Summary
JUMEROU is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €33,863 and a net result of -€1,137. Its solvency ranks better than 12% of 9,754 sector peers (NACE 64, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 27-09-2024 Normal situation
- Activity
- Activities of holding companies NACE 64210
- Establishment unit
- 2.365.067.955 1495 Villers-la-Ville, since 27-09-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 12-12-2025
Board and ownership
Board
- BUCHET Cédric Jean AndréDirector · since 27-09-2024
- Holdings
- Shares in 2 companies DISTRI-JUNAUX and FOULON FOOD
Financial position
Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
- Loss
- €1,137
- Equity
- €33,863
- Total assets
- €635,194
Signalsraises riskWeak solvency compared with the sectorYoung companyneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Signals
Three signals.
raises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 9754 sector peers (2025).
NBB · sector comparisonPosition among 9754 sector peers
Solvency
better than 12%
← weakest
strongest →
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
23 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 08-07-2026 at the NBB
Equity
€33,863
Net result
-€1,137
Total assets
€635,194
Solvency
5.3%
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
Assets €635,194
Fixed assets
€179,967
Current assets
€455,227
Equity and liabilities €635,194
Equity
€33,863
Debt
€601,331
Debt's share of the balance-sheet total is 94.7%.
Key figures and ratios
ROE
-3.4%
ROA
-0.2%
Debt ≤ 1 year
€28,981
Debt > 1 year
€572,350
Investments
| Item | 2025 |
|---|---|
| Intangible fixed assets | €1,590 |
| Financial fixed assets | €179,967 |
| Depreciation and write-downs of the year | €1,590 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,590 |
| Other operating charges640/8 | €553 |
| Gross operating margin9900 | €29,680 |
| Operating profit (loss)9901 | €27,537 |
| Financial income75/76B | €0 |
| Recurring financial income75 | €0 |
| Financial charges65/66B | €28,674 |
| Recurring financial charges65 | €28,674 |
| Profit (loss) for the period before taxes9903 | -€1,137 |
| Profit (loss) for the period9904 | -€1,137 |
| Profit (loss) for the period to be appropriated9905 | -€1,137 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €635,194 | |
| Fixed assets21/28 | €179,967 | |
| Financial fixed assets28 | €179,967 | |
| Current assets29/58 | €455,227 | |
| Amounts receivable within one year40/41 | €455,077 | |
| Trade receivables40 | €36,000 | |
| Other amounts receivable41 | €419,077 | |
| Cash at bank and in hand54/58 | €150 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €635,194 | |
| Equity10/15 | €33,863 | |
| Contributions10/11 | €35,000 | |
| Profit (loss) carried forward14 | -€1,137 | |
| Amounts payable17/49 | €601,331 | |
| Amounts payable after more than one year17 | €572,350 | |
| Financial debts170/4 | €572,350 | |
| Amounts payable within one year42/48 | €28,981 | |
| Trade debts44 | €28,981 | |
| Suppliers440/4 | €28,981 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€1,137 |
| + Depreciation and write-downs630 | €1,590 |
| Operating cash flow (approximation) | €454 |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 08-07-2026 | 2026-00285476 |
Board & ownership
Directors
Directors
1 director, no change since 2024
BUCHET Cédric Jean André
Current
Sole director · since 27-09-2024 · term without a fixed end · listed in the 2025 annual accounts, filed on 08-07-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
deed of 01-10-2024
Each director alone
“Article 17 - Représentation de la société La société est valablement représentée à l’égard des tiers et notamment dans les actes auxquels…”
Full text
Article 17 - Représentation de la société La société est valablement représentée à l’égard des tiers et notamment dans les actes auxquels intervient un fonctionnaire public ou un officier ministériel, ainsi qu’en justice, tant en demandant qu’ en défendant : - soit, en présence d’un administrateur unique, par cet administrateur unique ; - soit par chaque administrateur ; - soit par des mandataires spéciaux, dans les limites de leur mandat; - soit, dans les limites de la gestion journalière, par l’administrateur unique ou par un délégué à cette gestion.
Owners and capital
Shareholders
At incorporation
act of 01-10-2024 ↗
- BUCHET Cédric Jean André 5,999 shares (100%) · €5,999
- ITM BELGIUM (BE 0444.175.173) 1 share (0%) · €1
Capital transactions
Capital over time
- 01-10-2024 Incorporation · €35,000 · 6,000 shares
Articles of association
Board and representation
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “L'organe d'administration peut conférer à toute personne de son choix, actionnaire ou non, tels pouvoirs spéciaux qu'il détermine.”
Capital, shares and profit
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- “Actionnaires peuvent prendre connaissance de l'intégralité du registre concernant leur classe, registre des actions nominatives tenu au…”
Audit, dissolution and liquidation
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Auditor ruleThe articles set how a statutory auditor is appointed and what they check.
- “Lorsque la loi l'exige et dans les limites qu'elle prévoit, le contrôle de la société est assuré par un ou plusieurs commissaires, nommés…”
- Dissolution ruleThe articles set when and by whom the company can be dissolved.
