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JURAC

Active
Private limited companyfounded 198738 yrs activeGeorges Brugmannplein 33, 1050 Elsene, BelgiumKBO/BCE: BE 0432.217.251
Summary

JURAC has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34,268 and a net result of €1,958. Equity is growing by ~14.6% per year across the filed fiscal years. Its solvency ranks better than 24% of 3342 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability70▼-1
Solvency40▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity short (current ratio 0.54 against 0.45 in 2024; short-term debt: 85.2% and cash: 45.2% of total assets), and 85.2% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 38 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
14.8%
Return on assets
0.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 3342 sector peers (2025).
NBB · sector comparison
Position among 3342 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
25 d late
2024
61 d late
2023
30 d late
2022
31 d late
2021
31 d late
2020
61 d late
2019
133 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 53 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

JURAC was incorporated on 14 October 1987.1 Total assets rose from EUR 177,957 in 2018 to EUR 231,678 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€34,268▲ 6.1%
2024 · €32,310
Total assets
€231,678▼ 1.2%
2024 · €234,606
Net result
€1,958▼ 43.1%
2024 · €3,442
Working capital
-€91,611▲ 16.9%
2024 · -€110,237
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€5,129▼ 67.1%€9,752▲ 90.1%€3,748▼ 61.6%€7,956▲ 112%€6,663▼ 16.2%
Net result€2,573below the sector's middle half▼ 80.2%€6,309below the sector's middle half▲ 145%€237below the sector's middle half▼ 96.2%€3,442below the sector's middle half▲ 1,354%€1,958below the sector's middle half▼ 43.1%
Equity€22,323below the sector's middle half▲ 13.0%€28,631below the sector's middle half▲ 28.3%€28,868below the sector's middle half▲ 0.8%€32,310below the sector's middle half▲ 11.9%€34,268below the sector's middle half▲ 6.1%
Total assets€198,176within the sector's middle half▲ 2.0%€208,657within the sector's middle half▲ 5.3%€213,469within the sector's middle half▲ 2.3%€234,606within the sector's middle half▲ 9.9%€231,678below the sector's middle half▼ 1.2%
Debt€175,854▲ 0.7%€180,026▲ 2.4%€184,601▲ 2.5%€202,295▲ 9.6%€197,410▼ 2.4%
Working capital-€61,290below the sector's middle half▲ 21.0%-€41,089below the sector's middle half▲ 33.0%-€65,988below the sector's middle half▼ 60.6%-€110,237below the sector's middle half▼ 67.1%-€91,611below the sector's middle half▲ 16.9%
Solvency11.3%below the sector's middle half▲ 1.1pp13.7%below the sector's middle half▲ 2.5pp13.5%below the sector's middle half▼ 0.2pp13.8%below the sector's middle half▲ 0.2pp14.8%below the sector's middle half▲ 1.0pp
Current ratio0.65below the sector's middle half▲ 0.100.77below the sector's middle half▲ 0.120.64below the sector's middle half▼ 0.130.45below the sector's middle half▼ 0.190.54below the sector's middle half▲ 0.08
Return on assets (ROA)1.3%below the sector's middle half▼ 5.4pp3.0%below the sector's middle half▲ 1.7pp0.1%below the sector's middle half▼ 2.9pp1.5%below the sector's middle half▲ 1.4pp0.8%below the sector's middle half▼ 0.6pp
above within below the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€2,500€5,000€7,500€10,000Operating result 2021: €5,129€5,129Net result 2021: €2,573€2,573Operating result 2022: €9,752€9,752Net result 2022: €6,309€6,309Operating result 2023: €3,748€3,748Net result 2023: €237€237Operating result 2024: €7,956€7,956Net result 2024: €3,442€3,442Operating result 2025: €6,663€6,663Net result 2025: €1,958€1,95820212022202320242025€0€2,000€4,000€6,000€8,000Operating result 2023: €3,748€3,750Net result 2023: €237€237Operating result 2024: €7,956€7,960Net result 2024: €3,442€3,440Operating result 2025: €6,663€6,660Net result 2025: €1,958€1,960202320242025
The operating result falls in 2025; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €231,678
Fixed assets €125,879 ▼ 12.0%
Current assets €105,799 ▲ 15.6%
Equity and liabilities €231,678
Equity €34,268 ▲ 6.1%
Debt €197,410 ▼ 2.4%
Debt's share of the balance-sheet total falls from 86.2% to 85.2%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€37,805▲
2024 · €34,272
Cash flow
€33,099▲
2024 · €29,758
Debt to equity
5.76▼
2024 · 6.26
ROE
5.7%▼
2024 · 10.7%
Interest coverage
8.02▲
2024 · 7.66
Debt ≤ 1 year
€197,410▼
2024 · €201,795
Income taxes
€149▲
2024 · €106
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,984 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 97% are still going.

