build equity to €101k.
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €3k ▼93.1%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Keerbergen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schrieksebaan 1553140 KeerbergenGround area
924 m²
Building footprint
139 m²
Volume, LiDAR
813 m³
Parcel 24048D0145/00N002, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JUSTNJOY
since 20192.292.387.439
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24048D0145/00N002 | Flanders | 924 m² | 1 · 139 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Le Rycke G & D
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Belle & Bronzée
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Of 6,690 companies in sector 96230 we hold annual accounts for 616. 435 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-08-2019
Fiscal year end31-12
Activities, NACEBEL
96040Personal service activities
96230Day spas, saunas and steam baths
47715Retail trade
47750Retail sale of cosmetics and toilet articles
85599Other education
96022Beauty treatment
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.