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justASK!

Active
Private limited company (pre-2019)founded 201610 yrs activeHospicestraat 14, 9180 Lokeren, BelgiumKBO/BCE: BE 0648.836.760
Summary

justASK! has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €286,051 and a net result of €51,716. Equity is growing by ~27.9% per year across the filed fiscal years. Its solvency ranks better than 84% of 9521 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability88▲+4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23,000 at 30 days acceptable
Liquidity ample (current ratio 6.05 against 8.34 in 2023; short-term debt: 16.2% and cash: 4.2% of total assets), and 16.2% of the assets are financed with debt.
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Signals

Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-10-2025, 70 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filings
Deviation from the deadline
2025
not confirmed
2024
70 d late
2023
79 d late
2022
445 d late
2021
810 d late
2020
89 d late
2019
102 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 266 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 19 February 2016, justASK! was incorporated.1 Total assets went from EUR 35,313 in 2018 to EUR 341,499 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, micro schema

Equity
€286,051▲ 22.1%
2023 · €234,336
Total assets
€341,499▲ 29.0%
2023 · €264,789
Net result
€51,716▲ 64.7%
2023 · €31,400
Working capital
€280,155▲ 25.3%
2023 · €223,518
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€70,439▲ 99.7%€90,377▲ 28.3%€38,589▼ 57.3%€36,612▼ 5.1%€60,180▲ 64.4%
Net result€54,715▲ 92.6%€74,000▲ 35.2%€32,870▼ 55.6%€31,400▼ 4.5%€51,716▲ 64.7%
Equity€96,066▲ 132%€170,066▲ 77.0%€202,936▲ 19.3%€234,336▲ 15.5%€286,051▲ 22.1%
Total assets€131,659▲ 82.7%€206,260▲ 56.7%€250,579▲ 21.5%€264,789▲ 5.7%€341,499▲ 29.0%
Debt€35,593▲ 15.9%€36,193▲ 1.7%€47,643▲ 31.6%€30,454▼ 36.1%€55,447▲ 82.1%
Working capital€77,047▲ 249%€151,226▲ 96.3%€186,002▲ 23.0%€223,518▲ 20.2%€280,155▲ 25.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25,000€50,000€75,000€100,000Operating result 2020: €70,439€70,439Net result 2020: €54,715€54,715Operating result 2021: €90,377€90,377Net result 2021: €74,000€74,000Operating result 2022: €38,589€38,589Net result 2022: €32,870€32,870Operating result 2023: €36,612€36,612Net result 2023: €31,400€31,400Operating result 2024: €60,180€60,180Net result 2024: €51,716€51,71620202021202220232024€0€20,000€40,000€60,000Operating result 2022: €38,589€38,600Net result 2022: €32,870€32,900Operating result 2023: €36,612€36,600Net result 2023: €31,400€31,400Operating result 2024: €60,180€60,200Net result 2024: €51,716€51,700202220232024
The operating result recovers in 2024; 2024 is 64% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €341,499
Fixed assets €5,896 ▼ 45.5%
Current assets €335,603 ▲ 32.1%
Equity and liabilities €341,499
Equity €286,051 ▲ 22.1%
Debt €55,447 ▲ 82.1%
Debt's share of the balance-sheet total rises from 11.5% to 16.2%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€63,572▲
2023 · €42,729
Cash flow
€55,108▲
2023 · €37,516
Current ratio
6.05▼
2023 · 8.34
Debt to equity
0.19▲
2023 · 0.13
ROE
18.1%▲
2023 · 13.4%
ROA
15.1%▲
2023 · 11.9%
Interest coverage
716.47▲
2023 · 227.35
Debt ≤ 1 year
€55,447▲
2023 · €30,454
Income taxes
€14,694▲
2023 · €9,342
Staff costs
€0▼
2023 · €166
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines
Balance sheet Code20232024
Assets
Total assets20/58€264,789€341,499▲
Fixed assets21/28€10,817€5,896▼
Tangible fixed assets22/27€10,817€5,896▼
Plant, machinery and equipment23€5,126€3,418▼
Furniture and vehicles24€3,007€673▼
Other tangible fixed assets26€2,685€1,805▼
