JULO one
ActiveSummary
The computed 12-month bankruptcy probability of JULO one is 2.6% (moderate). The 2025 annual accounts show equity of €38,036 and a net result of -€8,845. Its solvency ranks better than 14% of 7524 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability36=
Solvency28▼-5
Growth32
Track record82
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days only on tighter terms
Liquidity ample (current ratio 2.43 against 3.85 in 2024; short-term debt: 41.1% and cash: 9.6% of total assets), but 96.7% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2425
2024 to 2025 · latest year -€8,845
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 7524 sector peers (2025).
NBB · sector comparisonPosition among 7524 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
on the day
2024
27 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 14 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€38,036▼ 18.9%
2024 · €46,881
Total assets
€1.2m▲ 104%
2024 · €571,032
Net result
-€8,845▼ 184%
2024 · -€3,119
Working capital
€688,111▲ 62.9%
2024 · €422,524
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result-€3,029-€13,300
Net result-€3,119--€8,845▼ 184%
Equity€46,881-€38,036▼ 18.9%
Total assets€571,032-€1.2m▲ 104%
Debt€524,151-€1.1m▲ 116%
Working capital€422,524-€688,111▲ 62.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €13,300 after a loss of €3,029 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €1.2m
Equity
€38,036 ▼ 18.9%
Debt
€1.1m ▲ 116%
Debt's share of the balance-sheet total rises from 91.8% to 96.7%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
2.43▼
2024 · 3.85
Quick ratio
0.29▼
2024 · 0.42
Debt to equity
29.70▲
2024 · 11.18
ROE
-23.3%▼
2024 · -6.7%
ROA
-0.8%▼
2024 · -0.5%
Debt ≤ 1 year
€479,633▲
2024 · €148,508
Debt > 1 year
€650,075▲
2024 · €375,643
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Other operating charges640/8 | €609 | €2,695 | ▲ 343% |
| Gross operating margin9900 | -€2,420 | €15,995 | ▲ 761% |
| Operating profit (loss)9901 | -€3,029 | €13,300 | ▲ 539% |
| Financial income75/76B | €2 | €110 | ▲ 6,451% |
| Recurring financial income75 | €2 | €110 | ▲ 6,451% |
| Financial charges65/66B | €92 | €22,255 | ▲ 24,035% |
| Recurring financial charges65 | €92 | €22,255 | ▲ 24,035% |
| Profit (loss) for the period before taxes9903 | -€3,119 | -€8,845 | ▼ 184% |
| Profit (loss) for the period9904 | -€3,119 | -€8,845 | ▼ 184% |
| Profit (loss) for the period to be appropriated9905 | -€3,119 | -€8,845 | ▼ 184% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €571,032 | €1.2m | ▲ 104% |
| Current assets29/58 | €571,032 | €1.2m | ▲ 104% |
| Stocks and contracts in progress3 | €509,016 | €1.0m | ▲ 102% |
| Stocks30/36 | €509,016 | €1.0m | ▲ 102% |
| Amounts receivable within one year40/41 | €47,636 | €26,000 | ▼ 45.4% |
| Trade receivables40 | €47,636 | €26,000 | ▼ 45.4% |
| Cash at bank and in hand54/58 | €14,380 | €111,694 | ▲ 677% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €571,032 | €1.2m | ▲ 104% |
| Equity10/15 | €46,881 | €38,036 | ▼ 18.9% |
| Contributions10/11 | €50,000 | €50,000 | = |
| Profit (loss) carried forward14 | -€3,119 | -€11,964 | ▼ 284% |
| Amounts payable17/49 | €524,151 | €1.1m | ▲ 116% |
| Amounts payable after more than one year17 | €375,643 | €650,075 | ▲ 73.1% |
| Financial debts170/4 | €375,643 | €650,075 | ▲ 73.1% |
| Amounts payable within one year42/48 | €148,508 | €479,633 | ▲ 223% |
| Trade debts44 | €52,117 | €188,696 | ▲ 262% |
| Suppliers440/4 | €52,117 | €188,696 | ▲ 262% |
| Taxes, remuneration and social security45 | €5,512 | €16,437 | ▲ 198% |
| Taxes450/3 | €5,512 | €16,437 | ▲ 198% |
| Other amounts payable47/48 | €90,879 | €274,500 | ▲ 202% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€3,119 | -€8,845 | ▼ 184% |
| Operating cash flow (approximation) | -€3,119 | -€8,845 | ▼ 184% |
| Change in cash | - | €97,314 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
Ground area
457 m²
Building footprint
111 m²
Volume, LiDAR
898 m³
Parcel 11051B0077/00G002, Flanders · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
JULO one
since 20242.364.827.930
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11051B0077/00G002 | Flanders | 457 m² | 1 · 111 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DESCOM CONSTRUCT
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MDV HOME
BE 1000.739.397
Drogenbos · Eq €38,016
FD Façade & Plâtre
BE 1007.608.284
Wezembeek-Oppem · Eq €38,058
VNG Buildgroup
BE 0662.366.082
Denderleeuw · Eq €38,061
Of 29,787 companies in sector 41001 we hold annual accounts for 16,039. 12,791 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-09-2024
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
43240Other construction installation
70200Business and other management consultancy
74130Interior design
Scores and ratios are computed by Checked and are not a credit decision.