- “Actif net réduit à un montant inférieur à la moitié du capital, formes prescrites pour la modification des statuts”
Articles of association, deed of 01-10-2024 (in French)
Network & group
Holdings and subsidiaries
2 holdingsHoldings 2
Source for every holding own accounts 2025
- DISTRI-JUNAUXsubsidiaryEquity -€1.3m Loss of €930,030 in 2025 (loss of €423,279 in 2024) Checked score 4889.98%
- FOULON FOODsubsidiaryEquity -€992,640 Loss of €937,232 in 2025 (loss of €155,408 in 2024) Checked score 5089.98%
Companies at the same address
1 other companyConnections & network
1 current directorThe network starts from the directors of JUMEROU. Every other company they run is a node.
This company
Company
Director
Shareholding
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Timeline
Acts, filings and financial milestones
2026
08-07
micro format · 23 days before the deadline
2024
01-10
Gazette deed
IncorporationStarting capital €35,000 · Appointment: BUCHET Cédric Jean André (sole director) · Permanent representative: BUCHET Cédric Jean André · Declaration17 points ▸
Gazette deed
Incorporation
Starting capital €35,000 · Appointment: BUCHET Cédric Jean André (sole director) · Permanent representative: BUCHET Cédric Jean André · Declaration17 points ▸
- Declaration, “capacity and competence, capable and competent, no incapacity measures” (deed in French)
- Declaration, “reading of the deed, full reading by notary, parties may request explanation” (deed in French)
- Declaration, “acknowledgement of identity and draft, identity complete and correct, draft received in advance, no full reading requested” (deed in French)
- Incorporation, 27-09-2024
- Founding capital, €35,000
- Capital, €35,000
- Other provision, 27-09-2024
- Declaration, “founder liability, notary drew attention to founder liability in case of bankruptcy within 3 years if starting equity manifestly insufficient” (deed in French)
- Share issue, 2999, 3001
- BUCHET Cédric Jean André holds 5,999 shares
- ITM BELGIUM holds 1 share
- Bank account, “Banque CBC, special account in name of company in formation” (deed in French)
- The act holds 5 more points.
Gazette deedNBB filing
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Register details
Identity
KBO recordName
JUMEROU in French
Enterprise number
1014.249.420
Legal form
Private limited company
Status
Active, normale toestand
Founded
27-09-2024
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 01-10-2024 (in French)Registered office and establishments
Registered office
Rue des Merlettes 10, 1495 Villers-la-Ville, Belgium
Establishment unit
JUMEROU, Rue des Merlettes 10, 1495 Villers-la-Ville since 27-09-2024 · unit number 2.365.067.955
Activities
NACEBEL 202564210
Activities of holding companies main activity
Codes under NACEBEL 2008
64200
Holdings main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 01-10-2024 (in French)
“Holding; Financial and commercial operations; Participation in all forms in all companies, enterprises, associations and commercial…”
8 activities
- Holding
- Financial and commercial operations
- Participation in all forms in all companies, enterprises, associations and commercial, industrial or real estate businesses
- Management of companies, enterprises or associations in which it holds participations
- Acceptance of director mandates in companies, enterprises or associations in which it holds participations
- Guaranteeing commitments of companies, enterprises or associations in which it holds participations
- All civil, commercial, industrial, financial, movable or immovable operations in Belgium or abroad directly or indirectly related to its object
- Interest by all means, notably contributions, transfers, mergers or others in companies or enterprises with identical, analogous, similar or connected object or likely to favor development of the enterprise
Invoicing and payment
VAT number
BE 1014.249.420
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of June at 15:00
deed of 01-10-2024 (in French)General meeting ruleThe articles set who calls the general meeting, who may attend and how it decides.
“Lorsque la société ne compte qu'un seul actionnaire, il exerce les pouvoirs dévolus à l'assemblée générale. Il ne peut les déléguer.”
“Pour être admis à l'assemblée générale, l'organe d'administration peut exiger que tout propriétaire de titres effectue le dépôt de ses…”
“Tout propriétaire d'actions pourra se faire représenter à l'assemblée générale par un mandataire spécial qui est lui-même actionnaire et qui…”
“Toute assemblée générale est présidée par l'administrateur le plus agé. Le président désigne le secrétaire, qui peut ne pas être…”
“Toute assemblée générale, ordinaire ou extraordinaire, peut être séance tenante prorogée à trois semaines au plus par l'organe…”
“Les comptes annuels et les rapports ci-avant visés sont adressés aux actionnaires en nom, en même temps que la convocation. Tout actionnaire…”
deed of 01-10-2024 (in French)Voting ruleThe articles set which majority the meeting decides by, for example a simple or a special majority.
“Sauf dans les cas prévus par la loi, les décisions sont prises, quel que soit le nombre de titres représentés, à la majorité des voix. En…”
deed of 01-10-2024 (in French)Sites & property
Location
Buildings and parcels at the address
Ground area
1,048 m²
Building footprint
132 m²
Building volume
769 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 25062I0031/00Z000 | Wallonia | 1,048 m² | 1 · 132 m² | 7.6 m · 2 |