Current assets29/58€253,972€335,603▲
Amounts receivable within one year40/41€243,115€320,834▲
Trade receivables40€33,963€38,240▲
Other amounts receivable41€209,152€282,594▲
Cash at bank and in hand54/58€9,848€14,362▲
Deferred charges and accrued income490/1€1,009€406▼
Equity and liabilities
Total equity and liabilities10/49€264,789€341,499▲
Equity10/15€234,336€286,051▲
Contributions10/11€18,601€18,601=
Reserves13€215,735€267,450▲
Non-distributable reserves130/1€1,860€1,860=
Other1319€1,860€1,860=
Distributable reserves133€213,875€265,590▲
Amounts payable17/49€30,454€55,447▲
Amounts payable within one year42/48€30,454€55,447▲
Trade debts44€2,368€24,031▲
Suppliers440/4€2,368€24,031▲
Taxes, remuneration and social security45€28,085€31,416▲
Taxes450/3€28,085€31,416▲
Remuneration and social security454/9€0-
Income statement Code20232024
Remuneration, social security and pensions62€166€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,117€3,392▼
Other operating charges640/8€994€637▼
Non-recurring operating charges66A-€3,722
Gross operating margin9900€43,889€67,931▲
Operating profit (loss)9901€36,612€60,180▲
Financial income75/76B€4,318€6,318▲
Recurring financial income75€4,318€6,318▲
Financial charges65/66B€188€89▼
Recurring financial charges65€188€89▼
Profit (loss) for the period before taxes9903€40,742€66,410▲
Income taxes67/77€9,342€14,694▲
Profit (loss) for the period9904€31,400€51,716▲
Profit (loss) for the period to be appropriated9905€31,400€51,716▲
Appropriation of the result
Profit (loss) to be appropriated9906€31,400€51,716▲
Transfer to equity691/2€31,400€51,716▲
To other reserves6921€31,400€51,716▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Non-recurring operating income76A-€0€0---
Remuneration, social security and pensions62--€20,249€166€0▼ 100%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,325€5,861€6,304€6,117€3,392▼ 44.5%
Other operating charges640/8-€1,925€2,156€994€637▼ 35.9%
Non-recurring operating charges66A----€3,722-
Gross operating margin9900€78,604€98,164€67,297€43,889€67,931▲ 54.8%
Operating profit (loss)9901€70,439€90,377€38,589€36,612€60,180▲ 64.4%
Financial income75/76B-€2,652€4,317€4,318€6,318▲ 46.3%
Recurring financial income75€1,327€2,652€4,317€4,318€6,318▲ 46.3%
Financial charges65/66B-€98€151€188€89▼ 52.8%
Recurring financial charges65€472€98€151€188€89▼ 52.8%
Profit (loss) for the period before taxes9903€71,294€92,932€42,755€40,742€66,410▲ 63.0%
Income taxes67/77€16,579€18,931€9,885€9,342€14,694▲ 57.3%
Profit (loss) for the period9904€54,715€74,000€32,870€31,400€51,716▲ 64.7%
Profit (loss) for the period to be appropriated9905€54,715€74,000€32,870€31,400€51,716▲ 64.7%
Line20202021202220232024Change
Assets
Total assets20/58€131,659€206,260€250,579€264,789€341,499▲ 29.0%
Fixed assets21/28€19,019€18,840€16,934€10,817€5,896▼ 45.5%
Tangible fixed assets22/27€19,019€18,840€16,934€10,817€5,896▼ 45.5%
Plant, machinery and equipment23-€9,286€7,089€5,126€3,418▼ 33.3%
Furniture and vehicles24-€9,554€6,281€3,007€673▼ 77.6%
Other tangible fixed assets26--€3,564€2,685€1,805▼ 32.8%
Current assets29/58€112,639€187,420€233,644€253,972€335,603▲ 32.1%
Amounts receivable within one year40/41€61,951€172,897€226,692€243,115€320,834▲ 32.0%
Trade receivables40-€44,028€48,417€33,963€38,240▲ 12.6%
Other amounts receivable41-€128,869€178,275€209,152€282,594▲ 35.1%
Cash at bank and in hand54/58€49,518€12,989€6,192€9,848€14,362▲ 45.8%
Deferred charges and accrued income490/1-€1,534€760€1,009€406▼ 59.7%
Equity and liabilities
Total equity and liabilities10/49€131,659€206,260€250,579€264,789€341,499▲ 29.0%
Equity10/15€96,066€170,066€202,936€234,336€286,051▲ 22.1%
Contributions10/11-€18,601€18,601€18,601€18,601=
Reserves13€77,465€151,465€184,335€215,735€267,450▲ 24.0%
