JUSO
ActiveSummary
JUSO has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.3m and a net result of €45,034. Equity is growing by ~29.4% per year across the filed fiscal years. Its solvency ranks better than 72% of 1060 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability69▼-5
Solvency91▼-1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €420,000 at 30 days acceptable
Liquidity tight (current ratio 1.05 against 0.92 in 2024; short-term debt: 19.7% and cash: 15.1% of total assets), and 34% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66%
Return on assets
0.6%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
on the day
2023
36 d early
2022
4 d early
2021
31 d early
2020
44 d early
2019
43 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 23 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 26 April (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close30-09-2026 today30-04-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#3 company by equity in Turnhout, Other services sector#4 company by total assets in Turnhout, Other services sector
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€5.3m▲ 0.9%
2024 · €5.2m
Total assets
€8.0m▲ 2.3%
2024 · €7.8m
Net result
€45,034▼ 85.1%
2024 · €301,859
Working capital
€82,745
2024 · -€84,967
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€308,131▼ 66.2%€432,040▲ 40.2%€1.2m▲ 179%€461,699▼ 61.8%€182,901▼ 60.4%
Net result€232,263above the sector's middle half▼ 59.1%€276,938above the sector's middle half▲ 19.2%€862,365above the sector's middle half▲ 211%€301,859above the sector's middle half▼ 65.0%€45,034within the sector's middle half▼ 85.1%
Equity€2.0mabove the sector's middle half▲ 13.3%€2.3mabove the sector's middle half▲ 14.0%€3.1mabove the sector's middle half▲ 38.2%€5.2mabove the sector's middle half▲ 67.6%€5.3mabove the sector's middle half▲ 0.9%
Total assets€4.3mabove the sector's middle half▲ 9.0%€5.4mabove the sector's middle half▲ 26.1%€6.6mabove the sector's middle half▲ 22.7%€7.8mabove the sector's middle half▲ 18.7%€8.0mabove the sector's middle half▲ 2.3%
Debt€2.2m▲ 5.8%€3.0m▲ 38.1%€3.4m▲ 11.8%€2.5m▼ 25.8%€2.7m▲ 5.5%
Working capital-€196,953below the sector's middle half▼ 9.9%€939,635above the sector's middle half€1.6mabove the sector's middle half▲ 73.7%-€84,967below the sector's middle half€82,745within the sector's middle half
Solvency46.6%within the sector's middle half▲ 1.8pp42.1%within the sector's middle half▼ 4.5pp47.4%within the sector's middle half▲ 5.3pp66.9%within the sector's middle half▲ 19.5pp66.0%within the sector's middle half▼ 1.0pp
Current ratio0.70below the sector's middle half▼ 0.082.20within the sector's middle half▲ 1.503.52above the sector's middle half▲ 1.320.92below the sector's middle half▼ 2.601.05within the sector's middle half▲ 0.13
Return on assets (ROA)5.5%within the sector's middle half▼ 9.1pp5.2%within the sector's middle half▼ 0.3pp13.1%above the sector's middle half▲ 7.9pp3.9%within the sector's middle half▼ 9.2pp0.6%below the sector's middle half▼ 3.3pp
Staff (FTE)0below the sector's middle half0below the sector's middle half0below the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 60% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.0m
Fixed assets
€6.3m ▼ 6.6%
Current assets
€1.7m ▲ 61.7%
Equity and liabilities €8.0m
Equity
€5.3m ▲ 0.9%
Provisions
€60,039 ▼ 2.5%
Debt
€2.7m ▲ 5.5%
Debt's share of the balance-sheet total rises from 32.3% to 33.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€864,536▼
2024 · €1.6m
Cash flow
€726,670▼
2024 · €1.4m
Quick ratio
0.97▲
2024 · 0.92
Debt to equity
0.50▲
2024 · 0.48
ROE
0.9%▼
2024 · 5.8%
Interest coverage
9.53▼
2024 · 15.83
Debt ≤ 1 year
€1.6m▲
2024 · €1.1m
Debt > 1 year
€1.1m▼
2024 · €1.4m
Income taxes
€48,097▼
2024 · €68,480
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,860 companies that looked in July 2024 the way this one looks now, 0.1% went bankrupt within 24 months and 98% are still going.