  • Micro
  • 20 years or older
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet
1.1% went bankrupt
2.3% stopped otherwise
97% still going

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,984 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet Code20242025
Assets
Total assets20/58€234,606€231,678▼
Fixed assets21/28€143,048€125,879▼
Tangible fixed assets22/27€143,048€125,879▼
Land and buildings22€107,680€104,237▼
Furniture and vehicles24€35,368€21,643▼
Current assets29/58€91,558€105,799▲
Amounts receivable within one year40/41€3,933€1▼
Trade receivables40€3,933-
Other amounts receivable41€1€1=
Cash at bank and in hand54/58€85,613€104,817▲
Deferred charges and accrued income490/1€2,011€981▼
Equity and liabilities
Total equity and liabilities10/49€234,606€231,678▼
Equity10/15€32,310€34,268▲
Contributions10/11€230,541€230,541=
Outside capital11€230,541€230,541=
Other1109/19€230,541€230,541=
Reserves13€6,439€6,439=
Distributable reserves133€6,439€6,439=
Profit (loss) carried forward14-€204,670-€202,712▲
Amounts payable17/49€202,295€197,410▼
Amounts payable within one year42/48€201,795€197,410▼
Trade debts44€4,477€2,166▼
Suppliers440/4€4,477€2,166▼
Taxes, remuneration and social security45€2,083€3,835▲
Taxes450/3€2,083€3,835▲
Other amounts payable47/48€195,235€191,410▼
Accrued charges and deferred income492/3€500-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26,316€31,141▲
Other operating charges640/8€11,900€12,923▲
Gross operating margin9900€46,171€50,728▲
Operating profit (loss)9901€7,956€6,663▼
Financial income75/76B€68€156▲
Recurring financial income75€68€156▲
Financial charges65/66B€4,475€4,713▲
Recurring financial charges65€4,475€4,713▲
Profit (loss) for the period before taxes9903€3,549€2,106▼
Income taxes67/77€106€149▲
Profit (loss) for the period9904€3,442€1,958▼
Profit (loss) for the period to be appropriated9905€3,442€1,958▼
Appropriation of the result
Profit (loss) to be appropriated9906-€204,670-€202,712▲
Profit (loss) brought forward from the previous period14P-€208,112-€204,670▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18,132€16,401€15,090€26,316€31,141▲ 18.3%
Other operating charges640/8€10,825€12,471€11,436€11,900€12,923▲ 8.6%
Gross operating margin9900€34,085€38,624€30,275€46,171€50,728▲ 9.9%
Operating profit (loss)9901€5,129€9,752€3,748€7,956€6,663▼ 16.2%
Financial income75/76B---€68€156▲ 130%
Recurring financial income75---€68€156▲ 130%
Financial charges65/66B€2,555€3,443€3,511€4,475€4,713▲ 5.3%
Recurring financial charges65€2,555€3,443€3,511€4,475€4,713▲ 5.3%
Profit (loss) for the period before taxes9903€2,573€6,309€237€3,549€2,106▼ 40.7%
Income taxes67/77---€106€149▲ 39.5%
Profit (loss) for the period9904€2,573€6,309€237€3,442€1,958▼ 43.1%
Profit (loss) for the period to be appropriated9905€2,573€6,309€237€3,442€1,958▼ 43.1%
Line20212022202320242025Change
Assets
Total assets20/58€198,176€208,657€213,469€234,606€231,678▼ 1.2%
Fixed assets21/28€83,613€70,280€95,417€143,048€125,879▼ 12.0%
Tangible fixed assets22/27€83,613€70,280€95,417€143,048€125,879▼ 12.0%
Land and buildings22€81,366€68,117€93,337€107,680€104,237▼ 3.2%
Furniture and vehicles24€2,247€2,163€2,080€35,368€21,643▼ 38.8%
Current assets29/58€114,564€138,377€118,052€91,558€105,799▲ 15.6%
Amounts receivable within one year40/41---€3,933€1▼ 100.0%
