JUMA PROJECTS
Open bankruptcyA bankruptcy procedure is open for JUMA PROJECTS according to publications in the Belgian State Gazette; curator: FILIP MELIS.
Summary
The 2023 annual accounts show negative equity (-€23,247) and a net result of -€24,834.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Ghent, Bruges division
- Declared bankrupt
- 14 August 2024
- Supervising judge
- Peter Goekint
- Official Gazette
- 23-08-2024 (pdf) ↗search the document for 2024/132745
Curator
- Filip MelisPastoriestraat 336, 8200 Bruggefilip@melisadvocaten.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
Deadlines: the judgment sets the last day to file your claim, by law at most thirty days after the judgment, and the day of the first verification report. Both dates are in the publication in the Official Gazette and in RegSol; Checked does not read them yet. A late claim is sometimes still possible, but not without consequences.
File a claim in RegSol ↗
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Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help. Full guide for creditors
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 31-07-2024, 0 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
on the day
2022
24 d late
2021
2 d early
2020
1 d early
2019
6 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 3 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Address check Are there other customers at risk in your own list?Debtor check How is the Agents in the wholesale of textiles, clothing, fur, footwear and leather goods sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2023, micro schema
Equity
-€23,247
2022 · €1,587
Total assets
€96,249▲ 8.8%
2022 · €88,441
Net result
-€24,834▼ 854%
2022 · -€2,603
Working capital
-€36,590▼ 155%
2022 · -€14,373
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192020202120222023
Operating result€17,208▲ 570%€13,063▼ 24.1%-€1,566€3,218-€19,440
Net result€8,949€4,228▼ 52.8%-€13,184-€2,603▲ 80.3%-€24,834▼ 854%
Equity€13,146▲ 213%€17,374▲ 32.2%€4,190▼ 75.9%€1,587▼ 62.1%-€23,247
Total assets€94,640▼ 11.7%€87,011▼ 8.1%€72,133▼ 17.1%€88,441▲ 22.6%€96,249▲ 8.8%
Debt€81,494▼ 20.9%€69,637▼ 14.5%€67,943▼ 2.4%€86,854▲ 27.8%€119,496▲ 37.6%
Working capital€26,418▼ 15.6%€14,516▼ 45.1%-€10,748-€14,373▼ 33.7%-€36,590▼ 155%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2023: a loss of €19,440 after €3,218 in 2022, the lowest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €96,249
Fixed assets
€13,343 ▼ 16.4%
Current assets
€82,906 ▲ 14.4%
Key figures and ratios
EBITDA
-€15,619▼
2022 · €6,615
Cash flow
-€21,012▼
2022 · €794
Solvency
-24.2%▼
2022 · 1.8%
Current ratio
0.69▼
2022 · 0.83
Quick ratio
0.62▼
2022 · 0.69
Debt to equity
-5.14▼
2022 · 54.74
ROA
-25.8%▼
2022 · -2.9%
Interest coverage
-2.47▼
2022 · 4.92
Debt ≤ 1 year
€119,496▲
2022 · €86,854
Income taxes
-€933▼
2022 · €4,490
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,501 | €2,478 | €3,187 | €3,397 | €3,822 | ▲ 12.5% |
| Other operating charges640/8 | - | - | €1,690 | €1,278 | €4,236 | ▲ 232% |
| Gross operating margin9900 | €20,794 | €16,386 | €3,311 | €7,893 | -€11,382 | ▼ 244% |
| Operating profit (loss)9901 | €17,208 | €13,063 | -€1,566 | €3,218 | -€19,440 | ▼ 704% |
| Financial income75/76B | - | - | €239 | €15 | €0 | ▼ 99.9% |
| Recurring financial income75 | €145 | €1 | €239 | €15 | €0 | ▼ 99.9% |
| Financial charges65/66B | - | - | €1,197 | €1,346 | €6,326 | ▲ 370% |
| Recurring financial charges65 | €2,413 | €1,514 | €1,197 | €1,346 | €6,326 | ▲ 370% |
| Profit (loss) for the period before taxes9903 | €14,939 | €11,550 | -€2,524 | €1,887 | -€25,766 | ▼ 1,465% |
| Income taxes67/77 | €5,991 | €7,322 | €10,660 | €4,490 | -€933 | ▼ 121% |
| Profit (loss) for the period9904 | €8,949 | €4,228 | -€13,184 | -€2,603 | -€24,834 | ▼ 854% |
| Profit (loss) for the period to be appropriated9905 | €8,949 | €4,228 | -€13,184 | -€2,603 | -€24,834 | ▼ 854% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €94,640 | €87,011 | €72,133 | €88,441 | €96,249 | ▲ 8.8% |
| Fixed assets21/28 | €9,470 | €12,090 | €14,937 | €15,959 | €13,343 | ▼ 16.4% |
| Tangible fixed assets22/27 | €9,470 | €12,090 | €14,937 | €15,959 | €13,343 | ▼ 16.4% |