- Medium-sized
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.1%
went bankrupt
2.0%
stopped otherwise
98%
still going
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,860 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €240,884 | €312,960 | €428,473 | €492,742 | ▲ 15.0% |
| Remuneration, social security and pensions62 | - | €0 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €699,212 | €802,680 | €1.1m | €1.1m | €681,636 | ▼ 38.8% |
| Other operating charges640/8 | - | €97,477 | €54,662 | €66,381 | €127,107 | ▲ 91.5% |
| Non-recurring operating charges66A | - | €2,451 | €16,837 | €0 | - | - |
| Gross operating margin9900 | €1.1m | €1.3m | €2.4m | €1.6m | €991,643 | ▼ 39.6% |
| Operating profit (loss)9901 | €308,131 | €432,040 | €1.2m | €461,699 | €182,901 | ▼ 60.4% |
| Financial income75/76B | - | €4,999 | €9,963 | €6,597 | €389 | ▼ 94.1% |
| Recurring financial income75 | €33 | €4,999 | €9,963 | €6,597 | €389 | ▼ 94.1% |
| Financial charges65/66B | - | €20,932 | €58,146 | €99,573 | €91,679 | ▼ 7.9% |
| Recurring financial charges65 | €16,078 | €20,932 | €58,146 | €99,573 | €90,679 | ▼ 8.9% |
| Non-recurring financial charges66B | - | - | - | - | €1,000 | - |
| Profit (loss) for the period before taxes9903 | €292,086 | €416,107 | €1.2m | €368,723 | €91,610 | ▼ 75.2% |
| Transfer from deferred taxes780 | - | €4,212 | €1,796 | €1,616 | €1,521 | ▼ 5.9% |
| Income taxes67/77 | €62,286 | €143,381 | €298,558 | €68,480 | €48,097 | ▼ 29.8% |
| Profit (loss) for the period9904 | €232,263 | €276,938 | €862,365 | €301,859 | €45,034 | ▼ 85.1% |
| Transfer from tax-exempt reserves789 | - | €12,637 | €5,387 | €4,849 | €4,562 | ▼ 5.9% |
| Profit (loss) for the period to be appropriated9905 | €239,653 | €289,575 | €867,753 | €306,708 | €49,596 | ▼ 83.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €4.3m | €5.4m | €6.6m | €7.8m | €8.0m | ▲ 2.3% |
| Fixed assets21/28 | €3.8m | €3.6m | €4.3m | €6.8m | €6.3m | ▼ 6.6% |
| Tangible fixed assets22/27 | €3.8m | €3.6m | €4.3m | €6.8m | €6.3m | ▼ 6.6% |
| Land and buildings22 | - | €2.9m | €3.1m | €6.5m | €6.1m | ▼ 6.3% |
| Plant, machinery and equipment23 | - | €6,269 | €2,922 | €1,886 | €24,749 | ▲ 1,212% |
| Furniture and vehicles24 | - | €748,092 | €1.2m | €297,653 | €233,193 | ▼ 21.7% |
| Current assets29/58 | €455,256 | €1.7m | €2.3m | €1.0m | €1.7m | ▲ 61.7% |
| Amounts receivable after more than one year29 | - | €1.0m | €1.0m | €0 | - | - |
| Other amounts receivable291 | - | €1.0m | €1.0m | €0 | - | - |
| Stocks and contracts in progress3 | - | - | - | - | €125,000 | - |
| Stocks30/36 | - | - | - | - | €125,000 | - |
| Amounts receivable within one year40/41 | €109,184 | €486,199 | €637,278 | €206,369 | €303,089 | ▲ 46.9% |
| Trade receivables40 | - | €466,241 | €377,287 | €88,741 | €77,563 | ▼ 12.6% |
| Other amounts receivable41 | - | €19,958 | €259,991 | €117,629 | €225,527 | ▲ 91.7% |
| Cash at bank and in hand54/58 | €344,026 | €223,935 | €601,473 | €795,648 | €1.2m | ▲ 52.1% |
| Deferred charges and accrued income490/1 | - | €11,550 | €39,460 | €22,795 | €19,521 | ▼ 14.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €4.3m | €5.4m | €6.6m | €7.8m | €8.0m | ▲ 2.3% |
| Equity10/15 | €2.0m | €2.3m | €3.1m | €5.2m | €5.3m | ▲ 0.9% |
| Contributions10/11 | - | €6,200 | €6,200 | €28,263 | €28,263 | = |
| Reserves13 | €2.0m | €2.3m | €3.1m | €5.2m | €5.2m | ▲ 0.9% |
| Non-distributable reserves130/1 | - | €1,855 | €0 | - | - | - |
| Reserves not available under the articles1311 | - | €1,855 | €0 | - | - | - |
| Tax-exempt reserves132 | - | €53,872 | €48,485 | €49,485 | €44,923 | ▼ 9.2% |
| Distributable reserves133 | - | €2.2m | €3.1m | €5.2m | €5.2m | ▲ 1.0% |
| Provisions and deferred taxes16 | €69,184 | €64,972 | €63,176 | €61,560 | €60,039 | ▼ 2.5% |