Trade receivables40---€3,933--
Other amounts receivable41---€1€1=
Cash at bank and in hand54/58€112,134€137,525€115,643€85,613€104,817▲ 22.4%
Deferred charges and accrued income490/1€2,429€852€2,410€2,011€981▼ 51.2%
Equity and liabilities
Total equity and liabilities10/49€198,176€208,657€213,469€234,606€231,678▼ 1.2%
Equity10/15€22,323€28,631€28,868€32,310€34,268▲ 6.1%
Contributions10/11€230,541€230,541€230,541€230,541€230,541=
Capital10€230,541€230,541€230,541---
Issued capital100€230,541€230,541€230,541---
Outside capital11---€230,541€230,541=
Other1109/19---€230,541€230,541=
Reserves13€6,439€6,439€6,439€6,439€6,439=
Distributable reserves133€6,439€6,439€6,439€6,439€6,439=
Profit (loss) carried forward14-€214,657-€208,349-€208,112-€204,670-€202,712▲ 1.0%
Amounts payable17/49€175,854€180,026€184,601€202,295€197,410▼ 2.4%
Amounts payable within one year42/48€175,854€179,466€184,041€201,795€197,410▼ 2.2%
Trade debts44€1,317€1,146€1,870€4,477€2,166▼ 51.6%
Suppliers440/4€1,317€1,146€1,870€4,477€2,166▼ 51.6%
Taxes, remuneration and social security45---€2,083€3,835▲ 84.1%
Taxes450/3---€2,083€3,835▲ 84.1%
Other amounts payable47/48€174,537€178,320€182,171€195,235€191,410▼ 2.0%
Accrued charges and deferred income492/3-€560€560€500--
Line20212022202320242025Change
Profit (loss) for the period9904€2,573€6,309€237€3,442€1,958▼ 43.1%
+ Depreciation and write-downs630€18,132€16,401€15,090€26,316€31,141▲ 18.3%
Operating cash flow (approximation)€20,705€22,709€15,327€29,758€33,099▲ 11.2%
Investment in fixed assets (approximation)--€3,068-€40,227-€73,947-€13,973▲ 81.1%
Change in cash-€25,391-€21,883-€30,029€19,204▲ 164%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
25-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 25 days late
2025
30-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-09
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial Highest result since 2018net €13,000 ▲2,308%
Operating result €15,591, net result €13,000, both a record.
11-12
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 133 days late
2019
31-12
Financial Back to profitnet €540
Net result €540 after one loss-making year.
30-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
28-09
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
31-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 1994
seat establishment The establishment unit on the map
Ground area
402 m²
Building footprint
345 m²
Volume, LiDAR
7,697 m³
Parcel 21447B0313/00G014, Brussels · tallest building 29.0 m, ±8 floors. Linked by address, not a title deed.
14 companies at this address See who is registered here
1 establishment unit
Georges Brugmannplein 33, 1050 Elsene
Insurance, reinsurance and pension funding, except compulsory social security
since 19942.069.549.537
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21447B0313/00G014 Brussels 402 m² 1 · 345 m² 29.0 m · 8 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 2,772 companies in sector 69109 we hold annual accounts for 1,209. 880 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded14-10-1987
Fiscal year end31-12
Activities, NACEBEL 2025
69109Other legal services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0432217251
Also 9925:BE0432217251
Registered 26-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.