Non-distributable reserves130/1-€1,860€1,860€1,860€1,860=
Other1319-€1,860€1,860€1,860€1,860=
Distributable reserves133-€149,605€182,475€213,875€265,590▲ 24.2%
Profit (loss) carried forward14€0-----
Amounts payable17/49€35,593€36,193€47,643€30,454€55,447▲ 82.1%
Amounts payable within one year42/48€35,593€36,193€47,643€30,454€55,447▲ 82.1%
Financial debts43-€0----
Credit institutions430/8-€0----
Trade debts44€13,333€6,915€3,565€2,368€24,031▲ 915%
Suppliers440/4-€6,915€3,565€2,368€24,031▲ 915%
Taxes, remuneration and social security45-€29,278€44,078€28,085€31,416▲ 11.9%
Taxes450/3-€29,278€39,522€28,085€31,416▲ 11.9%
Remuneration and social security454/9--€4,555€0--
Other amounts payable47/48-€0----
Line20202021202220232024Change
Profit (loss) for the period9904€54,715€74,000€32,870€31,400€51,716▲ 64.7%
+ Depreciation and write-downs630€6,325€5,861€6,304€6,117€3,392▼ 44.5%
Operating cash flow (approximation)€61,041€79,862€39,174€37,516€55,108▲ 46.9%
Investment in fixed assets (approximation)--€5,682-€4,398€0€1,529-
Change in cash--€36,529-€6,797€3,656€4,514▲ 23.5%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
09-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 70 days late
2024
18-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 79 days late
18-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 445 days late
18-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 810 days late
2022
31-12
Financial Equity above €200,000Eq €202,936 ▲19.3%
4 profitable years in a row build equity to €202,936.
2021
31-12
Financial Highest result since 2018net €74,000 ▲35.2%
Operating result €90,377, net result €74,000, both a record.
31-12
Financial Equity above €150,000Eq €170,066 ▲77%
3 profitable years in a row build equity to €170,066.
28-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
2020
10-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 102 days late
2019
31-12
Financial Back to profitnet €28,402
Net result €28,402 after one loss-making year.
11-10
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 72 days late
22-02
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 206 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2016
seat establishment The establishment unit on the map
Ground area
866 m²
Building footprint
149 m²
Volume, LiDAR
1,187 m³
Parcel 44045H1066/00V003, Flanders · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
justASK!
Hospicestraat 14, 9180 LokerenArtisanal bread and fresh pastry making
since 20162.252.182.820
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44045H1066/00V003 Flanders 866 m² 1 · 149 m² 12.1 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

European research

3 projects · 113,250 EUR EU contribution
Programmes
2 entries · 75,750 EUR
1 entry · 37,500 EUR
Projects
Preparing the ground for AUTonomous Multimodal SUPply Chains
Horizon Europe · participant · 01-06-2024 to 31-05-2027 · 38,750 EUR · AUTOSUP
Progress towards Federated Logistics Through The Integration Of TEN-T into A Global Trade Network
Horizon 2020 · third party · 01-06-2020 to 31-05-2023 · 37,500 EUR · PLANET
Multi-layer governance performance of marine policies
Horizon Europe · third party · 01-01-2023 to 31-12-2026 · 37,000 EUR · PERMAGOV

Similar companies · same sector, comparable size

Of 24,517 companies in sector 82990 we hold annual accounts for 9,412. 6,585 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded19-02-2016
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
10712Artisanal bread and fresh pastry making
70200Business and other management consultancy
90201Performing arts by independent artists
90111Literary creation

Scores and ratios are computed by Checked and are not a credit decision.