| Provisions for liabilities and charges160/5 | - | €47,014 | €47,014 | €47,014 | €47,014 | = |
| Pensions and similar obligations160 | - | €47,014 | €47,014 | €47,014 | €47,014 | = |
| Deferred taxes168 | - | €17,957 | €16,162 | €14,546 | €13,025 | ▼ 10.5% |
| Amounts payable17/49 | €2.2m | €3.0m | €3.4m | €2.5m | €2.7m | ▲ 5.5% |
| Amounts payable after more than one year17 | €1.6m | €2.3m | €2.7m | €1.4m | €1.1m | ▼ 23.4% |
| Financial debts170/4 | - | €2.3m | €2.7m | €1.4m | €1.1m | ▼ 23.4% |
| Amounts payable within one year42/48 | €652,208 | €782,049 | €646,513 | €1.1m | €1.6m | ▲ 41.9% |
| Current portion of amounts payable after more than one year42 | - | €289,434 | €337,045 | €349,150 | €322,499 | ▼ 7.6% |
| Financial debts43 | - | - | €58,767 | €558,793 | €0 | ▼ 100% |
| Credit institutions430/8 | - | - | €58,767 | €558,793 | €0 | ▼ 100% |
| Trade debts44 | €353,161 | €435,962 | €55,517 | €95,200 | €141,362 | ▲ 48.5% |
| Suppliers440/4 | - | €435,962 | €55,517 | €95,200 | €141,362 | ▲ 48.5% |
| Taxes, remuneration and social security45 | - | €56,653 | €195,184 | €0 | €10,436 | - |
| Taxes450/3 | - | €54,553 | €193,084 | €0 | €10,436 | - |
| Remuneration and social security454/9 | - | €2,100 | €2,100 | €0 | - | - |
| Other amounts payable47/48 | - | - | - | €106,637 | €1.1m | ▲ 932% |
| Accrued charges and deferred income492/3 | - | €3,988 | €11,964 | €13,958 | €14,044 | ▲ 0.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €232,263 | €276,938 | €862,365 | €301,859 | €45,034 | ▼ 85.1% |
| + Depreciation and write-downs630 | €699,212 | €802,680 | €1.1m | €1.1m | €681,636 | ▼ 38.8% |
| Operating cash flow (approximation) | €931,475 | €1.1m | €1.9m | €1.4m | €726,670 | ▼ 48.7% |
| Investment in fixed assets (approximation) | - | -€648,736 | -€1.7m | -€3.6m | -€230,270 | ▲ 93.6% |
| Change in cash | - | -€120,092 | €377,538 | €194,175 | €414,141 | ▲ 113% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Weakest financial yearnet €45,034 ▼85.1%
Net result drops to €45,034, the lowest in the series.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Equity above €5mEq €5.2m ▲67.6%
7 profitable years in a row build equity to €5.2m.
25-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Highest result since 2018net €862,365 ▲211%
Operating result €1.2m, net result €862,365, both a record.
26-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Liquidity triplescurrent ratio 2.20
Current ratio from 0.70 to 2.20.
30-09
Financial
Equity above €2mEq €2.3m ▲14%
5 profitable years in a row build equity to €2.3m.
30-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
17-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
18-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
30-09
Financial
Liquidity doublescurrent ratio 1.14
Current ratio from 0.47 to 1.14.
30-09
Financial
Equity above €1mEq €1.2m ▲35.5%
2 profitable years in a row build equity to €1.2m.
23-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
04-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 5 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Turnhout · 1 establishment unit since 2003
Ground area
8,187 m²
Building footprint
3,676 m²
Volume, LiDAR
25,671 m³
Parcel 13453O0976/00E000, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
JUSO BVBA
since 20032.123.252.893
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13453O0976/00E000 | Flanders | 8,187 m² | 1 · 3,676 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Company details
Identification
Legal formPrivate limited company
Founded05-02-2003
Fiscal year end30-09
Activities, NACEBEL 2025
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
77110Renting and leasing of cars and light motor vehicles
E-invoicing
Reachable via Peppol
Peppol ID
0208:0479464070
Registered
16-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.