Checked.be
Active
BE 0667.620.019Private limited company
JUNOKE
Ven 31 ·2250 Olen, Belgium· 9 yrs active
Sector: Painting of buildings
(43341)
Conclusion
JUNOKE has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40k and a net result of €712. Equity is growing by ~5.4% per year across the filed fiscal years. Its solvency ranks better than 81% of 26547 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Based on the State Gazette, CBE and 5 annual accounts.
Key figures
| Equity | €40k |
| Net result | €712 |
| Better than sector | 81% |
| Active | 9 yrs |
Financial profile
75
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
86
Profitability
9
Solvency
100
Growth
78
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2016, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
86
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€4k
estimate, not credit advice
Score history
55
2021
94
2022
100
2023
86
2024
86
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 4.27 (≥ 1.5)
+10
Quick ratio
Quick ratio 4.27 (≥ 1.0)
+5
Leverage
Debt/equity 0.31 (< 1.0)
+10
Profitability
ROE 2%
+3
Interest coverage
Interest coverage 7.2× (≥ 3×)
+8
Profit trend
Net profit down YoY
-3
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 28-08-2026 with the NBB · fiscal year 2025 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~5.4%/year over 5 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 43, Specialised construction activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 76.6% | 47.4% | |
| Net result | €712 | €10k | |
| Equity | €40k | €60k | |
| Gross operating margin | €2k | €39k | |
| Total assets | €52k | €141k |
€1k
-19.7%
21-25
€712
-21.3%
21-25
€938
-18.1%
21-25
€52k
+7.6%
21-25
€40k
+1.8%
21-25
€40k
+2.4%
21-25
€255
-11.7%
21-25
€12k
+31.8%
21-25
€12k
+31.8%
21-25
4.27
-18.0%
21-25
4.27
-18.0%
21-25
76.6%
-5.3%
21-25
0.31
+29.5%
21-25
1.8%
-22.7%
21-25
1.4%
-26.8%
21-25
7.19
+22.1%
21-25
Figures by fiscal year and ratios
Change versus the prior fiscal year, coloured by direction (green = favourable).
| Fiscal year | 2025 Δ | 2024 Δ | 2023 Δ | 2022 Δ | 2021 Δ |
|---|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - | - |
| EBITDA | -19.7% | -71.7% | +137.5% | - | - |
| Net profit | -21.3% | -79.9% | +118.6% | - | - |
| Cash flow | -18.1% | -75.9% | +106.2% | - | - |
| Staff costs | - | - | - | - | - |
| Income taxes | -11.7% | -72.7% | - | - | - |
| Dividends | - | - | - | - | - |
| Total assets | +7.6% | -35.1% | +43.3% | -3.2% | - |
| Equity | +1.8% | +2.4% | +13.3% | +6.5% | - |
| Debt | +31.8% | -74.5% | +98.4% | -17.2% | - |
| of which ≤ 1y | +31.8% | -74.5% | +98.9% | -17.4% | - |
| of which > 1y | - | - | - | - | - |
| Working capital | +2.4% | +3.0% | +14.2% | +7.6% | - |
| Employees (FTE) | - | - | - | - | - |
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Current ratio | 4.27 | 5.21 | 2.04 | 2.81 | 2.39 |
| Quick ratio | 4.27 | 5.21 | 2.04 | 2.81 | 2.39 |
| Working capital ratio | 76.6% | 80.4% | 50.7% | 63.6% | 57.1% |
| Solvency | 76.6% | 80.9% | 51.3% | 64.8% | 58.9% |
| Debt / equity | 0.31 | 0.24 | 0.95 | 0.54 | 0.70 |
| Long-term debt ratio | - | - | - | - | - |
| Interest coverage | 7.19 | 5.89 | 19.94 | 9.49 | -16.90 |
| Gross margin | - | - | - | - | - |
| Net margin | - | - | - | - | - |
| ROA | 1.4% | 1.9% | 6.0% | 4.0% | -7.5% |
| ROE | 1.8% | 2.3% | 11.8% | 6.1% | -12.7% |
| EBITDA margin | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - |
| Days inventory (DSI) | - | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €52k | €48k | €75k | €52k | €54k |
| Fixed assets | 21/28 | - | €226 | €466 | €706 | €946 |
| Tangible fixed assets | 22/27 | - | €226 | €466 | €706 | €946 |
| Current assets | 29/58 | €52k | €48k | €74k | €51k | €53k |
| Amounts receivable within one year | 40/41 | €7k | €513 | €18k | €2k | €7k |
| Cash & bank | 54/58 | €132 | €3k | €10k | €4k | €243 |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €52k | €48k | €75k | €52k | €54k |
| Equity | 10/15 | €40k | €39k | €38k | €34k | €32k |
| Contributions / capital | 10/11 | €6k | €6k | €6k | €6k | €6k |
| Reserves | 13 | €32k | €32k | €32k | €30k | €30k |
| Accumulated profits (losses) | 14 | €2k | €905 | - | €-2k | €-4k |
| Amounts payable | 17/49 | €12k | €9k | €36k | €18k | €22k |
| Amounts payable within one year | 42/48 | €12k | €9k | €36k | €18k | €22k |
| Trade debts payable within one year | 44 | €9k | €3k | €26k | €6k | €6k |
| Income statement | ||||||
| Gross operating margin | 9900 | €2k | €3k | €7k | €3k | €-3k |
| Operating result | 9901 | €1k | €1k | €6k | €2k | €-4k |
| Financial income | 75 | - | €0 | €11 | €5 | €68 |
| Financial charges | 65 | €193 | €293 | €306 | €270 | €216 |
| Result before taxes | 9903 | €967 | €1k | €6k | €2k | €-4k |
| Income taxes | 67/77 | €255 | €289 | €1k | - | - |
| Net result for the period | 9904 | €712 | €905 | €5k | €2k | €-4k |
| Result to be appropriated | 9905 | €712 | €905 | €5k | €2k | €-4k |
Legal Structure
| NACE primary | Painting of buildings(43341) |
| Legal form | Private limited company(610) |
| Incorporation | 12-12-2016 |
| Status | Active |
| Postal code | 2250 |
Establishment units
Junoke
since 20162.259.249.368
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13029G0206/00D002 | Flanders | 145 m² | 1 · 56 m² | 11.1 m · 3 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Liquidity triplescurrent ratio 5.21
Current ratio from 2.04 to 5.21; short-term debt falls from €36k to €9k.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Highest result since 2021net €5k ▲119%
Operating result €6k, net result €5k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Painting of buildings43341Urban planning and landscape architecture71113
Names & trade names
| Legal nameNL | JUNOKE |
| Trade nameNL | JUNOKE |
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