| Plant, machinery and equipment23 | - | - | €2,287 | €4,441 | €3,743 | ▼ 15.7% |
| Furniture and vehicles24 | - | - | €1,089 | €760 | €432 | ▼ 43.2% |
| Other tangible fixed assets26 | - | - | €11,562 | €10,758 | €9,169 | ▼ 14.8% |
| Current assets29/58 | €85,170 | €74,921 | €57,196 | €72,481 | €82,906 | ▲ 14.4% |
| Amounts receivable after more than one year29 | - | - | €39,335 | €39,335 | €27,366 | ▼ 30.4% |
| Other amounts receivable291 | - | - | €39,335 | €39,335 | €27,366 | ▼ 30.4% |
| Stocks and contracts in progress3 | €11,913 | €10,283 | €13,762 | €12,257 | €8,481 | ▼ 30.8% |
| Stocks30/36 | - | - | €13,762 | €12,257 | €8,481 | ▼ 30.8% |
| Amounts receivable within one year40/41 | €23,405 | €10,034 | €887 | €17,744 | €45,805 | ▲ 158% |
| Trade receivables40 | - | - | - | €15,963 | €39,806 | ▲ 149% |
| Other amounts receivable41 | - | - | €887 | €1,781 | €5,999 | ▲ 237% |
| Cash at bank and in hand54/58 | - | €2,879 | €302 | €483 | €68 | ▼ 85.9% |
| Deferred charges and accrued income490/1 | - | - | €2,909 | €2,662 | €1,186 | ▼ 55.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €94,640 | €87,011 | €72,133 | €88,441 | €96,249 | ▲ 8.8% |
| Equity10/15 | €13,146 | €17,374 | €4,190 | €1,587 | -€23,247 | ▼ 1,565% |
| Contributions10/11 | €12,400 | - | €12,400 | €12,400 | €12,400 | = |
| Profit (loss) carried forward14 | €746 | €4,974 | -€8,210 | -€10,813 | -€35,647 | ▼ 230% |
| Amounts payable17/49 | €81,494 | €69,637 | €67,943 | €86,854 | €119,496 | ▲ 37.6% |
| Amounts payable after more than one year17 | €22,742 | €9,232 | - | - | - | - |
| Amounts payable within one year42/48 | €58,752 | €60,405 | €67,943 | €86,854 | €119,496 | ▲ 37.6% |
| Current portion of amounts payable after more than one year42 | - | - | €10,373 | €4,639 | - | - |
| Financial debts43 | - | - | €2,049 | €4,983 | €5,140 | ▲ 3.2% |
| Credit institutions430/8 | - | - | €2,049 | €4,983 | €5,140 | ▲ 3.2% |
| Trade debts44 | €30,942 | €29,915 | €38,562 | €59,334 | €89,493 | ▲ 50.8% |
| Suppliers440/4 | - | - | €38,562 | €59,334 | €89,493 | ▲ 50.8% |
| Taxes, remuneration and social security45 | - | - | €16,960 | €17,898 | €24,237 | ▲ 35.4% |
| Taxes450/3 | - | - | €14,358 | €17,898 | €24,237 | ▲ 35.4% |
| Remuneration and social security454/9 | - | - | €2,602 | - | - | - |
| Other amounts payable47/48 | - | - | - | - | €626 | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €8,949 | €4,228 | -€13,184 | -€2,603 | -€24,834 | ▼ 854% |
| + Depreciation and write-downs630 | €2,501 | €2,478 | €3,187 | €3,397 | €3,822 | ▲ 12.5% |
| Operating cash flow (approximation) | €11,450 | €6,706 | -€9,997 | €794 | -€21,012 | ▼ 2,745% |
| Investment in fixed assets (approximation) | - | -€5,099 | -€6,034 | -€4,420 | -€1,206 | ▲ 72.7% |
| Change in cash | - | - | -€2,576 | €181 | -€415 | ▼ 330% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
23-08
Bankruptcy
Opening
Ondernemingsrechtbank Gent, afdeling Brugge · event 14-08-2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet -€24,834
Net result drops to -€24,834, the lowest in the series.
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €8,949
Net result €8,949 after one loss-making year.
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2016
Ground area
262 m²
Building footprint
107 m²
Volume, LiDAR
612 m³
Parcel 31039E0432/00G003, Flanders · tallest building 9.9 m, ±1 floor. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Juma Projects
since 20162.255.096.778
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31039E0432/00G003 | Flanders | 262 m² | 1 · 107 m² | 9.9 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | FILIP MELIS PASTORIESTRAAT 336, 8200 BRUGGE- |
14-08-2024 → present |
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Of 1,277 companies in sector 46160 we hold annual accounts for 687. 119 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-07-2016
Fiscal year end31-12
Activities, NACEBEL 2025
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
46419Wholesale trade
46422Wholesale trade
46423Wholesale of clothing, excluding workwear and underwear
46424Wholesale trade
46496Wholesale trade
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.