Beär
ActiveSummary
The computed 12-month bankruptcy probability of Beär is 2.8% (moderate). The 2024 annual accounts show equity of €287k and a net result of €79k. Equity is growing by ~43.5% per year across the filed fiscal years. Its solvency ranks better than 92% of 6162 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
82
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability98▼-2
Solvency100▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 5.72 against 2.83 in 2023; short-term debt: 16.3% and cash: 79.7% of total assets), and 16.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
83.7%
Return on assets
23.1%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-02-2025, 155 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
155 d early
2023
40 d early
2022
4 d late
2021
23 d late
2020
84 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€287k▲ 38.0%
2023 · €208k
2020: €50k
2021: €107k
2022: €133k
2023: €208k
2020 → 2024
Total assets
€343k▲ 14.5%
2023 · €299k
2020: €155k
2021: €228k
2022: €225k
2023: €299k
2020 → 2024
Net result
€79k▲ 5.6%
2023 · €75k
2020: €47k
2021: €57k
2022: €26k
2023: €75k
2020 → 2024
Working capital
€263k▲ 73.1%
2023 · €152k
2020: €-9k
2021: €7k
2022: €53k
2023: €152k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€50k-€107k▲ 112%€133k▲ 24.3%€208k▲ 56.3%€287k▲ 38.0%
Operating result€67k-€73k▲ 8.3%€46k▼ 36.6%€97k▲ 110%€89k▼ 7.9%
Net result€47k-€57k▲ 19.6%€26k▼ 54.1%€75k▲ 188%€79k▲ 5.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 8% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €343k
Fixed assets
€24k ▼ 63.2%
Current assets
€319k ▲ 35.7%
Equity and liabilities €343k
Equity
€287k ▲ 38.0%
Debt
€56k ▼ 39.1%
Debt's share of the balance-sheet total falls from 30.6% to 16.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€130k▼
2023 · €131k
Cash flow
€120k▲
2023 · €109k
Current ratio
5.72▲
2023 · 2.83
Quick ratio
5.41▲
2023 · 2.72
Debt to equity
0.19▼
2023 · 0.44
ROE
27.5%▼
2023 · 36.0%
ROA
23.1%▼
2023 · 25.0%
Interest coverage
458.26▲
2023 · 278.62
Debt ≤ 1 year
€56k▼
2023 · €83k
Debt > 1 year
€11▼
2023 · €9k
Income taxes
€10k▼
2023 · €22k
Staff costs
€36k▼
2023 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 45 lines
Balance sheet
Code20232024
Assets
Total assets20/58€299k€343k▲
Fixed assets21/28€64k€24k▼
Tangible fixed assets22/27€64k€24k▼
Land and buildings22€59k€21k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€3k€1k▼
Current assets29/58€235k€319k▲
Stocks and contracts in progress3€10k€18k▲
Stocks30/36€10k€18k▲
Amounts receivable within one year40/41€7k€28k▲
Trade receivables40€7k€28k▲
Cash at bank and in hand54/58€215k€273k▲
Deferred charges and accrued income490/1€3k€29▼
Equity and liabilities
Total equity and liabilities10/49€299k€343k▲
Equity10/15€208k€287k▲
Contributions10/11€3k€3k=
Reserves13€205k€284k▲
Distributable reserves133€205k€284k▲
Amounts payable17/49€91k€56k▼
Amounts payable after more than one year17€9k€11▼
Financial debts170/4€9k€11▼
Amounts payable within one year42/48€83k€56k▼
Current portion of amounts payable after more than one year42€9k€8k▼
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€51k€38k▼
Taxes450/3€50k€37k▼
Remuneration and social security454/9€1k€673▼
Other amounts payable47/48€20k€6k▼
Income statement
Code20232024
Remuneration, social security and pensions62€38k€36k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€41k▲
Other operating charges640/8-€128
Gross operating margin9900€169k€166k▼
Operating profit (loss)9901€97k€89k▼
Financial income75/76B€0€7▲
Recurring financial income75€0€7▲
Financial charges65/66B€470€284▼
Recurring financial charges65€470€284▼
Profit (loss) for the period before taxes9903€97k€89k▼
Income taxes67/77€22k€10k▼
Profit (loss) for the period9904€75k€79k▲
Profit (loss) for the period to be appropriated9905€75k€79k▲
Appropriation of the result
Profit (loss) to be appropriated9906€75k€79k▲
Transfer to equity691/2€75k€79k▲
To other reserves6921€75k€79k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2020net €79k ▲5.6%
Net result €79k, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 5.72
Current ratio from 2.83 to 5.72; short-term debt falls from €83k to €56k.
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €208k ▲56.3%
4 profitable years in a row build equity to €208k.
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
2022
31-12
Financial
Weakest financial yearnet €26k ▼54.1%
Net result drops to €26k, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
31-12
Financial
Equity above €100kEq €107k ▲112%
2 profitable years in a row build equity to €107k.
23-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 84 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Joost-ten-Node · 2 establishment units since 2019
Ground area
9,979 m²
Building footprint
3,444 m²
Volume, LiDAR
94,895 m³
2 parcels, Brussels · tallest building 74.5 m, ±3 floors. Linked by address, not a title deed.
80
companies at this address
See who is registered here
2 establishment units
Beär
since 20192.294.461.853
Beär
since 20202.306.492.328
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21572B0368/02E000 | Brussels | 6,513 m² | 1 · 155 m² | 23.6 m · 1 fl. |
| 21572B0104/00F000 | Brussels | 3,465 m² | 1 · 3,289 m² | 74.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,709 companies in sector 96230 we hold annual accounts for 627. 347 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-10-2019
Fiscal year end31-12
Activities, NACEBEL 2025
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
96230Day spas, saunas and steam baths
14210Manufacture of outerwear
47512Retail sale of household textiles and bedding
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:ben.biebuyck@gmail.com