ARTS & MINDS
ActiveARTS & MINDS has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64k and a net result of €2k. Equity is growing by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 24% of 7709 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability36▼-27
Solvency41=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity short (current ratio 0.48 against 0.51 in 2024; short-term debt: 31.1% and cash: 14.2% of total assets), and 83.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.4%
Return on assets
0.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 7709 sector peers (2025).
NBB · sector comparisonPosition among 7709 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
24 d late
2024
21 d late
2023
2 d early
2022
26 d late
2021
23 d late
2020
17 d late
2019
21 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€64k▲ 3.7%
2024 · €62k
2018: €24k
2019: €39k
2020: €40k
2021: €45k
2022: €46k
2023: €51k
2024: €62k
2018 → 2025
Total assets
€390k▼ 0.1%
2024 · €390k
2018: €37k
2019: €59k
2020: €61k
2021: €64k
2022: €64k
2023: €75k
2024: €390k
2018 → 2025
Net result
€2k▼ 78.8%
2024 · €11k
2018: €8k
2019: €19k
2020: €908
2021: €5k
2022: €663
2023: €5k
2024: €11k
2018 → 2025
Working capital
€-63k▼ 11.3%
2024 · €-56k
2018: €24k
2019: €-5k
2020: €7k
2021: €21k
2022: €33k
2023: €49k
2024: €-56k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€45k-€46k▲ 1.5%€51k▲ 10.5%€62k▲ 20.9%€64k▲ 3.7%
Operating result€935-€841▼ 10.0%€8k▲ 864%€21k▲ 163%€19k▼ 12.6%
Net result€5k-€663▼ 87.0%€5k▲ 633%€11k▲ 119%€2k▼ 78.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €390k
Fixed assets
€332k▲ 0.2%
Current assets
€58k▼ 1.8%
Equity and liabilities €390k
Equity
€64k▲ 3.7%
Debt
€326k▼ 0.8%
The debt ratio falls from 84.2% to 83.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€31k▲
2024 · €28k
Cash flow
€14k▼
2024 · €18k
Solvency
16.4%▲
2024 · 15.8%
Current ratio
0.48▼
2024 · 0.51
Quick ratio
0.48▼
2024 · 0.51
Debt / equity
5.11▼
2024 · 5.34
ROE
3.5%▼
2024 · 17.3%
ROA
0.6%▼
2024 · 2.7%
Interest coverage
2.00▼
2024 · 4.94
Debt
€326k▼
2024 · €329k
Debt ≤ 1 year
€121k▲
2024 · €116k
Debt > 1 year
€205k▼
2024 · €213k
Income taxes
€1k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€390k€390k▼
Fixed assets21/28€331k€332k▲
Tangible fixed assets22/27€331k€332k▲
Land and buildings22€329k€330k▲
Furniture and vehicles24€2k€2k=
Current assets29/58€59k€58k▼
Amounts receivable within one year40/41€27k€3k▼
Trade receivables40€26k€106▼
Other amounts receivable41€660€3k▲
Cash at bank and in hand54/58€33k€56k▲
Equity and liabilities
Total equity and liabilities10/49€390k€390k▼
Equity10/15€62k€64k▲
Contributions10/11€6k€6k=
Reserves13€55k€58k▲
Tax-exempt reserves132€2k€2k=
Distributable reserves133€53k€55k▲
Amounts payable17/49€329k€326k▼
Amounts payable after more than one year17€213k€205k▼
Financial debts170/4€213k€205k▼
Amounts payable within one year42/48€116k€121k▲
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€10k€12k▲
Suppliers440/4€10k€12k▲
Taxes, remuneration and social security45€7k€3k▼
Taxes450/3€7k€3k▼
Other amounts payable47/48€91k€99k▲
Accrued charges and deferred income492/3-€0
Income statement
Code20242025
Non-recurring operating income76A-€9k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€12k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€30k€32k▲
Operating profit (loss)9901€21k€19k▼
Financial charges65/66B€6k€15k▲
Recurring financial charges65€6k€15k▲
Profit (loss) for the period before taxes9903€16k€3k▼
Income taxes67/77€5k€1k▼
Profit (loss) for the period9904€11k€2k▼
Profit (loss) for the period to be appropriated9905€11k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€2k▼
Transfer to equity691/2€11k€2k▼
To other reserves6921€11k€2k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 26 days late
2022
31-12
Financial
Weakest financial yearnet €663 ▼87%
Net result drops to €663, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
21-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 21 days late
2019
31-12
Financial
Highest result since 2018net €19k ▲122%
Operating result €26k, net result €19k, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evergem · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koestraat 409940 EvergemGround area
1,171 m²
Building footprint
241 m²
Volume, LiDAR
955 m³
Parcel 44302D0806/00D000, Flanders · tallest building 6.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Arts & Minds
since 20162.255.324.531
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44302D0806/00D000 | Flanders | 1,171 m² | 1 · 241 m² | 6.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ANT WORKS
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MATYIX
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OFSA
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Of 24,501 companies in sector 82990 we hold annual accounts for 9,398. 7,054 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-04-2016
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.