Just Kempen
Just Kempen is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €429k and a net result of €781k. Equity is growing by ~49.7% per year across the filed fiscal years. Its solvency ranks better than 70% of 87 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €429k |
| Net result | €781k |
| Staff (FTE) | 9.5 |
| Better than sector | 70% |
Strong profile, led by profitability.
Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 52.5% | 21.8% | |
| Net result | €781k | €84k | |
| Equity | €429k | €116k | |
| Gross operating margin | €1.55M | €428k | |
| Staff costs | €713k | €434k |
| Fiscal year | 2025 |
|---|---|
| Deposit | verkort |
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €781k |
| Cash flow | n/a |
| Staff costs | €713k |
| Income taxes | €213k |
| Dividends | €936k |
| Total assets | €818k |
| Equity | €429k |
| Debt | €389k |
| of which ≤ 1y | €389k |
| of which > 1y | - |
| Working capital | n/a |
| Employees (FTE) | 9.5 |
| 2025 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 52.5% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 95.5% |
| ROE | 182.0% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €818k |
| Fixed assets | 21/28 | €48k |
| Tangible fixed assets | 22/27 | €48k |
| Financial fixed assets | 28 | €0 |
| Current assets | 29/58 | €770k |
| Amounts receivable within one year | 40/41 | €11k |
| Investments | 50/53 | €485k |
| Cash & bank | 54/58 | €274k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €818k |
| Equity | 10/15 | €429k |
| Contributions / capital | 10/11 | €2k |
| Reserves | 13 | €427k |
| Accumulated profits (losses) | 14 | €0 |
| Provisions & deferred taxes | 16 | €0 |
| Amounts payable | 17/49 | €389k |
| Amounts payable within one year | 42/48 | €389k |
| Trade debts payable within one year | 44 | €13k |
| Income statement | ||
| Gross operating margin | 9900 | €1.55M |
| Operating result | 9901 | €987k |
| Financial income | 75 | €7k |
| Financial charges | 65 | €545 |
| Result before taxes | 9903 | €994k |
| Income taxes | 67/77 | €213k |
| Net result for the period | 9904 | €781k |
| Result to be appropriated | 9905 | €781k |
-
AméphiaLegal entityStatutair bestuurder· perm. rep.: DE NOËL Véronique SophieState Gazette act 25305817 (22-01-2025)Current22-01-2025 → present
2 events
- 22-01-2025 Appointed· Statutair bestuurder
- 22-01-2025 Appointed· Vaste vertegenwoordiging
-
BJLegal entityVaste vertegenwoordiging· perm. rep.: VAN GILS GreetState Gazette act 25305817 (22-01-2025)Current22-01-2025 → present
-
JASFINLegal entityVaste vertegenwoordiging· perm. rep.: VAN RAEMDONCK JasperState Gazette act 25305817 (22-01-2025)Current22-01-2025 → present
Permanent representatives (3)
-
BJLegal entityPermanent representative· perm. rep.: VAN GILS GreetState Gazette act 24434401 (07-10-2024)Permanent representative07-10-2024 → present
-
JASFINLegal entityPermanent representative· perm. rep.: VAN RAEMDONCK JasperState Gazette act 24434401 (07-10-2024)Permanent representative07-10-2024 → present
-
MGMLegal entityPermanent representative· perm. rep.: COOLS SusyState Gazette act 24434401 (07-10-2024)Permanent representative07-10-2024 → present
Former directors (2)
-
MGMStatutair bestuurderState Gazette act 25305817 (22-01-2025)Former- → 22-01-2025
-
WENFINLegal entityDirectorState Gazette act 24434401 (07-10-2024)Former- → 29-08-2024
| NACE primary | Agenten en makelaars in bankdiensten(66191) |
| Legal form | Private limited company(610) |
| Incorporation | 07-09-2022 |
| Status | Active |
| Postal code | 2910 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11642C0545/00Z000 | Flanders | 651 m² | 1 · 121 m² | 7.0 m · 2 fl. |
| 13023I0390/00F002 | Flanders | 374 m² | 1 · 188 m² | 13.6 m · 3 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
22-01-2025 4 directors appointed, 1 resigning
- DE NOËL Véronique Sophie, Statutair bestuurder
- VAN RAEMDONCK Jasper, Vaste vertegenwoordiging
- VAN GILS Greet, Vaste vertegenwoordiging
- DE NOËL Véronique, Vaste vertegenwoordiging
- MGM, Statutair bestuurder
Technical details
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],
"notary": {
"name": "Filip MICHOEL",
"firm_city": null,
"firm_name": null,
"office_city": "Hoogstraten",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2025-01-22",
"filing_date": "2025-01-20",
"act_kind_objet": "Onderwerp akte:"
},
"decisions": [
{
"body": "buitengewone_algemene_vergadering",
"date": "2025-01-17",
"unanimous": true
}
],
"is_correction": false,
"subject_company": {
"kbo": "0790.542.575",
"name_full": "JUST KEMPEN",
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},
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"afschrift van de akte",
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],
"corrected_publication_numac": null
}07-10-2024 Share split
Technical details
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}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | Just Kempen |