JULLIEN MATERIALS
ActiveSummary
JULLIEN MATERIALS has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €274k and a net result of €107k. Equity is growing by ~17.7% per year across the filed fiscal years. Its solvency ranks better than 30% of 7777 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+5
Solvency53▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity tight (current ratio 1.26 against 1.25 in 2024; short-term debt: 66.6% and cash: 2.7% of total assets), and 72% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28%
Return on assets
10.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
27 d late
2023
28 d late
2022
5 d early
2021
30 d early
2020
293 d late
2019
202 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€274k▲ 30.8%
2024 · €210k
2018: €91k
2019: €99k
2020: €95k
2021: €110k
2022: €148k
2023: €164k
2024: €210k
2018 → 2025
Total assets
€979k▲ 46.7%
2024 · €667k
2018: €590k
2019: €843k
2020: €819k
2021: €1.17M
2022: €1.08M
2023: €808k
2024: €667k
2018 → 2025
Net result
€107k▲ 133%
2024 · €46k
2018: €3k
2019: €8k
2020: €-4k
2021: €15k
2022: €42k
2023: €16k
2024: €46k
2018 → 2025
Working capital
€172k▲ 56.2%
2024 · €110k
2018: €41k
2019: €38k
2020: €26k
2021: €29k
2022: €-22k
2023: €20k
2024: €110k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€110k-€148k▲ 34.5%€164k▲ 10.9%€210k▲ 28.0%€274k▲ 30.8%
Operating result€36k-€78k▲ 120%€28k▼ 64.1%€68k▲ 143%€149k▲ 117%
Net result€15k-€42k▲ 187%€16k▼ 61.7%€46k▲ 185%€107k▲ 133%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 117% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €979k
Fixed assets
€155k ▲ 26.7%
Current assets
€824k ▲ 51.3%
Equity and liabilities €979k
Equity
€274k ▲ 30.8%
Debt
€705k ▲ 54.1%
Debt's share of the balance-sheet total rises from 68.6% to 72.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€222k▲
2024 · €134k
Cash flow
€180k▲
2024 · €112k
Current ratio
1.26▲
2024 · 1.25
Debt to equity
2.57▲
2024 · 2.18
ROE
38.8%▲
2024 · 21.8%
ROA
10.9%▲
2024 · 6.9%
Interest coverage
33.27▲
2024 · 23.70
Debt ≤ 1 year
€652k▲
2024 · €435k
Debt > 1 year
€53k▲
2024 · €23k
Income taxes
€37k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€667k€979k▲
Fixed assets21/28€123k€155k▲
Tangible fixed assets22/27€123k€155k▲
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€116k€150k▲
Current assets29/58€545k€824k▲
Amounts receivable within one year40/41€529k€790k▲
Trade receivables40€309k€579k▲
Other amounts receivable41€221k€211k▼
Cash at bank and in hand54/58€10k€27k▲
Deferred charges and accrued income490/1€5k€8k▲
Equity and liabilities
Total equity and liabilities10/49€667k€979k▲
Equity10/15€210k€274k▲
Contributions10/11€8k€8k=
Reserves13€128k€86k▼
Distributable reserves133€128k€86k▼
Profit (loss) carried forward14€74k€180k▲
Amounts payable17/49€458k€705k▲
Amounts payable after more than one year17€23k€53k▲
Financial debts170/4€23k€53k▲
Amounts payable within one year42/48€435k€652k▲
Current portion of amounts payable after more than one year42€15k€25k▲
Trade debts44€95k€337k▲
Suppliers440/4€95k€337k▲
Advances received on contracts in progress46€80k-
Taxes, remuneration and social security45€9k€12k▲
Taxes450/3€9k€12k▲
Other amounts payable47/48€235k€278k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€66k€73k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€137k€224k▲
Operating profit (loss)9901€68k€149k▲
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€6k€7k▲
Recurring financial charges65€6k€7k▲
Profit (loss) for the period before taxes9903€64k€143k▲
Income taxes67/77€19k€37k▲
Profit (loss) for the period9904€46k€107k▲
Profit (loss) for the period to be appropriated9905€46k€107k▲
Appropriation of the result
Profit (loss) to be appropriated9906€120k€180k▲
Profit (loss) brought forward from the previous period14P€74k€74k=
Transfer from equity791/2-€42k
Transfer to equity691/2€46k-
To the legal reserve6920€46k-
Profit to be distributed694/7-€42k
Return on contributions (dividend)694-€42k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €107k ▲133%
Operating result €149k, net result €107k, both a record.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 27 days late
2024
31-12
Financial
Equity above €200kEq €210k ▲28%
4 profitable years in a row build equity to €210k.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 28 days late
2023
31-12
Financial
Equity above €150kEq €164k ▲10.9%
3 profitable years in a row build equity to €164k.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
17-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 293 days late
2021
30-09
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
30-09
Financial
Equity above €100kEq €110k ▲15.4%
Equity rises from €95k to €110k.
2020
18-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 202 days late
Show earlier events
30-09
Financial
Weakest financial yearnet €-4k ▼152%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 153 days late
2018
18-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 18 days late
2017
12-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beersel · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vaartweg 1A1651 BeerselGround area
2,204 m²
Building footprint
1,355 m²
Volume, LiDAR
8,423 m³
Parcel 23046C0261/00S000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JULLIEN MATERIALS
since 20122.206.913.514
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23046C0261/00S000 | Flanders | 2,204 m² | 1 · 1,355 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 489 EUR awarded| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 489 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
ECC TOITURES
BE 0543.604.925
Châtelet · Eq €274,424
Upgreen
BE 0731.730.386
Herve · Eq €274,379
Van den Spiegel
BE 0877.145.660
Ninove · Eq €274,373
BRICHAUD-RATKOVIC
BE 0836.587.584
Seraing · Eq €274,448
Goos Dakwerken
BE 0835.686.573
Mol · Eq €274,322
Of 8,561 companies in sector 43410 we hold annual accounts for 4,357. 3,406 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-01-2012
Fiscal year end31-12
Activities, NACEBEL 2025
43410Roofing work
68121Development of residential building projects
46130Agents in the wholesale of timber and building materials
47521Retail sale of hardware, building materials, paint and glass (general range)
47522Retail trade
68110Buying and selling of own real estate
77320Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.